-
Property redecorated
Hi, can anyone help or advise. My former home and now rental property which I intend to move back into, was re-decoated by previous tenants. The tenancy agreement stated that they could re-decorate if they carried out any decoration at their own expense, professionally and returned to orig colours and condition at the end…
-
Discount on extras on new build?
Hi, I'm going in to choose my free carpets etc this weekend. And adding and paying for extras if we feel the need. Has anyone done this and negotiated an overall discount? Everything is so pricey so want to avoid any extra if can help it. Regards May Ling
-
Damage through our neighbours loftconversion.
Our neighbour has undertaken work in his loft which has placed an additional load on the joists causing damage to our property. At the moment our property is not unsafe but is likely to become unsafe if it is not addressed and repaired. We do not have a relationship with our neighbour and consequently have had no dialogue…
-
First Viewer Today
Hiya we have the first viewer of out house that we are selling. Its an empty property and ive been and re cleaned (even though deep clean four weeks ago) Im uncertain what to say etc, does anybody have any experiance? thanks
-
Land splitting and Capital Gains Tax
Hi all. I've copied this from another forum - someone suggested it'd be better here. I'll keep this as concise as possible. Would love some opinions or information... We have a very big garden and plan to apply for planning on it. Current lender (CoOp - Britannia) will not sign a form consenting to the application because…
-
Deposit protection rules
I paid a deposit on a 12 month AST. The deposit was correctly protected. The AST then went on to become a statutory periodic tenancy. The deposit was not re-protected. The certificate is described as 'active' by the deposit protection scheme, but clearly states that it is for a one year tenancy, and gives the start date as…
-
New build - Unfair Changes to parking allotment
We live in and have purchased a Barrats home. Recently the company in charge of maintenance and grounds keeping has changed the parking policy. Each household receives 1 bay, and is now required to display a permit for that bay. The Visitor bay areas are now changed to 4 hour stay only. Every household in my block alone,…
-
new home question
my partner and i are now buying a new home together. however, after visiting the site again, we noticed that there is a small generator thing on our front garden, presumably for the street lights i imagine. we're completely unhappy with this - it sticks out like a sore thumb. we're due to exchange early sept but now it is…
-
Online Estate Agents - Fantastic!
Hi All, I don't normally post on MSE but we recently took the plunge and marketed our property with https://www.sellahouseonline.co.uk and they have been truly fantastic. The service was much better than I would of expected from an online estate agent. All promises were met, I was in daily contact with the agent via email…
-
when to instruct a solicitor?
hello - daft ftb here again i've had a offer accepted for £75k on flat that was up for £79,950. i've a AIP with nationwide for mortgage of £69,950 with £10k deposit* the agent is keen for me to instruct a solicitor. i made an appointment with nationwide in the branch for a week on friday (29th). when i made the…
-
Changing job after mortgage offer?
Hi, I have a mortgage offer from Leeds BS on a new build that is due to complete in November. I received this offer in July. The mortgage offer lasts for half a year. I've been offered a new job. It will pay slightly less than my current one but even with the lower pay I'm still well under the 5x salary multiple threshold.…
-
converting dormer bungalow to house -raise the roof or extension
Am looking to buy a dormer bungalow it is detached with 3 bedrooms on first floor and as rendered exterior We need atleast 2 more rooms and have been suggested taking the roof of and complete first floor or have an extension to the side Any suggestions which route is better and likely to be cost effective Am aware wil nèed…
-
First time landlord
Hi I have just bought a house to rent out. I know about the safe deposit schemes and what to do there,my questions are 1-should I do a credit check on tenants. 2-references from tenants ? 3-do I give them a at5, then a tenants agreement and a info pack. 4-if I agree to a short assured tenancy for 6 months do I just renew…
-
Solicitor botched searches - where do i stand
Hi there Im fretting and need some advice please. I am selling my house I have had as a buy to let for 3 years as i just dont want the worry of having tenants and have had a pretty torrid time. Anyhow, the house is in the process of the sale and the buyers solicitor has picked up a problem. Apparently half of the front…
-
Cooker included on PIF but letter says it's not
Bit of a minor issue compared to what we have been through, but there have been several problems with our purchase because of the two estranged vendors and their seperate conveyancers giving conflicting info. The latest is not the end of the world but it is annoying. On the property information form that is signed by both…
-
joint purchase
My husband and I, and my daughter and her husband are looking at buying a house with some land, with the intention of us having a granny annexe and the land, and them having the house. My husband is 73 and I am 60, with a very low income, but we could put in £450k cash, but my daughter would need a mortgage. Does anyone…
-
Buying new flat from housing association - negotiation with tenant?
Hi, We are looking at buying a new flat which happens to be owned jointly by the current tenant (35%) and the housing association. We believe the property to be overvalued and so are keen to negotiate, however have been advised that the housing association won't budge from their fixed price. However, we think we could…
-
Rental increase between fixed term and periodic tenancy
Hi folks, would appreciate a bit of advice please. This has come a bit out of the blue (short notice!) and I'm currently heavily pregnant and really unwell so my head can't cope with it, lol. My husband and I have been renting a property for two years now, on two year-long Assured Shorthold Tenancies. Last week we were…
-
Can you lie to landlords?
Obviously I would rather tell them the truth but the truth isn't getting me very far at the moment. When you rent out a property from a landlord, what information do they usually want to see from you? Basically I am on long term disability benefit and I've looked at 100's of properties and I just can't find a landlord who…
-
High Deposit, Low Income Mortgage Advise
Hello I have quite a specific situation and could use some advice. I am 33, single, currently rent, have never missed a rental payment for the last 10 years ive been renting and have a decent credit score. I am freelance and only earn about £15,000 a year, based on averaging my last 3 years income. Last year was £20,000…
