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Seller demands money for paid ground rent/insurance day before completion
Hi, I exchanged on a leasehold last week and am due to complete tomorrow. When viewing the property some months back, the seller informed me they pay their ground rent/insurance by monthly direct debit to the managing agent (and showed me a statement of their DDs). All seemed clear enough. Today (day before completion) my…
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Potential Illegal Eviction - Advice Please..
Hi, Was wondering if anyone on here could help me with this. I moved into a flat at the end of September, and I am renting from a private landlord. The flat is above a pub and while i expected there to be niose I wasn't made aware that they would play music until 2:00am most days and it was so loud it was more like a…
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Shared Equity mortgage scotland settled CCJ
hi everyone, been browsing the site for a while and have been unable to find any information on my question. I am looking to buy my first house (currently renting). I do not have a big enough deposit to buy the house i like outright, thus looking at shared equity. I have a 5 year old settled CCJ and a note on my CF…
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Moving out of Parents with Student friend.
Hi, This thread will be quite long and cover quite a few topics but I felt it was best posted here. Myself and a friend are looking to move out of our parents homes to get a flat / house together. We are both 21 and we stay in Fife, Scotland. I work 19 hours a week and earn just under £800 after tax monthly. I will be…
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Crazy Halifax 'consent to lease' rates - please help!
Can anyone help? . . . My partner has a new (more secure) job which will be located in the south west of the country for one year (then probably back to London). We currently own a property in London and have our mortgage with the Halifax. We will need to rent the house out to cover our costs down south. I've just called…
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Advice Needed on Premature House Buying
Hi Everyone I have a dilemmna and need some advice please. Looking online sometimes actually confuses things further. So basically, the house I have been living in with my partner for 2.5 years is now going to be sold. It's far from ideal because we were planning a long term rental, but hey, life happens and we understand…
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Letting agency wants £30 for a reference!!
I've been renting a property with my family since February this year and the tenancy is due to end in February next year. Now the landlord has issued a section 21 notice to quit 4 days after the original tenancy agreement expires. If we have nowhere to go then obviously we can't leave as we are a family of 4 with 2 small…
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Estate agent lost my keys and won't change locks help!
Hi, I recently have put my property on the market with an estate agent. And they have lost my keys and have no idea of it whereabouts they say it's in the office however they still have not found it. I have spoken to them on several occasions about replacement of my locks and today they said they will only replace the…
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being evicted as landlord has to pay poll tax
the landlord is evicting myself, my gf and her family because he didn realise he had to pay poll tax. can he actually do that?
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Discount on rent if pay 12 mnths upfront?
Have been trying to get my LL to reduce the rent only by about a 10er per week. As this is the max housing benefit I can get. I hate having to use my other money to pay rent. If I offer to pay him 1 year in advance for the reduced rate would that be a good idea? I can borrow the money from someone and pay them back every…
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Buying a new home - things to look out for?
Hi Guys Im a first time buyer and im buying a new home. Its a new build by Persimmon homes - with the shared equity 80/20 scheme. Ive checked that is the shared equity and not the shared ownership. This is the first home i will have bought and have no experience at all and no one to speak to who can advised on things to…
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REPO's in Glasgow
Where can I find out about Reposessions, commercial and residential in Glasgow?
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If LL out of country for two years - how does this affect tax?
Hi, I just read a couple of posts on this and am still none the wiser. My LL may be going abroad for the next two years. Is there anything I need to do, or will the tax people be speaking to the LL direct about tax on rent?
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Can anyone take a look at this for me please?
Hi :j Half heartedly house hunting at the minute, and have come across this which is a bargain for the size/location.......which makes me assume there is something wrong with it? Anyone got any ideas? Many thanks http://www.rightmove.co.uk/property-for-sale/property-34950131.html?premiumA=true
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Downstairs bathroom ?
Just seen a 3 bed house that is a lovely victorian terrace backing direclty onto the canal. Viewed one a few doors down that was on the market for around £30,000 more than this one. Reading the description, this one has 3 beds upstarirs where as the other had 2, but the bathroom is downstairs. Having never experienced a…
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I'm thinking of Buying aboard
Hi all Currently in The Canaries for the Winter and I've been looking at small apartments. As my pension will probably be rubbish by the time I get there, I am thinking of ways to have money in the future and enjoy the benefits on the way!! Just a few questions to start 1. Are you better getting a Spanish or English…
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where would you rent/buy in Portsmouth
Would be wondering if I can have any advice on where I could rent in Portsmouth. I am a GP by profession, my work could either involve a commute from Swindon to Portsmouth 2 days a week (Monday and Friday) and 2 days work at Southampton hospital Vs renting a place. I have heard horror stories about congestion on M275/M27…
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Completing TODAY!! Playing the waiting game!
Hi everyone Have been waiting for this day for 3 months but me and my partner are completing on our first house today... Cannot wait!! Am playing the waiting game though... waiting for the phone call!! Have had advice that it could be as early as 10 but potentially as late as 2-3?? Anyone got anymore advice on when theres…
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Restrictive Covenants In Lease - Renting Out A Room
I am considering a purchase on a leasehold flat with a long lease. It is a conversion of a house into 4 flats, and the freeholder is a specialist freeholding company. One of the terms of the lease is "not to use or permit to be used the demised premises for any purpose other than a private dwelling for the occupation of…
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Is the HMO i live in meant to be registered?
I currently live in an HMO. There was originally 5 of us in a house but very recently, the house next door has been joined on to this one due to a discrepancy on the planning permission. one of the rooms has been converted to a kitchen and I expect the old kitchens in both of the original properties will be converted to…
