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First time buyers buying house that needs renovation - should we pull out?
Hi, we found a house that we really liked and it is quite cheap for the market but after receiving a survey we realised that we would have to undertake some urgent and serious repairs that include chimney stacks, roof, walls and floor. We are in two minds. Our options probably include either price negotiation or…
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Garage not on deeds and not on our lands
We have a house with a detached garage located a few hundred yards away in a block of garages. We would like to sell our garage but when we looked at our deeds the garage was not included on the deeds. How do i go about getting the garage on our deeds, or do we need to in order to prove it is ours to sell it? Thanks
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Advice on where to rent around the Windsor area
I'm moving to the UK soon from Australia and was looking to rent around the Windsor area ideally near a major train station. Any advice on which other suburbs nearby I could also be looking at? I won't have access to a car so being close to shops and transport would be a must. Thanks in advance for any help!
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Excessive Management Charges
Hi everyone, Please excuse the lengthy question but as always it's complicated and I'd like some advice please. I've lived here 15 yrs and the management charges have increased year on year. Last month FirstPort increased my monthly charge from £39 to £46 p/m and gave us a painting quote of either 4K or 13K. I've already…
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Desperately need advice-house buying deeds issue
We have been trying to buy the house we rent since June. It's a bit complicated, we're buying from our landlord/an employer and have an approved concessionary mortgage as the house price is high enough and our purchase price of low enough we don't need a deposit. The issue has been that we've been told the mortgage and…
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neighbours garage on my boundary
hi, i received my deeds to my new build property this week, upon looking at the land registry and the builders plans, we have noticed that the neighbours garage is on our boundary. its a double garage but split into 2 singles, one for each of us, but with the garage going into my garden, the boundary line has swallowed…
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Buy To Let Question
My understanding from extensive research is that (depending on lender) to obtain a BTL mortgage you must either; a) already own your own property, either outright or with mortgage; and/or b) earn a minimum of £20,000 I don't meet either of these criteria. Does anyone know any other way that I can raise a sum to put towards…
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Stamp duty when gifted 50% of property?
My Wife and I separated a while back, she kept the family home, and I moved into a house she and her brother had inherited. It is her intention to gift me her half. I am now in a position to buy the brother-in-law out, but I am unsure if I have to pay stamp duty on the full value, or just the half. If it makes any…
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Extension and building reg queries-help!
Good evening...! We are in the middle of purchasing our dream home and were waiting on the final search to come back, in order to exchange. We received the local search back today, only to find that it hadn't detailed the single storey extension that was built in the 90's. Our solicitors are now trying to contact the…
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Renting with loft conversion not on planning or builders regs
Hi all. 2 weeks ago I moved into a 2 bed place with one of the bedrooms being in a loft conversion. I asked the letting agent twice before moving in if the conversion was all above board and assures it was. Thishad been niggling me as my daughter sleeps in the loft bedroom. At the weekend checked the local councils website…
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Extension halted due to water feed pipe found
Having gone through architects, planning, building inspectors and paying for all relevent searches our builders started excavating the foundations last week. On Friday they uncovered a 300mm pipe which after much ringing around over the weekend and today we have found out that it is a live water feed pipe going to a small…
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lamdlord and letting agent - unfair charges and court action -very worried
Looking for advice. I have posted about this before. Will try be as brief as possible. LL decided to sell the house i was renting early this year. I just had a baby so it came at a really bad time. The letting agent (who i want to add is the personal friend of the ll and works as a one man band) made constant demands for…
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Investors Only?
Palmer Park Avenue, Reading, RG6 http://www.rightmove.co.uk/property-for-sale/property-51586624.html I thought this was quite interesting in that they are stipulating "investors only". I assume they are allowed to sell to whomever they wish, but what's to stop someone buying the property and then immediately issuing a…
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No building regs completion certificate for recent(ish) work
Hi folks, I'm in the process of purchasing a Victorian terrace. The local authority search has revealed two issues: * No building regulations completion certificate for removal of the internal wall between front and rear reception rooms. * No building regulations completion certificate for conversion of rear outbuildings.…
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Should I let her do it?
Hi My mum wants to purchase a freehold property with straight cash, and she wants to put my name on the title/deed along side hers. She said it will benefit me and my sister financially if anything bad happens to her. Note she will only put my name on the title, as my sister is passive aggressive/rebellious. So what are…
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Estate Agent late payment fees £1000!
Hi, was hoping I could gain some insight here. I have recently left my flat where I had an excellent relationship with the landlords, I know them personally now and they did not charge a penny for any damages off the deposit. Sad to be parting ways and I will always remember them fondly. The estate agents have decided to…
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chasing deposit back ....
hi i recently moved out a property i was renting, i moved out on the 2nd of september at the end of the agreed tenancy, no issues or problems at all for the year i was there. The day after i moved out i asked if i could be there when the inventory chap was there, so we agreed a time and we met at the property. He gave the…
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Section 20 - FTB
Hi All I completed on a flat purchase in July 2015, this weekend i receive section 20 letter from the managing company stating they starting redecoration April next year and i need to pay X amount - it is a very significant amount. In one of the info packs i received from the solicitors on completion there is a note that…
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Possibility of mortgage on temporary contract
Hi all, I was looking for some advice. I am currently on a grad scheme, 12 months into an 18 month contract. Myself and my partner have saved up around £15k for a house deposit and were hoping to start looking around the end of the year. However, I'm unlikely to be moved onto a permanent contract until around March time.…
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Estate Agent Viewing without permission
Hi, I need a bit of advice on my recent sale. I've now sold my property through William H Brown who were absolutely terrible. One of the many issues Ive had was that they let a surveyor into my property without letting me know. It wasn't until I came back from work and noticed a few things not as I left them that I queried…
