-
same solicitor for seller and buyer?
Hi My sister in the process of selling a house. The estate agent recommended a person to do the conveyancing (not sure if she is a qualified solicitor or just does conveyancing). Anyway, they also recommended that the prospective purchaser should use the same conveyancer as "it would save time". I advised my sister to ask…
-
Deferred Payment of Home Report.
Sorry if this is a bit long but it is best I include all details of my situation which is leading up to the problem which I am encountering. As of this year 2010 my girlfriend and I had a baby, we are currently living together and as of April decided to stop renting out her old flat and attempt to sell it. As we are in…
-
Ashford anyone?
Hi, Looking to buy in Ashford, Kent. House prices are pretty keen, you get loads for your money spacewise, there and the place has a high speed rail link to London. Ideally I'd like a place nearish to the train station (within a couple of miles). There seems to be plenty of development and estates in the area. I don't…
-
To overpay for the house or for the rent?
We have been looking for the house for 6 months and found something that we quite like. The problem is that it is on sale for more than similar houses in the immediate area have recently sold (I know because I viewed most of them). Say, there was a house with an identical layout but slightly bigger and with a huge…
-
Re mortgage valuation
Hi, I have a flat with my ex and have been trying to get off the mortgage for 2 years. We paid 182k and put down 10%. My ex wants to keep it so is happy to take on the mortgage by himself. We spoke to the mortgage company about taking my name off and putting his new partners name on and they said they could but wanted 40k…
-
FTB - Where to start??
Hi Me and my OH are hoping to buy our first home in the latter part of next year. We are currently saving every spare penny to ensure that we have a good deposit. My question is to do with timescales and when and where to start with the buying process?? * When should we get our AIP? * When should we start looking for a…
-
What should I offer for new build
Hi, I was wondering if anyone is willing to give a bit of advice on what would be a reasonable offer on a new property (new build). The plot has just come available again after the initial sale fell through. It is a popular house type on a really nice plot so not something that is likely to stay on the market for any…
-
Help with useless LA any advice please
Hi All, I'm having a bit of problem with a recent apartment and the letting agent who deal with it and was wondering if anyone could offer advice how to deal with this. It might be a bit long winded but ill try and keep it short as possible. I was due to move into the apartment on the 19th i was telephoned two days before…
-
How to speed things up!?
We accepted an offer on our house about 4 weeks ago, the people buying are first time buyers and when my partner spoke to our solicitor yesterday she said that they weren't very far along with the purchase and said they are being cautious because they are first time buyers. I'm keen to move as soon as possible, we had an…
-
Being charged council tax for unfurnished/uninhabitable under repair property
Hi All Bought a house for rental in June tenant moved in Oct. During June- Oct period the house was stripped top/bottom, totally uninhabitable/unfurnished. I have just recieved a council tax bill for this period. I contacted my council and told them the situation and they said i needed to supply a builders report yet i…
-
Buy to let mortgage - do you have to let?
..........
-
Which searches would show up 'under pinning'
Hi Just out of interest, which searches show up if there are any problems with underpinning on a property or a nearby property? I guess this information would need to be officially recorded somewhere? I have read quite a few posts on this forum and have now diagnosed myself as being totally mad! I've bought a few…
-
Loft conversion urgent advice needed...!
I am about to purchase a first floor one bedroomed flat and share the freehold with the downstairs flat. I wish to convert the loft space but am unclear as to my rights. Can anyone advice me based on the following; -the lease specifies that I would own the roof and joists and beams beneath the floorboards of the upper…
-
Landlord refusing repairs, using last months rent to get back deposit?
Hi there. I'm currently renting a flat with my girlfriend in Scotland and we have lived here since 1st October 2009. The original contract was 6 months and it has then been a 2 month rolling contract since then. The flat is pretty new build, about 10 years old, and everything in it seems to be built so badly! When we first…
-
Freeholders blocking flat sale unreasonably
Can anyone help with a terrible problem my sister is having? She is selling a flat in London which has a freeholders committee made up of three individuals who own flats in the same building. The buyer has to submit references from his bank and employer to show he is capable of paying ground rent and fees. He's done this…
-
what's best? & can i borrow either a mortgage,loan, or bridging loan ???
hi any info would be welcome :-) I have started up my own projects after years of working in interior design in central london for big companies who earn a lot from my designs and knowledge. I have renovated properties before and done all the design aspects and love doing this with a passion plus the money increase on the…
-
Selling land
I have a rural property with 2 acres of land. My farmer neighbour wants to buy a piece of the land. It is only low grade agricultural land which I can't really access easily, As the property is mortgaged will I have to inform them about the sale - which I presume I will - and are they likely to consent to the sale. The…
-
Mortgage Offer
If you have already given all your income and outcome details, provided bank statements and ID and already been credit checked and passed, are you certain to get a mortgage offer?
-
Simple Conveyancing??
Hi I wonder if anyone can offer some advice. I have just had an offer accepted on a freehold repossession. I will be buying the property cash - no mortgage involved. I don't feel the need to do any searches - the house appears to be sound and I know the area like the back of my hand. The price is fixed so I can't…
-
Need to avoid the dreaded covenants
We bought this house from new, several years ago. When we went to the solicitor to sign the contract, she went through the covenants. They were rather restrictive to say the least but thought it in our best interest to continue the purchase (sold our house for a real good price to buy this one). We've now sold this one and…
