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Agents letting the property before the end of my tenancy
Hello, I have a question (obviously). I am a tenant. I have given notice to terminate my AST at the end of March. periodic tenancy, etc, it had to be for the end of March. I had told the agents that I will probably be moving out earlier, without specifying a date, as I also have to arrange for the cleaning of the property…
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How to buy a field
My neighbour owns a field which I'm interested in buying. I'm afraid at some point it might get sold to someone else who might develop it or use it in some other way which is detrimental to my house. How do you go about buying a field? Obviously approaching the neighbour will be a first step, but then what? - how do we…
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Survey findings what to do
Hi there everyone. We are currently selling our house to move to another area of the country and had a phone call from our estate agent on Friday to say that the survey carried out for the buyer the week before had come back with a few issues and he wants to get a builder around to look at these. Basically to do with the…
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Finding out when my house was built
Hi all, Is there a free or cheap way to find out when my house was built? I guess the Land Registry can help but are there any other sources? All the other houses in my street are rented to tenants so I can't ask the owners. Thanks.
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Portugal - Adfive Buying Abroad
Hi i am in the process of looking at properties to purchase in the Algarve...Just wonder if anyone out there has any advice regarding solicitors and the buying process who has gone through this side of things....If you could let me know IMPARTIAL advice on who to avoid or dare i say it recommend anyone who could make this…
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Endowment policy after selling house
I might be a bit daft, but it only occured to me this weekend, what do i do with my endowment policy once I sell the house? We don't currently live in the house, we exchanged on Fri, due to complete this Fri, selling price will repay mortgage, fees etc and leave me about 30k profit, (deposit for next house when we decide…
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Buying Land - Calwbacks?
Hi, I am currently looking to purchase some land at £10,00 to which I do wish to apply for planning permission on, looking at the area and the new builds that have already been erected on the same road I feel I stand a strong chance of this! However when reading the T&C's I came across this paragraph - "All the lots wil be…
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Circumventing agency fees
Hi everyone, Most threads here seem to be about buying properties, but I have a query about renting a property without an agent. I am a researcher, on a 3 year contract. Since it is unknown what will happen after those three years (and we do not have a deposit) we are not in a position to buy a house. In a sense, we are…
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Offering the right price??
Hello, So I looked at a property at the weekend and these are the points I would need to be done/get done after buying. The property is on the market for £175,000. - Front windows need glass replacing. - paint work needs redoing thought out the property and bathroom needs re groughting. - rubbish outside in parking area…
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Buying a second house..
Hi, At present my husband and I live with our daughter in a 2 bed semi with a very small mortgage of £50k. We are looking to extend our family shortly and this house is sadly now becoming to small. In our head we would like to ideally keep the current property and buy another house with an additional bedroom worth the same…
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Buying House with Subsidence
Hi, I'm looking for some advice on buying a house that is currently suffering from subsidence. I've accepted an offer on my current property and my offer on the subsided has also been accepted. I'm currently applying for a mortgage with HSBC but am concerned they won't give me a mortgage until the problems with the…
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FTB - offer accepted, no mortgage in principle in place, what next?
So me and OH are first time buyers and we have been looking for somewhere to buy for a while and on Thursday we had an offer accepted. The sellers have not found anywhere to buy yet - their EA said they would be in touch when they do. I didn't bother getting an agreement in principle before viewing - we have a 50% deposit,…
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Council tax records
Bit of a strange question. I bought a new house a few weeks ago as it is being renovated I don't currently live in it. I am not on the electoral roll but I do pay council tax. This week I received a letter from my neighbour addressed in my name accusing one of my contractors of damaging his property. None of my contractors…
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?
Sorry -MODS - please delete just realised I should have posted this in the mortgages forum. Mods = please delete before someone gets their knickers in a twist and sends me a stroppy PM for posting in the wrong forum
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Ex council flat maintenance cost
Hi, just question on behalf of my elderly mother. She owns a 3bed maisonette and is now struggling to pay the constant new things her housing partnership are doing. New roof 4k - released equity to pay for that now owes about 70k on equity release New windows - 3k Now a fire door - 1500 they have said that if she doesn't…
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Lodger and notice period
Hi everyone, I recently rented my spare room out and never got round to a lodgers agreement, stupidly I'm quite chilled out and assumed that as he was paying monthly that I would get a months notice. He have given me a weeks notice which I'm not happy about as it's leaving me no time to get anyone else. I took a smallish…
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Solicitor did not file with Land Registry
Hi A friend of ours have recently purchased their housing association house under the right to acquire (not the right to buy). Everything went through, they are now paying a mortgage. However, the bank has contacted them to tell them the solicitor never registered the property, and are now not working as a solicitor…
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do you think i can exchange by 7th march?
hi all i have a 28 day exchange on my new build, and have tried to be as proactive as possible throughout the process so far. - the searches on my new property are done but are still being looked through by the sol (who has acted for other properties on the development) - my buyers homebuyers' report was completed on…
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Home Insurance and mortgage lender
I'm trying to arrange home insurance for buying my first house. However the lender wants to be listed as an interested party on the policy and I can't find many insurers that offer this and offer accidental damage cover as well. It seems my only choice is to go with the building societies insurance provider. Also I'm…
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Buying house outright vs mortgage
Currently in the process of buying a 3 bed terrace, not a very expensive one. I was going for a 60% LTV mortgage over 20 years as I have savings to put down as a large deposit, have had this approved. Through family I would actually have enough savings to buy the house outright, with money left over for repair work, still…
