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In process of selling and buying
First put house on the market end November 2010, around 16 months later have sold! Beginning of this year to my surprise (considering current climate) viewings were frequent - 2-3 a week at times! I brought the price down £5,000 about 9 months ago, worked out how much I could afford to bring the price down in order to buy…
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Selling a house for the first time
Hi Everyone we are just about to put our house on the market for the first time because hubby has got promotion at work and we have to relocate from Nottinghamshire down to Swindon. EA has valued house around 72,000 so we going to try it at that price first but we do want a quick sale so we are in a position to drop price…
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Buying a house!
Ok, so we didn't go for the first house because it was a 'flood risk' So we found another one, offer accepted, mortgage agreed, signing on the dotted line tomorrow. Got the mortgage papers through, they have put the right road name, but the wrong house number. How do these things happen? Things never run smoothly, do they!
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Just sold
I have only one tip to sell your house* in the current market. Be realistic with the price. At the right price, someone will buy it. It is not about 'giving it away' as many think. Our EA valued our property at 350k. It should have been marketed at 300k (based on comparable properties and my knowledge of the local market)…
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Council Tax
In September 2010 I had a student house contract for the following academic year. But I was no longer a student as I had been dropped from my course. I applied for places at other universities, but it was too late. The letting agency stated that I was liable for the full contract. As I was no longer a student I moved back…
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Good rental stories?!
Does anyone have any good rental stories? Like anything else this site is full of bad rental stories about tenants/landlords, but there must be some positive stories out there??
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Who to go to for advice?
I currently have a mortgage free inherited property (very recent) and a jointly owned mortgaged property. I'm unsure if I will sell/rent either property, and wondered who best to ask for advice on the properties? There are many questions to be answered for the best thing to do, so is it a financial advisor you see? Or an…
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Home Buying Companies
Hi, Hoping someone could help me. Bit of back ground info, my mum and dad split up about 9 months ago. My dad is living with his parents and has walked out of his job 5 weeks ago - but only told my mom last night. This means he can't pay his share of mortgage and maintainance cannot be paid (about £800). Basically, the…
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Buying a house - no building regulation docs or inspection records
Hi, I know similar issues were discussed before but people rarely post updates to say how things ended up. We are trying to buy a house that had a two-storey extension built in 2002. Planning permission is in place but the council says there is no records of any inspections during the building process. Since LA have been…
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Can't find any tenants
Hi Folks I have got myself in a terrible mess. I have recently purchased a buy to let property, but am having great diffilculty in finding tenants! At the moment, the property is empty and of course I will need to pay the council tax, water rates, and standnig charges for gas & electricity meters. On top of that, my first…
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Rental income
Hi, For 2010/11 I have a rental income which I need to declare on Tax Credit Renewal. Just need to clarify how it works. Total rental income £5500, minis expenses £4801 which totals £699. According to HMRC website it states whatever is due from other income you minis it by £300 so total I need put down will be £399. Is…
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renting - what obligations does the landlord have re decoration etc?
Just a quick question - looking at renting office space & found one locally which is the right size & meets my needs. Its cheapish BUT is in a bit of a state. The estate agent who showed us round agreed that it needs a new carpet, the walls painting & a new toilet & sink putting in as they are so old & manky. However, he…
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Isabel Tyler
Hello, need a bit of help on an issue regarding buildings insurance. Myself and my neighbour own the freehold of a house which is converted into two flats. My flat has a loft conversion which makes it larger than her downstairs flat. The building is insured as a whole not separately. Should we pay 50% each or should i pay…
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Gas Meter Installation question
I have a capped of gas pipe under the stairs in my new home, i intend to get the gas supply reconnected. I obviously need a new meter too (via National Grid i think) Big question though, do they still do indoor installations, or are they all those big white ugly boxes stuck on the outside?
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does anyone know roughly how much landlords can charge for carpet?
Just a quick question sorry to go on about this but its bugging me, does anyone know roughly what a landlord is aloud to charge for replacing a carpet? Hands up we have left a big ugly stain on living room carpet my son was sick on it and I did what I now know is wrong and tried scrubbing it out now know that your meant to…
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Renting and have a few problems
Hi there, Me and my partner moved into a property that has furniture already in there as we snatched the property up after another tennant who was lined up fell through. We made it clear that we would want to keep certain things in place (cooker, washing machine) but other items we wouldn't want including 4 big bookcases…
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Negotiating on a new build
Hi, I am interested in buying a new build. What is the greatest discount anyone has managed to negotiate on the headline price? Also, does anyone think it is possible to get convince the builder to give a 20% discount as a deposit so all I need to provide is the 80% mortgage? Thanx in advance
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looking at buying our council house
hello, we are looking at buying our council house. this is very early stages but some years ago my dad paid to have gas fitted (rather than coal) this also included the fitting of a shower. also he paid for the kitchen. would this come off the value? since the council did not pay for them?
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Sold prices of houses
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Part P electrical works
I've had a single storey rear extension completed in 2010. I have received a "regularisation certificate of completion" from the the council for the electrical work. I'm now selling my house to a cash buyer who has carried out his own survey on the property. He has come back to me to say that although its been passed it…