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? Rising Damp in a rented house
Apologies if this gets asked all the time. We are currently in a rented bungalow and this will be our first winter there. It’s actually a very nice bungalow and was in great condition when we moved in. Since the wet weather we have noticed quite a bit of damp around the windows at the front of the house. More worryingly…
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Help!
My wife and I are hoping to buy our family home, after recently getting married. We already have a 2 bedroom apartment which we decided to rent out, under consent to lease, in order to go travelling. Unfortunately, our travels were cut short due to my dad becoming ill. We have a 30k deposit and 60k equity tied up in the…
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Buying a house with tenants in - how?
Hubby and I have finally found "the house". Absolutely perfect, ticks every item on the wishlist, perfect location, within budget, etc. There's only one issue - it's currently let until June 2015. This hasn't really worried us on a superficial level. We've said we're happy to go into short-term rented accommodation if need…
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Other bidder "no longer needs to sell" all of a sudden. Is this suspicious?
Hello, I put an offer on a house that has been on the market for four months with only one low ball offer (25% under asking) which was refused. It's in a very slow moving rural area (some houses have been on the market for well over a year). House is on with two agents. Lo and behold, the very day I offer someone else…
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letting agent contacted me, advice?
Hi All, So I'm new to renting, didn't have a guarentor so I paid 6 months rent in advance as act of good faith. the tenancy ends on 24th December. Letting agency contacted me asking if I would like another 6 month tenancy.. 1/ Would it be rude to ask for a discount for paying 6 months again? 2/ I don't have a guarentor,…
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House sale and equity...advice needed
Hi I am looking at selling my house and would like a bit of advice. I have owned the house jointly with my ex husband for around 12 years. We are both still on the mortgage but when he moved out around 4 years ago he refused to pay the mortgage and I have paid everything solely since this time. We then came to a financial…
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Advice on renting out a flat
Hi to all, due to moving into a rented house with my husband I am giving up my flat, which I own, so need to rent it out. It is above a shop which I already rent out. I have never done this before (residential tenancy) but I am sure many people on here have done. What advice would you give me please? The flat is in really…
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Offer accepted in July still no home!
I'm looking for some advice. In July after viewing many apartments in Manchester I finally found one I loved. We put an offer in the middle of July which was accepted, the mortgage was approved and we were recommended a solicitor by the estate agent to deal with the paper work. It is now past the middle of October and…
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Buying stuff for first home
I am just about to move into my first home (a week on Friday) and I was wondering what websites or places people might go to buy furniture etc that is good quality at good prices. I need items for pretty much every room in the house, is there somewhere people can recommend for me to have a look at? Thanks
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Valuation of a flat and storm damage
We are looking to either remortgage or sell our shared ownership flat. We currently have a remortgage application processing with Nationwide and expect a valuation in the next few weeks. However, the block of flats was damaged in a storm a while back and the damage has not been repaired due to lengthy delays between…
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Mortgage Quandry
Good Afternoon Collective, Although obviously this is is a question for my mortgage company and solicitor as it is the weekend I was wondering if someone here might have an explanation first.... Our mortgage will be with Santander and we have a 5% deposit. All of the mortgage offers, including after their "survey"…
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Derelict Property
Would you buy a property next to one that was virtually derelict? A terraced house is coming on to the market at a low price because the house next door has been vacant for a very long time and it is now showing the classic signs of physical neglect. The next door is boarded and it doesn't seem likely that it will get much…
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Staircasing - buying additional shares
Need a bit of advise regarding staircasing. We own 25% of our flat outright and we would like to purchase the remaining 75% share, which costs £161,250. What we're confused about is, do we need to come up with a 10% down payment for the 75% we're buying. We only have 5% of that amount. The other thing is, doesn't the…
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what is the best way forward in my situation
Hi everyone, I am after some advice on what I should do regarding my living situation. Until recently I was lodging at a friends which I was quite happy with but he needed the room back for his kids, which is fair enough, and I have moved back to the parents. Which is not my ideal situation being 30 something! I myself own…
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Selling to family gift deposit?
I wish to sell my house to my brother. I still have a mortgage on the house for 60k. All I want is rid of the mortgage ties. He has suggested he purchases the property for its market value of of 85k and as a family member i gift deposit him the middle 25k. So he basically just assumes the mortgage. Can anyone shed any…
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Issue with a tenant ending their lease
Hi there I need some advice. I have an estate agent who deals with leasing my property. I have had a tenant in my flat for two years. They are due to give two months notice when they want to leave They left last week and the estate agent knew nothing about it. After a fight we have found out that the tenant gave notice by…
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Solar panel lease on title but none installed
I am looking to buy a house and we have had an offer accepted. The house has no solar panels installed on the roof but my solicitor has just come back that the house has a solar panel lease on the title, which is a big surprise to me (also they want more money to do the conveyancing). Anyway this was not mentioned by the…
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First Time Buyer: Advice on making an offer on a new build
Hello all, Just after a bit of advice. I am interested in buying a new build property from a developer. The development is coming to it's end and the place I'm interested in buying is currently being used as the showroom office/staff area/toilets. It's on the market for £160,000. Whilst sounding vague as not to reveal…
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Complicated deposit quandry
I am looking for some impartial advice. My recently former landlord is a the father of one of my friends. I am in Scotland and have discovered his is not registered (I have already reported this to the council) and more importantly I suspect he is not using a tenancy deposit scheme to hold my deposit. To be clear we have…
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tenant rights during construction
Hello, I just signed a 1-year contract to live in an ex-council flat on an estate. The week after my tenancy started I got a letter from the council saying that the building would be refurbished and that the project would last 36 weeks. Do I have any rights to request a lowered rent during this period? I feel a bit cheated…
