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Moving house, not sure what's best?!
We are currently going through the succession process, as the council aren't sure whether we will be awarded the property or not, they advised us to put our names on the housing register. Currently it's me, my partner and my sister living at the property. We talked to my sister as to whether she wanted to move house with…
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Conservation area planning permission query
Dear All, Need some urgent help please! Any advice would be great. We live in a beautiful 1930s house in a conservation area. It is a four bed house. However, we just had a baby and now my parents wants to move in with us to help and hence we need to extend. We applied for a single storey porch and side extension towards…
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Buying a house without planning permission
Hi All My wife and I are first time buyers and we've found a house that we both like. But we've found a problem when viewing it. Basically they have a conservatory which does have planning permission, however they've extended one side of it into the garage which doesn't yet have planning permission. They've sent in for…
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buying a field opposite my house
Hi I am looking at buying a field which is opposite my house, pretty much only to prevent any future development on the land, as it will ruin my privacy (house is pretty much on its own, and i already own the surrounding land. Does anyone know my options to finance buying it? would I have to get some sort of 2nd mortage or…
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Buying, extending, and then re-mortgaging?
Hi All, Me and my girlfriend have roughly £70,000 deposit to put down on a house. There is a particularly good mortgage deal we are looking at which requires a 20% deposit - this means that effectively we have been looking at houses costing £350,000 maximum. We are looking at a house which is currently on at £350,000.…
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Letting Agents Renewal Fee
Hi, I currently rent a house with two other people (my girlfriend and a work mate). The contract comes to the end in June 2015. I assumed like my previous appartment that the contract would change over to a rolling monthly contract after the year. The letting agents have sent us a letter saying the rent has gone up by £30…
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Renting - Application Accepted - Advice Needed
Hello All, Myself and my partner applied for a rental property, our application has just been accepted by the estate agents. The moving in date is the 15th of May. Here is the tricky part. Us moving out affects other people, we would like to give these people notice, but once we have notified them we cannot afford for the…
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Right to Manage is a good thing!
Anyone who owns a leasehold flat is aware of the potential problems of exploitative freeholders and unreaonable property managers. You think you own your home, but you are only allowed to lease your box with the permission of the landlord who owns the ground - in return he charges you ground rent, and dictates how the…
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MPs debate property taxes in London, Tuesday 24 March, 4.30pm
Our goal is to post up information on work undertaken in the House of Commons that has a consumer focus which may not be highlighted elsewhere. We have posted this on the House Buying, Renting & Selling Board because we thought that some of you might be interested in this topic. We encourage discussion and comments…
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Restrictive Covenant
Is it possible to remove a Restrictive Covenant or for it to be waived? We want to build a small 1 bed house at the bottom of our garden for my grandparents to live in, but the title deeds say only one dwelling house is allowed on the plot. We only have 5 neighbours (one of which demolished his house and built a few houses…
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fixtures and fittings new flat
FTB buyer here. Vendor wants 40 fridge freezer, 40 cooker and 75 washing machine. Cooker looked very old. Can't comment on other two. So 155 total. Given these would cost 600 total new fir something basic. ..is it worth paying. ..or false economy? Would there be haggling room? Do I pay vendor in cash through solicitor? At…
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Convert BTL to holiday let
Convert a btl house to a holiday let house (no mortgage)? Owned jointly with wife. Any capital gains tax or stamp duty payable? Can I get holdover capital gains relief when I sell?
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Land registry question?
Hi! Long story...we sold our house nearly a year ago, but had issues with the free solar panels by Salcon not being registered properly,lost that buyer. Finally have a buyer, everything is ready now for exchange, survey done, questions answered, buyers mortgage in place... had to get the Solar panels registered from 2012…
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Damp proof course
I have had a timber and damp report back on the house I am buying and it has rising damp and needs a DPC in both reception rooms, a joist needs cutting back and treating, a few of the floorboards need replacing and 4 sub floor air bricks need replacing. all this came to £3,150.00 I have since read articles by Peter Ward…
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When do you HAVE to appoint a solicitor?
I thought there had been a thread on this recently but can't find it.. We have had an offer accepted on a house last week. Mortgage application seems to be going ok so far and we have identified a solicitor that we want to use (had a quote from them for the work). The solicitor requires a part payment of some of the fees…
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Flying Freehold house Selling
Hello, I own a flying freehold where my property overhangs the neighbour to the left and right of my property. I have/had a buyer who I accepted their offer for the sale of my property , the other day their Solicitor sent a letter saying we are near completion but a few weeks later they seem to have persuaded the buyer not…
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FTB - Need Help!
Hello everyone. I am a FTB, although my gf who is buying with me isnt. However I think we need a lot of advice about the whole process. The first relates to viewings. What should we be asking at a viewing? Is there any ultimate no no's? My other question relates to what the process is? Is the first thing you do put in an…
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What to offer- stubborn seller Scotland
Hi Sold my own house and have a put an offer in for a house. The house has been on the market for 18 months with no offers. It's on at offers over 187k. The home report valuation from October 2013 is £195k. I offered 175k, knocked back so I went back in at £180k.. Knocked back again. This was 2 weeks ago. Seller wants…
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Buy to let landlord : Britain's benefit tenants
Just watching this from the other day, they have a landlord bemoaning that the rental income said in the auction is not what he's getting, because of voids, squatters etc. I have sympathy, but he said this, to quote: "we did a lot of research from watching things like 'Homes under the Hammer' and a lot of other auction…
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Tenancy deposit interest
I have just found out that any interested earned on my tenancy deposit belongs to the person (in my case the estate agent) who paid the deposit on my behalf. This is sooo unfair!!! It's MY money after all. The estate agents already charge a lot of money on fees and the interest earned on the deposit should belong to the…