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leaseholder-financial information request to landlord
I am seeking financial information from the landlord where i am a leaseholder. My understanding and reading of this is that it is a statutory right upon request by leaseholders and/or tenants for this info to be provided (under1985 landlord and tenant act ) what is not quite so clear is perhaps where that refers to…
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Removing restrictive covenant
We have a covenant placed on some of our land, which is effectively a large driveway between two buildings that we own, which prevents us from parking there(!) It was described as a path & for some time we had solicitors for us & the seller discussing this. The seller was adamant we had to complete by a certain date and at…
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Advice on if this commercial property is worth buying please.
About 12 years ago a friend and myself went 50/50 on a commercial property. We paid about £16K for it, did some cosmetic work on it, used it for a while, then 6 years ago, started renting it out. The tenant insisted on a ten year lease, so has just under 4 years left. The property is going to need a couple of K spent on it…
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Personal referees
I'm looking to rent a property and I need to give two personal referees and I'm struggling who to put. Can I just give two friends names and what are the personal referees for?
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Helping my son onto the housing ladder
I have recently been left money by my parents and want to use it to help my son buy his first property. However, my £90k and his ability to get a mortgage of £100k won't buy much in our area. I was wondering if I could get a separate mortgage to him for the same property to increase the bracket of places we can look at to…
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Partner buying into house advice?
Looking to check what myself and my partner are planning is the best way to do things. My partner has moved into my house and is in the process of selling hers, we have decided it is best to stay in mine for at least the next few years so we think its best she buys into mine and we renovate it to make it a long term home.…
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Can agent keep part of deposit for 2 months after end of lease?
Hello, I have a pet (cat). Because of this I have paid a higher deposit and agreed to carpet cleaning and flea treatment at the end of the tenancy. I accept this. However, in my lease it states that the letting agent will keep £300 for 2 months after the end of my lease in case there is a flea infestation after I have…
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Buy or lease a car (before house purchase)?
Hi all, I am wondering which would be the best option as I am planning to buy a house next year. I am planning to get a new/used car around now, and will be looking to buy a house this time next year. I feel like I have a few options here and I'd like to know which one will be best from a perspective of getting a mortgage:…
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Removed chimney stack without building regs
Buying a house for the first time, the letter received today from the solicitors says...The seller has advised that they have removed the chimney stack however they did not obtain the necessary building regulation approval. The solicitor has asked that the seller provides an indemnity insurance policy for the lack of…
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First time renting property
Hi Im looking to move out of my parents home and rent an appartment. I've found some nice place on the obvious sites, but theres lots of 'fees' that arent all that clear and some claim to differ based on your circumstances (i assume guarantor fees etc if you earn under a certain amount maybe?) But what im thinking is, are…
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Suspended Chimney
Hi everyone. Had our independent survey carried out today and discovered that it has a suspended chimney and the surveyor said he was absolutely amazed that there was no cracking anywhere on the chimney outside or anywhere else. The chimney is just in the roof and nothing's supporting it elsewhere it's just dangling.…
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House tranfer
So, my mum has a house worth around £200,000. Her mortgage is around £60,000 was over 10 years so ends in a couple of years, at which time she will be 63 and unable to remortgage due to her age. She has been told she will need to sell up when the term expires. She desperately doesn't want to leave her home and selling up…
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Bought a house with broken central heating, advice please!
Hi Everyone, I'm hoping someone can give me some advice on this one. I've just bought a house and it turns out the central heating needs replacing. I won't go in to details other than to say the fault was clearly known about and the DIY repairs done to the system now mean we need a new boiler. The seller declared in the…
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RedRow Misrepresentation on Offplan purchase
Help!! I exchanged on an offplan flat with RedRow who promised a 30'X40' garden on their marketing material. After looking at the dimensions of my neighbours, realised it was actually a 40'X8' terrace! so essentially a third of what was promised in the brochure. Obviously a BIG case of misrepresentation. When I took this…
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What is Croydon like?
Hi All I am currently looking to buy my own place in London and have been considering SE London due to the lower costs and higher availability of places for sale. With hardly any affordable properties on the market in places like Beckenham, Kidbrooke etc, I have started looking at Croydon. I am pretty open as to the area…
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New House for Parents
My parents live 100 miles away and would like to move closer to me and my children. Unfortunately where they live, average property prices are lower than where I am, so they can't find anything suitable here. So I was planning to get a mortgage for the shortfall amount (approx 18% LTV). I already have a mortgage on my…
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54 anxious potential first time home buyer looking for advice
I am 54 and currently in the processes of trying to buy my council home through the "right to buy" scheme. Anyone out there of this age, or there about, been through this process? I am currently trying to find a suitable mortgage provider but it seems although it appears you can have a mortgage up to age 77, this does not…
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Writing a will before buying
Hi all Me and my partner (together for nearly 8 years) are first time buyers and currently in the process of buying our first place (shared ownership). Our solicitor just rang us and said we should consider doing a will at this stage. It's not really something we've been thinking about but know it's important now that…
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New House Purchase - Leasehold though?
Went this weekend to view a show home, loved the development (I say this as someone who is normally dead against new build!), thought the houses were well spaced and not boxy at all. Although all the 'upgrade' prices and notices did make me laugh but that's another story. £5k for a tiled kitchen, dining and rear living…
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Howdens or Benchmarx kitchen?
Hi guys, I got Wickes, Howdens and Benchmarx to design my kitchen . I've asked all 3 to design the same kitchen with very similar glossy cream cabinets: Benchmarx - Turin Howdens - Burford Wickes quote was the most expensive of them which came to about £4100 while I managed to get Howdens quote down to £3000 and Benchmarx…
