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House unsold, will retry with alternate estate agent
My house has been on the market since early last summer. It is unsold. Have not been particularly impressed with the estate agent and this spring I intend to ditch him and try with an alternate. I've only really left it with them through this winter as wanting to relaunch with someone else with renewed vigour this spring.…
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Help need mortgage advise quickly
Hi, so basically im buying my mums home and it currently has no kitchen in or heating and I've been told this means I won't get a mortgage. It was valued by the estate agents at 100,000 We are buying it for 80,000 We have £10,000 deposit so mortgage is only for 70,000 Will be get a mortgage? We have a terrible credit…
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Leasehold garage electricity
I bought a house in Lincoln last year. There is a garage that is detached from the property (about 20 meters away). There is a flat above the garage owned by someone else. I am regularly in the garage working out (to a video) and I have the light on and an IPAD plugged in. Therefore I am using electricity. I asked the…
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Buying my parents home
Hi, My parents are downsizing and the plan has always been for them to use some of the money they make from selling there home as a deposit towards my first house. The thing is I am really keen to buy the house my parents are moving out of. It's in my price range and has lots of sentimental value. The problem is they need…
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Commercial Mortgage/Property Advice in Luton
Hello and Happy new Year. I have recently been doing some homework on Residential Buy to Let in Luton (Lu4 and LU2)and have had some great views from the forums on the website. However i have come across a place in Luton Lu2, high town road with two retail shops and two Flats above on a free hold building which i am in…
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Purchasing B1 Commercial to turn to Residential
Hi, I've been looking to purchase a BTL property in London for a the past few months, and one property has come up that seems an interesting prospect - its a commercial property (B1), which has the potential to be turned into residential - in-fact it is currently looks to be currently used as a residence, and the structure…
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Help with a regulated tenancy
Afternoon all, The below is for a friend, so I've copied what they said work for word :) "I'm after some info on a regulated tenancy. I live in Cardiff and have a tenancy which started in 1985, it was then a two year tenancy and after the two years it's month to month. I've been there now for 30 years, and over the years…
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Selling a Rented House
If a house has tenants and they have been given their 2 months notice via the letting agency, when is the soonest it can be put on the market? Do you have to wait until the house is vacant first?
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Cheeky to ask vendor if I can get some builders round to quote?
Hi all, am in process of buying a house which I foresee we'll prob exchange/complete at some point mid-feb. The house is a vacant possession which the vendor's Son is selling on behalf of his deceased Father. We met the Son at the house on Saturday and he gave me his phone number and said to get in touch with him if we…
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I'm 26, can't affford to buy London, so buy elsewhere?
Hi everyone First time posting in this forum, so thanks for any help you can give a complete beginner! I'm 26, have lived in London since graduating, have a job I like (pays around £38K with promotion hopefully on the way), and can't imagine moving anytime soon (friends and work keep me here). I also have around £45K in…
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property in one name
I purchased a house in my name only, hubby purchased an apartment in his name only. We then got married, moved into my house and rent out the apartment. Do we need to let land registry know of both names, or do the properties remain in the current owners name but are classed as owned by both, thus saving us money in…
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About to make an offer...
Hi all, Need your opinions again please :) First of all here's my situation. I have a 2bed house that I am remortgaging to BTL from CTL and taking some equity out to help with the deposit for a new purchase. I already have a tenant there and currently living with parents while hunting for a property. We had a look at a…
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Overlooking lounges
A friend owns a semi bungalow .The lounges of his and next doors are adjacent at the back , with full room width patio doors out onto their patios. 20 odd years ago, neighbour built a 10ft extension to his lounge, and put in large picture windows --one in the front of his extension overlooking his own garden, AND one on my…
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Opening new (business) bank account before applying for mortgage?
Hi, My other half and I are hoping to apply for a mortgage in the next 3-6 months so are looking to get all our finances in order. I know that applying for any new credit before a mortgage is generally not a good idea but was hoping for a bit of advice. We are in a partnership which is currently running through a personal…
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Just bought new house, boiler probs
Hi guys, We completed and moved into our new house six weeks ago. We had a stressful time leading up to exchange/completion and I admit was not as on top of the paperwork as I should have been and did not notice a muckup on the solicitor's part. It has now come to light that although the seller ticked the box on the…
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Offers in Excess Of
What is the deal with offers in excess of?? We went to a view a house today which was advertised as £140,000 offers in excess of. In my book that means don't take the mick and offer less than asking price. So anyway we went to look at it, perfect, fell in love, it was the one! Offered asking price, rejected. Offered…
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keen on residential flat but its over commercial businesses
Hi, Please can you advise. We have seen a flat we like, but are anxious about the long term potential risk. We know that we cannot read or know the future, but is the unknown sufficient to not proceed with an offer? What can we ask now, that would enable us to have some foresight into what might or might not be possible…
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Natwest mortgage application processing time
Just wondering if anyone had any current time frames for a Natwest mortgage application. Obviously like many of the other home buying members of the forum, I am both excited but nervous. Our broker said approx. 5 weeks. I trust this time frame but wanted to hear any other Natwest applications experiences (faster or…
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Gas leak in rented accommodation.
Had a shock when the latest gas bill arrived. Five hundred and thirty nine pounds for this quarter. Our central heating boiler had a gas leak which is clearly where the extra has come from. This period last year was aprox a quarter of that price. Do I have to pay this bill and/or can I claim from my landlord for part of…
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Problems with housing officer
Wondering if somebody could help me here. It was brought to my attention recently that a housing officer for my LA was searching for me on facebook after a complaint was made by a neighbouring tenant due to the legal pruning back of overgrown bushes. The Housing officer must have occidentally clicked 'add friend' as this…
