-
Social landlord reneges on insulating walls for stroke victim following noise abuse!
Is it legal for social landlords to allow vulnerable tenants to become victims to noise abuse? My landlord agreed to insulate some of the walls in my home a year ago but did nothing about it despite my having received a letter from the manager agreeing the works after a formal complaint. It's now over a year later and…
-
Capital gain tax calculator
Please could someone advise what my CGT will be. Planning to sell my house, anticipated gain £90k. Bought the property in February 2011 and has been let out since January 2014. I think I can offset the estate agent and solicitor fees on the sale? Can I also offset stamp duty and the solicitor fees on the purchase? Thanks
-
Buying ou my brother
I bought a property with my brother 10 years ago for 200.000. It is now worth 300.000 We have joint ownership in what the land registry are concerned, but I paid 58% my brother paid 42%. I have always lived there, but he moved out 5 years ago so will have to pay Capital Gains tax upon sale of the property. He recently got…
-
I just don't know what to do
Hello All, I need some advice. I bought this (semi detached) house a few months ago and regretted it from day 1. Its a lovely house but the problem is that I can hear next door through the walls really clearly. I can hear normal conversation and in particular impact sounds (chopping vegetables on the worktop, cupboard door…
-
Anyone any experience of student lets/ shared tenancy agreements?
My child didn't get a halls of residence place so is looking to rent privately at short notice to go to Uni. Has found other students in a similar position to rent somewhere and they have found a possible place to rent. Tenancy agreement is over 35 pages long. I read it but don't understand a lot of it. In places, it seems…
-
Where to live in Mitcham/Croydon?
I did want to move further west, eg Sutton area, but I seem to be constantly outbid on properties, so I have decided to spread the net a bit further. Mitcham and Croydon both seem to be a bit cheaper. Ideally I need somewhere with an easy-ish commute into London although currently I work near the M25 and commute by car.…
-
Being Evicted, Court Costs
Lived in private rental for four years. LL wants to sell, I need to find social housing (emergency housing). The LL has issued a S21, will get Possession order after this. I reckon I have three months at most. Saving what I can but it looks like this process is going to cost (I am a carer for two autistic children, one 19,…
-
Private Landlords and Housing Benefit - direct payment?
Hi My stepdaughter has asked me and her Dad to act as guarantor for a private rented property. She has told us that they can opt for the rent to be paid direct to the landlord - therefore my husband is saying there is no risk and we should go ahead. I have serious concerns about their ability to afford the flat and we are…
-
Exchange of Contracts - Timing?
When selling a property, once the conveyencer receives the signed documents from the seller (property information form, authority to get deeds from land registry etc), is it too late to back out once those forms have been received? (i.e. the day which they are received)?
-
Is this normal??
We are currently going through a house purchase (a repo) and our solicitors don't seem to be very good with communication, to be honest I'm starting to lose patience. Our conveyancer went on annual leave for a week which we weren't told about, it was only because I called about a different matter that it was mentioned to…
-
Shared Ownership Change in Circumstances
Hi, I wonder if anyone has any experience of this? We have a shared ownership house (2 years), and my husband has just managed to get a new job which pays us a lot more than previously. This means we go from way under the max income for eligibility, to signficantly over it, although some of it is bonuses. Our housing…
-
Renting as professionals sharing a house
Hello all - this is my second time posting, sorry if I've missed anything important. TLDR; 3 graduates, full time jobs. Rental market in landlords favour - how to make us more attractive to find somewhere nice to live. Any advice greatly appreciated! Long version: I'm currently trying to find a house for myself and two…
-
Timescales with Help to Buy/New Build
Hi, We are looking at using Help to Buy Equity Loan to buy our first house together - both FTB's. We have found an off plan house in a lovely development, we are just waiting for the next lot of houses to be released so we can put our reservation deposit down (we have been told around 2-3 weeks). We have spoken to a…
-
tenancy agreement
We are completing on a house were buying on friday. I have wrote to my landlord giving my notice of just over a month. Need to ask a couple of questions We moved in on feb 20th 2009 on a shorthold assured tenancy for 6 months we never renewed and went onto a statutory periodic tenancy on a weekly basis. We paid £650…
-
New Kitchen/Bathroom In A Leasehold Flat...
Hi all, In selling my current flat, my buyers solicitor has asked for the Landlords (freeholders) consent for the kitchen and bathroom I installed when I bought it...I had no idea this was something I was supposed to seek. So, in short, I don't have it. It was very straightforward, putting in new units and appliances but…
-
Studio.. Worth It?
Hi everyone! After months and months (realistically, it's more like years) of property searching, I'm beginning to lose hope that I can afford owning a property within an hour of where I live (SE & I'm a sole applicant). I'm interested - Does anyone own a studio flat? I see lots for sale, but in all honestly, I dismissed…
-
Landord seems like he's coercing me
I've decided to buy a property instead of renting, I was getting lots of headache from the landlord in relation to my dog (which is present in the contract) and an increase in rent. So I told the landlord I'd like to move to a rolling contract and would happily sign a legal document saying I'd give 8 weeks notice and pay…
-
Need to find cheap BidSit
I currently live in bed sit with 8 others. I have a sink in my room, share toilet and kitchen. It is not a house-share, and manage to stay out of other folks way as a result. Unfortunately my land lord is giving up the property, so I have to leave. I am looking for similar property at similar price. Unfortunately, I don't…
-
Buying an uninhabitable property and NOT borrowing more than currently worth?!
Hello everyone, would like to throw my situation out there and see what the more informed folks here think about it. I am in Scotland, for info. It looks as if I may be about to have an offer formally accepted on an old property. It has not been lived in for a long while and has no sink or kitchen installed. I am aware…
-
FTB, is the solicitor's fee I am going to pay reasonable?
I am trying to understand whether the quote I've been given by the agency's affiliated solicitor is reasonable. I can't be very picky because I want to start the searches as soon as possible (I am leaving for a couple of weeks this week and don't want the flat to go back on the market). As expected, the agency that is…
