-
Sorry new thread - HTB question advice welcome
Sorry decided to start a new thread as their was a lot of garble to read through on the old one.. Very simply we put a reservation down on a DW house with HTB, we haven't exchanged contracts and our mortgage is still in application phase. Happened to find out the area where we want to be is often plagued by a bad smell…
-
Help! New build negotiating.
Last house left on development, developer wants exchange by their year end 30th June. We are in a position to meet this requirement via their part exchange, our house value is 60% of new one will be easy for them to sell. They have offered us a part ex price about 6-8% less than we are likely to achieve quite easily on the…
-
Problems with landlord returning deposit
I've just moved house. Before I moved, the kitchen at the rented house I was in was in a terrible state - the work tops were all made of wood which were rotted before I moved in but which got even worse while I was there - the units were all made of wood. The wood surfaces had got to the point where no treatment would make…
-
Landlord Liable For Repair?
Looking for a bit of advice. A family member was visiting my flat which is rented. She lent on the fence (lightly) and the whole panel fell out and broke. Another relative (who is a builder) had a look and said the fence wasn't put in properly. So who is liable to pay to repair?
-
Renting House - Early Release Fee
Hi All, Just wondering if someone can help with my dilemma. We have found a new property to move into. Moving in 16th May into our new place and moving out of existing house 22nd May. Our contract for our existing house is 15th June. We have been told that we can move and if our current letting agent can find someone to…
-
let to buy - prices sky high
I want to convert my existing let property to BTL and take out a new residential mortgage for a new property to live in. I currently have 50% equity in my property and want to release 25% to put down on the new one. So I will end up with two mortgages with both 25% deposits. The trouble is I can't find anything I like in…
-
Rightmove Reduced Emails
Has anyone else noticed that some RM emails which have a red reduced banner in the corner do not appear as reduced in Property Bee? Does anyone know if it is a RM or PB error? Thanks
-
My Planned Internal Alterations In Flat - Potential Problems
Hi All Long time since I posted here! I'm looking to buy a 1980's flat, in block of 12 on 3 floors. Mine is on first floor. Very well maintained and presentable development, although TOTAL refurb is planned and needed. First question, as their is an active residents association, I would obviously keep them up to date with…
-
Sole morgage couple
Hi My partner and I are looking to buy a house together after renting for 2years together. Unfortunately I have a 4 year old default (now settled but still showing) soI can’t get a mortgage. The question is if my partner gets the mortgage in his name, I will bepaying half, where would I stand if anything went wrong between…
-
The battle to get online bank statements from natwest for mortgage
Been flat hunting for a year, finally found a flat in the area I want (properties on sale very rarely in the area, prices rising by £200k a year). Had everything prepared in advance; made sure all my banks were aware that I'd need statements as soon as my offer was accepted. (HSBC/Barclays/Natwest). They all said no probs,…
-
Looking for a small house in Leyton
This is one way of trying to build an additional house on your existing footprint, but no doubt the neighbours will be more than happy to see the back of it. http://money.aol.co.uk/2014/05/08/narrowest-house-loses-plans-bid/?ncid=webmail3
-
Renting House - Help me do things Legal and correctly
I will be renting my house shortly I am putting together a check-list of things I will absolutely need and require, any thing I have missed or seem ill informed about I would be happy to take some advice :) I will be keeping a history of all my expenses including mortgage interest and such. Here is my current "Checklist"…
-
Please help...advice needed
Hi fellow Moneysavers, I have a question than I hope someone can give me some guidance on. I part own 50/50 a flat with an ex-partner. The property was bought at the end of 2008 and a few years after living in the property together the relationship came to an end, amicably....or so I thought. I moved out of the property in…
-
Who is in the right?
We just exited a house we had been renting for 9 months. The landlord wants to charge us for 3 things. 1) replacement of laminate worktop £84 2) replacement of cupboard door £65 3) new lock on stable door £50 1 and 2 are related. Directly at the sink, the bottom edge of the worktop has swelled as a result of water dripping…
-
Do I need an IFA, Mortgage Advisor or Tax Advisor?
hi We have a house we've inherited 50% for my husband, 25% split between my 3 boys (all over 18 but living at home in further education) and 25% for another family member. (At this point I'd like to thank all the posters on the various Probate threads - brilliant help) I want to protect my husband and sons' investment so…
-
Using MCOL to claim unpaid rent.
In a nutshell, we have recently regained possession of our rental property after our last tenants did a runner half way through a 12 month AST. They owe 2 months rent, which we have been advised to seek through the small claims court. What is the normal path for this? Will a copy of the AST be sufficient evidence, or will…
-
London - should I buy this Victorian house?
Hi all Have sale agreed on a 3-bed Victorian terrace, big and on a very pretty street. Has a lot of potential long-term. The market is also mad in that area. I got gazzumped twice and have upped offer by 40k. Am having to pay cash. We're ready to exchange but my surveyor has given a really damning report today, as below.…
-
Young person wanting to invest in property I need some advice though
So I'm 18 years old and I just got a job at the hilton as a commis chef making £1200 a month and all I have to pay is £140 a month for staff accommodation and food and drink is all provided. So I suppose the rest is really just spending money. I've thought about saving all my cash and keeping £500 for the month until I…
-
Offering on house FTB
I am a first time buyer and quite confused by the offering method. I have been looking at houses a little above my limit with advice that you can normally get them below the asking price. Having offered on two properties, both vendors wanted within £1000 of asking price. Now I'm reading about people paying above the asking…
-
Enough pictures to create interest?
I know people will comment on the price but it is right for our area. Our buyers dropped out this week (mortgage probs following MMR) and, if we are to have a hope of getting the house we are buying, we need to get under offer within a week. It sold in two days last time so there is a chance but we need to give it as good…
