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Full deposit retention
We have just moved out of a rented property that we have 2.5 years in. We spent 2 full days plus 3 evenings cleaning, scrubbing, gardening etc, making sure the house was gleaming. We had a slight disaster with touching up scuffs and dents in the hall; used the wrong shade of white paint and ended up having to repaint the…
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Would you remortgage to buy a building plot?
Our house is worth between 250 and 300k (doing the final touches before getting agents in to value - I know there is a big difference, esp with stamp duty threshhold, but that is not what my question is about). Mortgage currently 115k. As our next house we would love to build. We have been looking around at plots and have…
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Post re-direction with a gap between moves
Looks like we will be moving out at the end of June and are looking at a minimum 9 week gap before the new place is ready We have not decided where we will be going, but probably somewhere that one rents by the week Clearly we could re-direct the post to the new address, but then pay for Keepsafe. However, I think Keepsafe…
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Buy to let tax?
I am buying a property which I will be letting to family members. My partner and I will be renting a property, the income from property rental paying our rent. Are there any tax concessions due to this? Do I get tax relief on any furnishings/white goods I need to buy for the property and can I claim tax exemption for any…
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Transfer of equity-dont understand?
Hi Just some advice, I am buying out my brother in a property we inherited and the solicitors have said the transfer of equity ect would cost upto £600. I just want to understand what needs to be done a little better. I am paying him a sum of money to gain his share, and therefore want his name taken off of the land…
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Right of Access - End terrace HELP PLEASE!
Hi a few years ago i purchased an end terrace. Before moving in i spoke to my solicitor to ask what the situation was with regards to given access to the adjoining neigh borough. We have dogs and wanted to put up a fence and gates to stop them escaping on the road. The solicitor said that nothing was on my deeds relating…
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79 Year Lease - Good or Bad
I have put an offer in on a 2 bedroom flat worth £197500 and have paid out for a Homebuyers survey and solicitors fees. The vendor told us the lease was 95 years, but we have now been told by the solicitor that it is 79 years (99 years from January 1992). I have asked that the vendors look into extending the lease before…
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Good place to buy moving boxes
Hi Any reccommendations from where to get the cheapest moving boxes? All recs welcome thanks
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Not sure if I'm being mugged;
I am selling a business and property. We should have exchanged in time for two weeks ago, then last week, then yesterday, now today - there have been hold ups after hold ups, requests for more information never asked for before. Apparently now they are ready (thank goodness, because three moves depend upon them they are…
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Rental income and Tax
Hi all! I'm looking for some advice regarding rental income tax! I'll rent out 1 bed flat for about three months to my friend, and its income will be less than 600£ a month. My friend is a student, so he can get council tax exemption - but he said he has to submit discount application form (for council tax) and tenancy…
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FTB buying a flat with existing tenants
I am a first time buyer. I've seen a flat which i would like to buy, i have a second viewing shortly and likely to put an offer in. The issue here is there are existing tenants. The agent couldn't give me too many details but sounded like they were on a 1 year contract from Feb 2011 to Feb 2012. I'm not sure when the break…
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Council seeking possession order
My cousin is a council tenant and some time ago his council won a possession order against him for non payment of rent. It was agreed that he would pay the rent plus £10 a week. However at the hearing it was also found that the council owed stamp on his rent which they had to pay before a certain date or the case would be…
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First Time Buyer - Legal Fees
Hey All, Well after some persistence and (im)patience my offer has been accepted and now the real fun begins! Property is a leasehold flat. The estate agent has promptly put me in touch with their in-house solicitors. Quoted bill is £2541 (inc VAT). This excludes the stamp duty amount! Unless I am missing a trick here, the…
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Compensation from property developers?
I'm very interested in a lovely house in a rural area. The view is a big buying feature, as it looks out over pretty farmland. While there are no immediate plans for construction, I understand that property developers have shown an interest in the past in building on the farmland. This would totally obliterate the view…
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Reducing house price
Hi, We've recently put our house on the market (within the last couple of weeks) and have had one viewing that has not proceeded. I have just seen that another very similar house nearby has gone on the market today with another EA £15K below our asking price. There is very little between the 2 houses ... we want to sell…
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Mortgage advice
Hello everyone, This is my first post and I'm just looking for a bit of advice. My wife and I are in the process of applying for our first mortgage. The mortgage advisor, who was recommended by a workmate, is based quite a way from us and so far we have been in touch by e-mail. Everything seems to be going fine, he says he…
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Emergency Advice!
Good evening, Me and my partner are first time buyers, and have recently being running through the process of buying our first house. We found a house we both loved a couple of months ago, made an offer and had it accepted. Had surveys carried out etc and have been progressing through with everything. The reason for my…
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Who do I ask now?
Hi there, Just had our survey back, nothing that we didn't expect but two things we wanted to ask about were the fact that the water tank was being renewed and we don't know why and we want to know if we can have a copy of the recent health check on the boiler. Are these things we should ask the estate agent or do we ask…
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Roof worries found on Survey!
Hi, I have just had a survey on the 1900s victorian house I am looking to buy. We have a concern about the roof and how much it will cost us to repair. Can anyone help me make head or tail of this: ROOF COVERINGS: The roof slopes are covered with natural slates, sealed to wall abutments with cement fillets. The slates are…
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Loan from the parents
Hi I hope this is the right forum. I'd appreciate any advice anyone can give, we're going to seek legal advice about this as well but I would like to know as much as I can before we do! My partner and I are buying a house off his parents for its full market value. It won't be our main residence yet so we're having to get a…
