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Neighbours
Hi there. I'm in the process of selling my house (all the searches are going through and we're due to exchange in a few weeks). The thing is, we don't get on at all with our neighbours. No official complaints have ever been made, but we just don't get on - to the point where we now blank each other if we see them.…
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exchanged contracts - a big thank you!!!
Hello Would just like to say a thank you to everyone here who gave advice and supported me during my first-time buying a house in the UK.:j Hazyjo ... and everyone else - a big thanks! :beer: We're now looking towards completion. Just two quick queries really: first, we're in rented now - how many people would recommend…
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Please help - its complicated
Hi, This may get a little complicated but will try my best to explain... I am a first time buyer, living in a property which my father owns (the property I live in has no mortgage but my father re-mortgaged his property to fund the purchase of the property i currently live in!) I am wanting to purchase this property as my…
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Clawback agreement
I am currently in the middle of purchasing a house. In a past life the house was a council house and was transferrred to a housing association in 2000. As part of this transfer a disposal clawback agreement was agreed between council and HA. This clawback is nowe holding up the completion as the sellers solicitor says it…
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Buying & selling what are the costs?
Hello, we are looking at the possiblility of selling our house and buying a bigger one in a better area with the childrens futures in mind. Could anyone whose in the same situation give me a run down of the costs involved as this may have an impact on our decision depending how much we have to factor in. regards vlt
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Council tax exemption
Hi, i have been renting a flat incorporating the council tax, so i as landlord am liable. I originally set this up and was lead to believe that i could do this as long as the bill was paid, it has been. The tenancy has finished and the property is empty and unfurnished, so i applied for an exemption, i last had an…
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Uplift Clause
My sister and I were left my brothers house. It was in a very bad condition so we decided to sell it at auction. As there was an acre of land at the rear, the solicitor advised we put on an uplift clause of 15% on the property I presume we had to pay the solicior extra for this at the time Six months ago we were visiting…
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Quick query about leaving son in house/insurance/mortgage etc.
IF our son stays on in our family home after we move to a different area and there is no tenancy as such (no rent being charged etc -he would just deal with the everyday expenses like electricity used and such like)......do we still need to change our house insurance and ask our mortgage company for permission to let even…
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renting my house to my friend
hi this may have been covered elsewhere in the site but any help and advice would be appreciated. for the last 5years my friend has been staying in my flat, and giving me money towards the mortgage. its a very relaxed agreement, we havent bothered with a lease or anything for the last few years. i moved away for work…
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renting my house to my friend
hi this may have been covered elsewhere in the site but any help and advice would be appreciated. for the last 5years my friend has been staying in my flat, and giving me money towards the mortgage. its a very relaxed agreement, we havent bothered with a lease or anything for the last few years. i moved away for work…
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Do I need landlords insurance if letting to family?
Hi, I am moving in with my partner and letting my house to my daughter and boyfriend. It's an informal arrangement with no tenancy agreement. The question is do I need to get Landlords Insurance?? I do not need cover in case she doesn't pay the rent and am not worried about her making a claim against me if she falls down…
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Private Sale - help me get it straight (Scotland)
Hi folks, we are due to view two houses tomorrow, one is on the open market and goes to closing date later this week, the other is private sale as the result of a letter drop. The question is what order are the activities for the private sale, in my mind it is something like: 1) view house 2) agree nominal price, subject…
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Noisy and nasty neighbour - is this a good plan?
Evening all, Since I've lived in this flat, I've had a few issues with the lady next door. I've never actually spoken to her since moving in 2 years ago which is a shame. She's not the most friendly of characters, despite me smiling at her when we pass each other outside or on the stairs - she refuses to make eye contact.…
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Does the tenant have a claim?
I wont say whether I am posting for the tenant or landlord, just trying to find out which side the law would favour. Tenant has been renting a property and in May last year boiler stopped working. LL arranged for engineer to come out but they had problems sorting it out and it took nearly 3 months for it to finally get…
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Cracks in Chimney Breast - What to do?
Hello, I visited the 2-bed house (built around 1900) that I am buying over the weekend and came across some big cracks in the chimney breast in the loft space. See photo: http://www.flickr.com/photos/64272608@N03/5854083438/in/photostream/ There was a mysterious steel beam just under those cracks, which my surveyor…
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MARAS Tenant Referencing Agent
We're selling in Pompey, and relocating to Conwy in N.Wales. We'll be renting initially, until we find that idyllic spot to buy. We've had to go this referencing business, guilty until proven innocent, which these days I have to accept. HOWEVER, since having our referencing cleared this morning with MARAS, we've had 4…
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Can you rent out your house and keep it up for sale
I'm trying to sell my house but things are slow. I'm relocating soon. Does anyone know if I can rent out my house and keep it up for sale? Thanks
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Affordability rent vs mortgage
Hi Just thought I would ask you guys a question about rent and mortgage. I currently pay about 445 rent for a 2 bedroom terrace. I have a low income but manage ok. I do not have any major debts . I have calculated roughly that what I pay in rent is roughly a 90k mortgage. Now because of my income I could only get about…
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please help! monthly contract problem
Just over 2 years ago i signed a contract for a flat, it was originally for 4 months and renewed monthly after that . It was rented through a small agency that actively manages flats belonging to different companies. The way it was done (after the original contract) was I went in , paid the rent for next month and they…
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Need advice from some Landlords
Son moved into rented 3 bed built over shops in well sought after town. His rent is for one bedroom and shared amenities .. ie kitchen, living room , bathroom. Within a month the two other tenants moved out to another City (no reflection on sons living habits!) The property is in need of a full refurb .. decoration, double…