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last conveyancer forgot to cancel stop right on title deeds
Hi, I can't remember the exact term my conveyancer just used so please bear with me! We bought our current house 10 years ago from a divorcing couple. We are now selling and all is going well except my conveyacer has just found out that there is a sort of stop sale/protection right on the title deeds that must have been…
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Freehold Managers PLC
Hi everyone, This is my first time posting here but felt I needed to seek a few opinions on the above company. I've seen a thread prior to posting along the same lines but it's slightly different in our case. We bought our first house a month or so back on a Freehold, not Leasehold basis. So we own the Freehold as a…
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Declaration of Trust - help.
Hi, I have a declaration of trust between myself, ex boyfriend and his parents. My ex boyfriends parents contributed half of the purchase price, lets say 100k to buying the house which was worth 200k. The rest was mortgaged under my ex boyfriend and his parents name. Not long after moving in my ex boyfriends parents paid…
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Tips for drawing attention to parents house
Hi guys, first post. My elderly parents (both in mid 70's) really need to sell their house so they can pay off their mortgage and my dad can stop working. They have a very nice house, and it has been on the market for over 2 years now at a more than reasonable price, and they have gone through a number of estate agents,…
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Permitted development - what do I need to do?
We've had an offer accepted on a house that we planning to do an extension on as soon as we can. It will be within permitted development (single story, additional 3m) but I can't find a definitive answer on what we need to do. I know there is no neighbour consultation as it is only 3m and I know we will need to get…
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Buying loft space whilst getting lease extended
Hi, I'm planning to start the process for lease extension on my maisonette as I have around 100 years left on the lease and intend to keep the property indefinitely. The freeholder has recently offered the option of buying the right to loft space for storage only. Currently the loft is excluded from the lease as it is a…
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How to protecting property during eviction process
I just want to start by thanking everyone on here who have helped me get my head around the whole process of getting rid of some "professional tenants". My notice to quit was posted on Saturday so the tenants should receive them today or tomorrow. I have become very concerned as I spoke to some distant relatives at the…
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Zoopla. Anyone at Home???
Thinking about selling our home we checked out the local property values via Zoopla, taking note only of identical houses prices. We noticed that neighbours with exactly the same houses were valued by Zoopla at substantially more. Why? It then dawned on us that because we'd managed to obtain a substantial end-of-phase…
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Renting out a Probate Property
Hello, this is my first post here so I will try to explain the situation as clearly as possible: My husband's Aunt died back in July 2013 and left her entire estate to be split equally three ways between her sister (my husband's mum who is the executor), my husband and my husband's brother. The estate consists of: a run…
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LL selling house - valuations/viewings while I'm still living in house
Hi guys and gals, I have been issued a Section21 by my LL and have been asked to leave the property by 3rd May [long story and another thread somewhere else...] However, my question relates to getting the house valued and having viewings etc as the LL's wife popped over yesterday to pick something up and mentioned that…
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Ftb advice
Hi everyone, I'm a ftb and I'm currently buying our first family home, mortgage has been offered and have had written offer for mortgage, it's now with the solicitors just wondered if it should be me or our mortgage broker that is chasing the solicitor up or the mortgage broker and if it's me will the solicitor charge me…
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Indemnity Insurance due to Gift
I’m nearing exchange of contracts on a property but have recently received a letter from my solicitor saying we require indemnity insurance for Insolvency Act Deed of Gift/Transfer at Undervalue. The solicitors are claiming this is because we have received a gift for our deposited and that the policy is to protect our…
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Buying strip of council land - Is £1000 in fees excessive?
There is a strip of land to the side of my house about 2.5m x 20m currently amenity land. If I am prepared to clear it and level it, fence it in and provide hedging they value it at £40per sqm. Location 20 miles north of London So roughly £2100 with Council’s Legal and Surveying fees to the sum of £785.00 plus VAT. I have…
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What if I can't pay my share?
I'm potentially in a sticky situation, although I hope to avert it I am concerned I wont be able to pay my rent next month. I was wondering what the rules are, I currently share with two others and I guess we are all jointly liable as we all signed up to the agreement. Does this mean they are responsible for my share, if I…
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Name change - land registry
I'm looking to change the name on my title deeds following my divorce. I didn't revert to my maiden name so required a deed poll for more formal reasons (passport etc). For this thread I don't really want the deed poll or not debate. My options are apparently to either pay a solicitor to countersign the ID form, for which…
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woolwich and esurv
my wife and i are currently attempting to buy a new build property, we managed to get approved for the mortgage with the woolwich/barclays, however we have had major problems with the valuation of the property. the woolwich use a company called esurv. on the 7th of march esurv visisted the site and conducted a survey of…
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Survey Advice Category 3
Hi, I am going to be speaking to my surveyor on these results but wanted to get further opinions on whether these category 3's are worth worrying about straight away? 1. The main roof is pitched with slopes to the front and rear and is clad in what appears to be the original concrete interlocking tiling with corresponding…
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mortgage valuation: insurance
i recently received a mortgage valuation report. The market value equalled the offer so the mortgage was approved. However, there is an entry on the valuation report called: insurance and this is about 92% of the market value. What is meant by insurance? i don't believe it refers to building insurance but i am not sure.
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Renting bills
Hi everyone, I'm thinking of renting a 1 bed flat for myself I do have income coming in each month and I know my rent will be £93 a week which I will be able to afford I'm just wondering what the estimate of my other bills would be need to make sure I can afford it before renting it!! Any advice would be welcome
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Can you stay on temporarily in your old home after completion?
We are selling our home and buying a new one. For various reasons the sale of this house is close to completion but our ability to complete on the house that we are purchasing is taking slightly longer. The person buying our house has suggested that we complete the sale to him and just stay on in this house with his…