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Leak from above tented flat damaged my property
Hi All I wonder if anyone can offer me advise. The flat above me is rented out to some tenants who had a leak in their kitchen. They reported it to the Estate Agents who manage the property for the owner and after chasing and a few botched visits over a few weeks finally got it fixed. However the leak has shaped into my…
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Section 13
Is this a particular form or just the term used for a letter to notify rent increase?
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Advice on tenancy part of Q
Advice please and suggestions as to anything I may not have thought of - I have a BTL mortgage with an ex partner. We agreed to continue as a business venture when we split 3 years ago mostly due to the fact it wasn't a good time to sell. I am considering buying him out as it is me doing all the work for repairs problems…
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Selling Costs
Hi I was just wondering what costs to except when selling a property? A saw an estate agent that charged 1.5% of the selling price - is this the norm and what are solicitors likely to charge? Are there any other costs I should be aware of? Thanks S
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Underfloor heating rough cost?
sorry if this is the wrong place but I wondered if anyone had experience of having a wet underfloor heating system fitted and if so if they could give me a rough idea of cost? The floor in my house is being replaced and therefore the cost is for the heating system and installation only as the cost of the new…
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Adding partner to deeds and not mortgage - advice please
Hi All Newbie here so apologies if I am in the incorrect section. I have lived in my property for approx 17 years and due to buying out my ex and re-mortgaging to fund improvements there isn't a huge amount of equity in the property maybe £20-30K My current partner has been living in the property for approx 8 years and has…
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Buying a property without searches
Was talking to someone about legal fees and she said she has previously bought property without searches so long as she was reasonably sure of nothing untoward happening in the area. Has anyone ever done this? :eek:
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No FENSA - what happens if the seller refuses the insurance??
Hi there, long time lurker and forum newbie here. Can someone answer a quick question for me, please? Can our seller refuse to purchase indemnity insurance forthe double-glazing, if they don’t have the appropriate FENSA certificates? I thought that they should provide the certificates or purchase the appropriateindemnity…
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Waiting to Exchange & Tenancy
As the title mentions, we're waiting to exchange. Everything is complete from my side (first time buyer), we've signed our side of the contract & our solicitor has 10% of the deposit & we're ready. Our vendor initially indicated that they want to complete mid-end April. We're nearing the end of our fixed term tenancy…
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House Prices vs Building Regulations
Hello, I'm in the process of purchasing a house and the surveyor report and solicitor have between them identified that the conservatory on the house doesn't conform to building regulations and never received the building regulation compliance certificate. The breaches are relatively small: the sellers didn't put a door…
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Buying a Warehouse - BTL?
Hi All I am a newbie in this area and want some advice. Current situation: - Have 2 homes mortgaged (Clydesdale[Primary] and Halifax[second home]) - I am thinking of buying a Warehouse on BTL and lease it to a friend - After that I will also be putting my second home to rent, mortgaged through Halifax on 25+% my Equity in…
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Help to buy ISAs fo buying property outright
I have read lots of fanfare about this new "Help to buy ISA" and not one website (Including this one) gives any information whether this help to buy ISA bonus can be used if you want to buy a property outright as a first time buyer, without getting a mortgage. For example a £35000-£40000 flat. Why should cash buyers be…
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When to leave after section 21 (periodic tenancy)
We have been given section 21 expiring 28th April (we pay rent from 29th, tenancy is periodic AST). If we can't move by 28th April (buying a house so fc) do we then have to stay another month or can we end the tenancy on any day after section 21 expires? If so do we just inform the landlord and ask for checkout on the day…
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Our Landlord is Selling our rented house
We've been in our loved, rented home for 12 months and are due to resign for another 12 months, however, our landlord has informed us he will be looking to sell up in the next 12 months. We would love to be in a financial position to buy in this time because we adore our home and the location, however, this isn't looking…
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End of Fixed Term Tenancy
Hi All, My tenants' one year fixed term is ending on 25th June. They are keen to renew for another year fixed term, however I am not sure I am so keen to have them again, without having a really good look around the property (I have reason to suspect they have recently redecorated which goes against the tenancy terms). My…
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Renting out my house
Morning, Thank you for reading. I have a property which I rent out. Has consent to let on the mortgage, iscurrently let through an agent. It hasbeen this way for about 4 years. Itcosts me around £50 per month and about £90 each year to re-sign someone up or£250 for them to find a new tenant. I have no maintenance contract…
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Charge on a property i've sold help
My house sold in december 2014 and 2 days before completion they found a 'charge' on the property. The charge was for approx 2500 to a company I know nothing about (or at least cant remember). I have no paperwork and no proof but nevertheless the solicitors are holding this money. It dates back approx 8 years or so. Now…
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How Long for Response to Offer?
We have been struggling to decide between 2 different houses, both have pros and cons but we think we would be very happy in both of them. We decided on the first one we would like to offer on and told our solicitor to offer on that one at lunchtime yesterday. How long is it reasonable for us to expect a response? The…
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New to this
Hello all, I'm looking at getting into the housing market. I would be a first time buyer and I am in the fortunate position of having a decent amount of savings to put down on a house. What is the process if I would like to purchase two houses? One as a buy-to-let property, and the other for me to actually live in? WHat…
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Completed house sale. Seller not removed possessions among other issues....
Hi all, I'm absolutely thrilled to say I completed in my house purchase last Monday. However... Since moving in I've noticed a lot of issues which the seller did not declare. This includes a broken washing machine (included on sale), plumbing which has not been properly maintained and needs repair, and various items left…
