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How long do homelet reference checks take?
We were references last year but after lots of hassle I can't remember how long it took! We are being referenced now and it started wednesday. Thank you
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Two weeks notice to vacate from Land Lady
Could someone please advice on my situation if possible. I have lived at my current address for about 3yrs. Its a house-share(total 3 people)where one of the tenant is the Landlady's son but my tenancy is with the Landlady. On moving in, she took a 2wks deposit. My tenancy originally started on 24th September 2011 and I've…
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root damage
Hi, I have been in my home just over a year, although I previously lived there with my husband until 5 years ago, when I moved out. He died last year so I moved back in. I have had some problems with my neighbour, but we choose just not to speak to each other and our lives are fairly peaceful. Last week I had a letter…
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vendor left rubbish
I've been in contact with my conveyancer and they said the vendor have refused to remove the rubbish or pay for it to be removed. I was then advised remove the rubbish myself and go to small claims court. Are there any other options to make them remove the rubbish? as I am very tight with my budget at the moment. Any…
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Buy To Let - what rate of return would you look for?
I am trying to sell my flat, and viewers are mainly looking at BTL. It would rent out at £800 pcm. Service charges are £900 pa. No ground rent. Share of freehold. What is it worth, purely on the basis of a reasonable return on capital?
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At what point do i ask to get boiler checked out?
am buying a house and want to get the boiler checked out, age, condition, life expectancy, at what point can/should i ask the seller if I can have someone go round and look at it and carry out any checks? Thanks in advance
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Parents loaning deposit
Hi everyone, sorry if I'm posting this in the wrong part of the forum...not sure if it's mortgages or buying houses! My parents are lending my and my fianc! £25,000 for a housing deposit. We already have £12,000 saved for ourselves so have a fairly good sum to put down. However, with the new mortgage assessments, how much…
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Having Hell with Halifax - charge on title deeds
Sorry for long post but I really would appreciate advise from anyone who knows about deeds, charges and the Halifax. I am in the process of selling my house and we are now nearing completion (1 week away). Around two months ago in early July my solicitor advised that Halifax still had a charge on the title deed to my…
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Confused about "10% deposit required on exchange of contracts"
Hi All, I'm selling my house to a FTB for 240k, and I'm buying a New Build for around 400k. The chain is therefore very small. I of course understand that I will be paying my lender a deposit for a mortgage, which will come from the equity in my current home. In the buying guide for the New Build, it says a 10% deposit is…
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When will my first (Halifax) mortgage payment be?
Hi everyone! I'm hoping to get some sense please? I am due to complete on the 24th September so when will my first payment be? My mortgage offer doesn't say and I've called the Halifax and they cant say. Was told to call them a day after completion :-/ - panicking if it's 1st October - 7 days later!! (as the first payment…
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Selling questions mmm
Had the following from my buyer. Quoting exactly as they have been asked. 1). Please supply a colour copy of the Transfer dated 19th March 1990. No copy of the Transfer was not supplied by the previous solicitors. If they do not hold a copy pleas obtain one from the Land Registry. Never received one, is this a requirement…
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Money received from Selling a house
Can anyone tell me the best thing to do. My gran died and left the house to my mum and dad. My mum and dad are both on pension credits and my dad gets disability and carers help as he has dementia. Mum has said that she does not want any of the money from the house (around £100000) and that me and my brother should half…
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Our renting contract says to give no less than 2 months notice?
Hi bit of a weird situation, we moved in this house on the 21st October last year and signed for a year contract. A few weeks ago the landlord decided to try and sell the place, we have received a letter to say he gives 2 months notice so we have to vacate by the 20th November. (Meaning we would be living here a year and a…
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Removal costs
Hi all, I'm sorry for asking this, I know variants of it come up all the time and you're all sick of it, but it's one of those where the specifics are important (ie area). I've been offered a council flat. I'm viewing it next week but I've just been and had a peek through the windows and it looks perfect. It's in repair…
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When to pack...
Yes, this may seem like a really stupid question but as this is our second house purchase ( the first being moving from rented into our current house) I have never had to go through this before. We have sold our house, the buyers survey is being done next week. We have had an offer accepted on a house, solicitor has been…
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Can't contact my landlord
Hi, My and a friend have been living in a house since April, new people moved in above us in the last few months and they are up all night making strange noises into sometimes 4am at night. I wouldn't normally care what they are up to but the floorboards are paper thin, there is no carpeting and it is effecting our sleep…
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Leaseholder Rights - Question
Before I begin, thanks in advance I am a leaseholder of my flat for over 8 years. My landlord is Peabody and I would like to know, what rights do I have as a leaseholder, when the flat above mine has a bathroom water leak and it's dribbling into my bathroom. The tenants upstairs say they will refer it to their landlord…
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Landlord owes money and we're paying for it.
I have been living in my new house with my course mates for 3 weeks now. Today we had a visit from the gas company saying there was outstanding bills on the gas. Knowing we were students and that it was in control of our landlord, they tried to get in contact with him. Turns out he owes them a hefty sum. When they finally…
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Shared ownership chartered surveyor
Hi I'm looking to sell 50% share of my property and have been told that I will need to instruct a qualified chartered surveyor. Is anyone able to recommend one in the birmingham area and roughly what the costs are? I have had a browse on the internet but I'm not getting the information I need. The property is a 3 bed semi…
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Advice on transfer of ownership?
I jointly own my house with my brother. I now need to buy my brothers' half, and take him off the house deeds. How do I go about doing this, without the use of solicitors?