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Letting Issue- Some help needed
Hello all, Some advice for a friend of mine, He is renting and had an issue with his bank - was hacked and taken him a long time to sort- the money will be back to him on Friday so he can pay the rent in full He became two months behind on his rent today, now his LL gave him until 4pm today to pay before taking action but…
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House sale - who is entitled to what
Hi I bought a house with my partner a few years ago. It didn't last long. She walked away and after trying to get me to buy the house in my own name she disappeared for a long time. About five years I think. I wasn't able to buy the house as it was in negative equity. I've stayed in the house and payed the mortgage for…
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Existing Mould wasn't disclosed before moving in 4 years ago. Still not sorted!!!
Mould was present inside of wall and damp from shower and previous tenant. Mould seaps through wall. Wasn't told prior to moving in and they knew about it 4 years ago. Have been ill 4 times over this. Can I take landlord/letting agent to court for all my rental payments since I moved in? If I knew about it prior then I…
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Scam alert: Conveyancing fraud
Please be careful if you receive an email from your solicitor asking you to advance your deposit. Check the details with the firm directly before transferring money. This poor woman lost over £75,000 http://www.belfasttelegraph.co.uk/news/northern-ireland/co-down-woman-loses-77000-in-email-scam-31602094.html
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Who took over KeepMoat's Shared Equity Loans
Hi all About a month ago Keepmoat homes contacted us and advised that another company was taking over the equity loan that we have on our property. Unfortunately I've misplaced the letter and need to call them. Does anyone know the name of the company who took over the loans? I know its ridiculous but I've called Keep Moat…
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Property valued slightly less than our offer - surveyor says it won't affect mortgage
Hi all We are in the process of buying a property. It was marketed at £285k and we had our offer accepted at £282k. The surveyor visited the property last week to value it and carry out our homebuyers survey, then phoned us on Saturday to say he valued it at £275k. We are surprised by this as we feel it was competitively…
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pro's & con's of part buy part rent?
hi folks seen a flat that is on offer for £72,000 (that's the mortgage side of it), so currently valued at 144k. I only want to put a 5% deposit down so I have enough to furnish the place if/when I get it. I love the place and really want to buy it, but its 50% ownership and I was wondering what are the pro's and con's of…
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Guarantor - Bank Statement?
Does a guarantor need to provide a bank statement? If so, is there any ways around this? My guarantor made clear to me, he IS NOT giving his bank statement to anyone. He gets a good private pension and is a house owner, maybe proof of them 2 may be good enough?
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Is my landlord trying to get rid of me?
Having a benefits issue, they stopped my benefits as they think I dont live in property, whilst that is getting sorted LL wanted me to pay towards the rent, I have paid £200 so far and a few days ago LL wanted to do a sap check which I allowed. 2 days later I notice LL has put a listing on Gumtree for a flat at same rent…
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Taking over mortgage?
My parents want me to buy there house off them. I move in with them and use the equity in the house to buy another house. So the idea being one mortgage Is this do able? There house is worth £295k, £145k left on the mortgage so 150k equity? They bought the house for £190k some years ago but no longer need all the space so…
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(Protected) Assured Tenancy
I've tried looking on the web for this and can't get an exact answer (it all seems to be if someone dies or someone leaves because of violence, which is not applicable) Basically, I live in a Maisonette, two bedroom, rented from a housing group. I am a joint tenant with the other joint tenant responsible for 50% of rent…
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Wading through my first house purchase....
Hello all :) Nothing too dramatic, just excited and nervous:eek: I put in an offer on the perfect house on the 17th sept, offer accepted on the 18th. Managed to see the property before it went up for the open day... sneaky I know, but I simply had to have it after all of the fall through's and let downs, gazumping galore.…
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Husband buying me out
My husband has offered me £150,000 for my share of the property which is £10,000 more than what I would get if we split it exactly half. He agreed to this figure if I didn't go for half his pension. 1. Am I stupid not to go for more? 2, what happens about capital gains tax? 3, how easy is it to get the deeds changed over…
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Surveying a house we currently rent & are buying
Just interested in thoughts on this situation. We are just starting the process of buying the house we have rented for 18 months. The house was previously my landlord's family home. He is also a builder and has done a lot of major work himself (so is obviously quite biased about it) We have quite a good relationship with…
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Evil stench - compensation?
We're renting a very expensive flat in London, which is nice, but - our bathroom absolutely stinks of raw sewage almost every morning and every night. The flat is the bottom half of a victorian house. We have to have the bathroom window open and the door closed, otherwise the stench spreads across the whole flat v quickly.…
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Undisclosed management fees.
Bought a leasehold ex council flat in July. Specifically asked the solicitor to check if any upcoming large maintenance bills. The management pack gave details of previous and current years management costs and answered the question about any future expected high bills by saying they hadn't finalised next year yet. Just…
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Protecting future buyers from a bad house
Hello, we recently pulled out of a purchase after our survey came back with very damning results. Terrible damp problems (when we viewed it we were told it was all treated and could see where course had been applied, but was apparently done badly), bowed roof due to incorrect tiles, a structurally unsound modification,…
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Updates In A Property Chain?
Hi all, FTB here... We've recently had an offer accepted on a house, and the vendor is looking at buying a particular house which has no chain. We have set all of the wheels rolling for our end but I was just wondering, would someone inform us when the vendor gets an offer accepted on their new house (ie when the chain…
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New Build Reservation requirements?
Hi all, just a quick question. Me and my girlfriend are very interested in a new build property but they said we can't make a reservation until we could provide proof our home is under offer in a complete chain. However the property isn't available to move into until June. I can't see how this works? Is this normal? Is…
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Sellers on an IVA - any implications?
Hi all Just about to offer on a house when we discovered via land registry check that both the sellers (married couple) are on an Individual Voluntary Agreement (for insolvency). There is a note on the Land Registry details that a (named) debt manager should be informed if the property is 'transferred'. Does this have any…
