-
solicitors or should i say slowlicitors
finding my solicitor who is handling purchase and sale slow. feels like having to continually chase. Some movement on the purchase this week but i then laughed after speaking to the vendor that they hadn't heard from their solicitor with the questions my solicitor had asked two days ago. If this was a builder or plumber…
-
how long did it take you to find a lodger?
i am a first time buyer. I am interested to know how long it took others to find a lodger? I realise it depends on area etc.
-
landlord not renewing tenancy - Help
I've privately rented my house coming up for 5 years. The renewal is up on 1st May. The landlord has rung me tonight to say he couldn't afford to buy his ex wife out of the house so she is buying him out and will be moving in when the tenancy ends. I am a single part time working mum with 3 kids aged 10, 12 & 13. The rent…
-
£7k increase
Hi I've seen a plot on a development that I like that's been selling really quickly. They've just released 7 more plots today. The type I was looking at has increased from £168k to £175k! I was expecting a little increase (1-2k) but not as much as 7k which is about 7%. The developer has an offer where by they put in 5% so…
-
Buying an underpinned house, should I pay less?
Please help!!!!, I had an offer excepted on a house. With 3 weeks until completion I have just discovered it was underpinned 20 years ago. I have asked the vendors to carry out a full structural survey. I am aware that underpinning detracts from the value of a house. Assuming the structural survey says the property is…
-
Sick of house prices!!!
Hi I am a single bloke in my early 30s, I have worked full time since I was 18. I have shared/lodged most of my working life. I feel I now want my own space, something like a nice one bedroom flat. I've managed to save £40k over the years and I'd like to buy somewhere. While I don't like debt in any form, rent prices are…
-
Ending tenancy agreement due to breach of contract
My mum has recently signed a contract to move to a rental property under an AST - she hasn't moved in yet although she got the keys last week. She paid a sizable holders fee and deposit to secure it. I saw the property for the first time last weekend and I had serious concerns that the property isn't habitable or safe. The…
-
Lease Question
Hi, My leasehold flat has this clause in the lease: The lessee shall not underlet or part with the possession or occupation of the demised premises otherwise than by way of assignment of the whole I understand this to mean that the property can be sublet, but only as a whole, meaning we cannot divide it up into individual…
-
Deposit Protection Scheme
I have had a letter from the DPS saying my deposit is no longer protected as my landlord has not informed them I am still the tenant in the property. I have been in the property over 6yrs now and due to sign another yearly tenancy agreement in July. They said in the letter if I leave the property in the next 3 months is ok…
-
Future Investment / Inheritance
Dear viewer, I am new to this, but thank you for viewing my post. My father is looking to retire in the next 2-3 years and is looking to relocate within the UK when he does. We have been discussing the possibility of me investing in his next home, so that he can afford a better quality/size of property and then hopefully…
-
Retrieving Deposit
I'm just looking to check with those in the know that I am doing the right things please. Here's my tale. Renting a property in May 2011 no issues during tenancy, regular inspections, never late on rent, have left no bills/debts behind us. We signed the keys back over on 10/02/14 since then we have heard nothing from the…
-
Offer accepted - what now?
We accepted an offer on our house 5 weeks ago from cash buyers, it took us a while to find a suitable property but 2.5 weeks ago we had an offer accepted. We then had a 2 week holiday booked so nothing went any further. We are now back and the people we are buying from are still looking for a property (they have had one…
-
Invest in Hotel Room vs Buy To Let
Hi all, I have a small sum of money which I would like to invest, enough to buy a small house or 1-2 bed flat in a cheapish area - I have been looking at various options and typically the yield I would be able to generate would be about 7-8%. I have come across another option which is buying a hotel room which is about the…
-
Letter to potential homeowner sellers
I am looking to contact homeowners directly with a letter of interest in their property. Does anyone have any comments about the content of the letter I've drafted below? Dear Homeowner, I am very keen to buy a 2 bedroom flat in xxxxxx for myself. I am a private buyer, not an estate agent and have been living in xxxxxx for…
-
Self-Employed Tenancy Referencing - Bank Statements instead of SA302!
Tenant referencing agency (experian) won't accept my SA302's (past 3 years tax returns) as proof of income as they were not prepared by a chartered accountant. Actually the 1st 2 years were but not the last. Instead they now want to see 6 months bank statements. I earn well in excess of the affordability and my current…
-
Made an offer - worried about low valuation
I've just had an offer accepted on a house. We offered the asking price of £370K (we were the first to view and offered the same day) as the market is just mad here (SE commuter hotspot) and we've missed out on several other houses by being too slow (as in 2-3 days) or offering under the asking price. This house is perfect…
-
Parking Over Driveway
Posted in a different thread about the PITA parking situation we have…so how would we broach this one? (The time for niceties has passed unfortunately). Apologies for length. Back ground is fairly generic; neighbour moves in June 2011 (9 months after us). Kept themselves to themselves at first. Then it came to the car…
-
Lighting in Shared Courtyard
Hi, Long time lurker, first time poster - be gentle. I'm not sure if this has been posted in the correct area, so if not, please let me know and I will move it. I purchased a property a number of years ago, and the property came with a garage a shared courtyard. There are a number of garages and a couple of flats in the…
-
Broken boiler - massive gas bill
Hi there, I'm a first-time poster but I've been following for a while. I hope this is the right place for this question. We just received a quarterly gas bill for £480 - extremely high for a three-bed terrace. Our thermostat has been broken since June last year- it will only work on full-blast or not at all. We have sent…
-
Ment to complete 2 weeks ago but still no offer..
So far its been a struggle to say the least, but our situation with the bank is now worrying me ALOT. Mortgage application is with Yorkshire Bank, subsidiary of Clydesdale Bank. A full mortgage application was done in Branch, from what I understand they don't do AIP. Went straight to the underwriter. He said yes. Valuation…
