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Section 21 after giving notice
Hi, I am a bit puzzled. AST has gone periodic for a couple of years now. We contacted the agents and landlord in writing, giving our notice to end the tenancy in 1.5 month (end of next tenancy period). The agents acknowledged the notice, agreed to it and sent us a section 21 notice (they said they would on the phone, but…
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Can you have joint deeds but with mortage in one name?
Situation: Me and my GF are looking to apply for a mortgage. She has been in current job for 10 years, whereas I am have been self-employed for 14 months. I will be putting in a significant deposit (inheritance) into the house that we are looking to buy, whilst we can borrow all the mortgage that we need against her…
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Looking to sell house after owning for 6months
Hi, We bought our first house together last year, with a mortgage and 10% deposit from savings. Problem is, although I have not moved a massive distance from my parents I would like to live closed to them and we have also decided to start a family sooner than planned. We would prefer a 3 bedroom house than the 2 bedroom we…
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Conditional Auctions and penalties
Hi, I am new to the forum and hope you can give me some advice. I have searched Google and this forum for the answer to this but nothing is coming up. If a house is up for sale via conditional auction and a bid is made direct to the vendor, would the vendor be penalised for accepting the offer outside of the auction…
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whats this removal quote like?
normally i'd shop around myself but there are very few well-known removal companies around here. Direct Removal Charge (Monday to Friday) £612.00 Packing of fragile effects £54.00 Packing of non fragile effects £158.40 Insurance Charge £84.23 Insurance Premium Tax @ 6% £5.05 Postponement Charges Waiver £48.00 Property…
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Letting fees?
I have only recently moved to England (SE) and having been put up by my work for a period, I am now looking for a private rental (12months or so). Virtually everywhere states "fees apply". As someone who has always rented (in N.Ireland) this is alien to me. What are the fees for and is there anyway round them? I know I…
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Completed Today :)
Finally completed on our purchase. Thank you for everyone on the boards for their massive support. Off to get the keys and post the notice on rental property :j:j:j:j:j:j :beer::beer::beer::T:T:T
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Help to buy scheme
I was just reading an article from September 2013 saying how the new help to buy scheme could see house prices rise as much as 11%. 6 months ago I was looking to buy a house, the only problem was the lender was waiting on a letter from my employer confirming my upcoming pay rise, what I got instead was made redundant so…
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Property Portfolio Strategy
In 2012 I was in the right place at the right time and bought my first flat outright, cash buy. It is a one bed flat (new build) and worth about £150k. Needless to say I purchased the flat for considerably less than the valuation as a quick, no nonsense sale. The flat is currently let out and returning a tidy yield. I know…
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Homebuyer Survey on house under NHBC
Hi! Buying a 5 year old house with an NHBC warranty remaining. Anyone offer any advice about whether or not anything beyond the valuation is worthwhile? Thanks!
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Agencies that help you find the right house (to buy)?
Does anyone know if there are any agencies/agents in London that maybe offer a service to help you find a house. So basically someone to do the leg work, narrow do the choices, arrange viewings, etc .. kind of like your very own Phil and Kirstie (Location, Location, Location)?
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Help to buy - maximun deposit?
Hi, i can't seem to find what the maximun help to buy deposit is, i know that the minimun is 5%.
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lodger grandson preventing sale of house on owners death
On behalf of my 86 year old, widowed, father-in-law. He has 3 children who don't live him in his owned house, but has an adult grandson who has been living with him for over 2 years, but who doesn't pay any rent or contribute to utility bills. FIL has a will stipulating that on his death the house should be sold and the…
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Mortgage Application - Paperwork via Email? Security Impact...
Hi. I'm currently going through a mortgage application and am astounded that the Broker ( a very, very large one) i'm using sends out paperwork via email that includes every single bit of my financial history, and then asks for copys of stuff like P60s, Bank Statements to be posted back to them via return email. If one of…
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How cheeky can you realistically be when putting in an offer?
Hi all, First of all hello! I am new to the forum literally just joined now. I am just looking for some advice... Me and my partner have seen a house on the market for 125K (or in the region of). I need to add to this that I live in England as I know OIRO in Scotland can mean something totally different (apparently). The…
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A good offer?
We’ve had our house on the market for just over 3 weeks and had our first viewer last night. House valued at 90k, on for offers over 80k. The EA did the viewing and called this morning to say it had gone very,very well. The buyer still has a property to sell and to get their mortgage sorted but have asked if we will accept…
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House Buying Process - second stepping
Hi, A quick question about the process of moving into our second home. Our house is up for sale with quite a lot of interest from first time buyers. We have selected 2 or 3 houses we like within a budget range we think is within range. My question is at what point do we seek a mortgage quote for our new house? Now or do we…
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First time buyer looking for help
My girlfriend and I have found an ideal property we'd love to move into that is on the market for £142,000 - the estate agent that first showed us round said they have sold the house next door recently and feels the owner of this place would take approximately £136k for it. We have never put an offer in on a house before…
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Buying a flat from a pro Landlord ADVICE!
Hello So I'm thinking about putting in an offer for a 1 bed flat currently rented by a ''pro landlord'' says the EA. current renters been given 2 months notice after 5 years. Its on the market for £175,000 and is in-line with other property's in the same area its advertised as having a 100 year lease but the EA says it has…
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Anyone watching Phil Spencer Secret Agent?
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