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Disassociate previous owners with address
If my knowledge is correct, if the previous owners/tenants of the flat I now own have bad credit history, this could affect my credit history. First off, is this correct? Can they affect me in any way? Secondly, how can I disassociate them with me/the address?
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Carbon Monoxide Alarm
Hi All I will shortly be moving into a rented property which has a gas combi boiler in one of the bedrooms. When viewing the property I didn't notice a carbon monoxide alarm fitted in the room. Obviously I could have missed it or they could have fitted one since. If when I move in there is not a carbon monoxide alarm in…
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What's the best place to look for repossessions in the UK?
I am looking for repossessions in the UK and have checked some websites for these, they don't seem that much cheaper than normal house prices IMO and the deal isn't that great, I assume it's because very few houses go repossessed these days.…
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Solicitor on annual leave?
Is this an acceptable reason that delays the process? When I rang my solicitor 2 weeks ago, then rang my estate agent a week ago, they said the buyers solicitor is on holiday so this may delay the process, Gobsmacked!
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Renting - Holding Deposit and Security Deposit?
Evening. Myself and my OH went to see an incredible property today for a nice rental price. It's a massive improvement on where we are staying at the moment. I've got the application forms in front of my and I'm a bit concerned about the wording/intention. At my current LA, I paid the Security Deposit and Rent on the…
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In limbo
I'm in the process of buying a house. I viewed the property on 15th May. It had been up for sale for 4 months, initially it was out of my price range but each month it was up for sale the price reduced by £10,000. When I went to view it was up for offers over £125,000. The vendor, stated that he was desperate for a quick…
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Buying an auction property 61 year lease
I am looking at buying an auction property and found a two bed flat i like for a estimated price of £130,000 to £140,000. It went to auction last month, prior to me setting anything up but did not sell. My questions are... 1. It only has a 61 year lease..the current owner is 96 years old and wants to get rid and is too old…
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Legal Fees for chasing a payment
I purchased a leasehold property last year which is now let to a tenant. All parties were informed of my name and address at the time of purchase. I setup a Direct Debit for service charges but have never been notified of a charge for Ground Rent, which I now know is payable to a different company. Last week I received a…
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How does anyone get out of shared ownership trap??
I am in desperate need of others advice as I seem to be going around in circles and getting conflicting information wherever I turn. My situation - I am in a shared ownership townhouse, single parent, two kids, which is too much for me, awkward layout, too many stairs etc. When inquiring about selling my house and buying…
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Landlord wants to keep half the deposit, what is the best way to fight this?
I put a £100 deposit down, and stayed for about 11 months. It was student accommodation advertised through a college, where a private landlord contacted the college and asked to be put on their list of people willing to rent to students. I was a lodger. I left 4 days ago. When she refers to my chosen lifestyle, she is…
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Standard practice for a managing agent?
Any job that they arrange for over £1,000 they charge an additional 10% + VAT management fee (from whatever the job costs), on top of the yearly management fee. This strikes me as a conflict of interest, as, when obtaining quotations for work, the higher the quote, the more money they make. Seems like a strange business…
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Can I claim if Home Buyers Report has missed serious problems?
HI, I moved house about two months ago to a 3 bed house build circa 1965. It's generally in ok condition but since we've moved in I've noticed that the roof is sagging in one corner, there is crack in the tiles, clearly visible from outside the house. I think this crack is letting in water, which has rotted the roof…
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parental loan to purchase house before selling existing
I am purchasing a property worth £450k and want to complete on this house before the sale of my existing house, valued at £210. My mum wants to gift me £230k (my father recently passed away and wished for me to have this money), and I want to keep the mortgage small so plan to borrow £100k. In the interim time between…
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Electrical Questions
Hi All, Following on from my pestering solicitor thread, I have now had an electrical report back (that I have been trying to get for 4 weeks), except it's not what we expected at all! Our surveyor essentially said the fuse box looked old and knackered so would probably need replacing, and that it would be prudent to get…
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Land registry – how to report the purchase of a tiny corner of garden/amenity land.
[FONT="]My husband and I bought a tiny little area of land adjoining our house from the council. We have the signed and sealed completed transfer deed (TP1) and want to register it with the Land registry. [/FONT] [FONT="]I would like to do this myself. [/FONT] [FONT="]Buying the land was a stretch – so please…
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Great Barr, Walsall areas
I was wondering if anyone could help. Looking to buy a property close to M6 but also good bus route straight to walsall without to many changes. I'm not from the area at all. TIA
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complete property of different days
Our buyer need to complete on our property before we can move to ours and complete. Is it risky to move in to short term rented (3 weeks) before we then complete on our property. could there be problems with the mortgage etc
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Do Estate Agents pass on the names of people enquiries about properties to the seller
I have just inadvertently enquired about a house down the road from me (long story short, before moving here I set up alerts for houses that came up for sale on the estate, recently quite a few have). I started getting lots of alerts so I called to enquire as to had anyone given reasons to moving, considering the estate…
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Buy to let flat- damage to downstairs property
Hi, Does anyone have a buy-to-let? What happens if there is a leak to a downstairs property, am I liable to pay for the damage?
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Fee to view old building survey
Im buying a house. I met the owners and they said they are happy to share the old survey with me. In comes estate agent saying in we may need to pay the old surveyor a fee to see the survey? is this true? my thought is we can look at it but it cant be relied upon?
