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Name change on house deeds
Hello, I need some advice please - hope this is in the right place. My Mum bought her council flat 20 years ago (leasehold) and the mortgage is fully paid off. She now lives somewhere else with her partner and I have been living in the flat for about 2 years. She now wants to put my name on the deeds and take hers off.…
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Exorbitant council charges for major works on leasehold properties?
I am considering buying the freehold of my building from the council (with the other leaseholder - just 2 maisonettes in it). However, the only benefit I can see to doing this is to take control of the maintenance ourselves rather than being beholden to whatever the council decides to do. I have so often read about/heard…
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Right to buy - advice needed please!
I want to buy my council flat in order to (eventually) sell it to someone else. The reason being: my partner (not on the tenancy) has a big enough salary to buy where we want to live, but not where we are. Rather than just handing the keys back, I want to find a way to buy the property with the person who owns the flat…
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Sale & Rent Back. A Warning.
http://www.thenorthernecho.co.uk/news/5035500.Arrests_in_mortgage_fraud_inquiry/?ref=mr
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How much should I pay my mum?
After a recent separation I am temporarily moving back in with my mum and dad until I find my own place. I don't know how much to give her towards the extra expense of having my and my 12 year old son there. I thought I'd give her half towards the weekly shop as this is obviously going to double while we're there, but what…
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Move, stay or let out - what would you do?
Would be interested in your views on our situation. Mr & Mrs HBD, 52 & 45. Have been travelling on and off for the last 2 years and cash funds now low, Mrs HBD currently working to build these back up, also wishes to retire early – say in 10 years time but more retirement funds will be needed. We own a 2 bed new build…
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Selling Property
Hi, i am hoping to find out if any of the companys that say they will buy your property for either the full market value or close to it are any good. We have our house on the open market already but things are slow,we have found and made an offer that has been accepted on another property,but its only if we sell this place…
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Housing Association arrears on old tenancy?
My boyfriend and I have moved in with each other to a new home. He previously lived in a housing association property. Unfortunately, he did not give notice because he feared that the neighbours would get to know that he was leaving and start pilfering items. Once he left, he spoke to the association who said that they…
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What's your dream house?
http://www.rightmove.co.uk/property-for-sale/property-23329441.html?radius=5.0&pageNumber=2&backToListURL=%2Fproperty-for-sale%2FPreston.html%3Fradius%3D5.0%26index%3D10 If I ever won the lottery! I'm terrible for this at work, having a really good nosey on rightmove. What's your dream house? Links please as I said I'm…
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Off to see Nationwide mortgage advisor this afternoon
Hi DH and I are off to Nationwide to find out about first time buyer mortgages available to us etc. Does anyone have a clue on how much they would lend us on a joint salary of 33k? We live in Berkshire and currently rent out a 3 bed house for £875pcm. We have been renting for 7 years now and getting very tired of this!:(…
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List of Leaving Requirements from Letting Agent
Today, I emailed my letting agent with a letter of notice to leave. I specifically asked the letting agency to acknowledge the email and I sent it via email because last week I posted 2 items by recorded first class delivery and they have still not arrived at their destination a week later. Anyway, the LA responded with a…
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viewings - how often is reasonable?
Hi we have put our three bed semi on the market two weeks ago and only had one viewing. The feedback was that the house is lovely but the bedrooms are too small. Theres nothing I can do about this obviously, and I know that this will be a recurring problem - we have a large kitchen diner extension downstairs and it gives…
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Bit of a mess, please help!!
Hiya, We have had our offer accepted on a house we like which currently has tenants living in. The tenants also wanted to buy but couldnt match our offer and have been told it is going to us....they've gotten very stroppy about this and are refusing to let us or anyone view the property until the 23rd March (not when they…
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buying property with parents!
We are thinking of buying a house with my elderly parents, but what would happen if one or other of them die soon after moving in tog', or if one of them have to go in a home.We would both be putting the sam amont into the property. Would we have to sell the house, to pay for fees for home or sell the property if one of…
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To buy or not to buy
Hi everyone need your advice. I finished paying my credit card just before xmas (£1000) and the card is now in little bits so that I dont get tempeted again. I am know finishing paying for my car I have about £2000 left to pay. I have been living at home and me and my boyfriend want to move out, as we need our own space…
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Sole agency contract and pulling house off the market
Hello, I wonder if anyone can help me with something - we signed up with a national chain of EA (never again!) on the 4th of Jan to sell our property on a sole agency basis for 12 weeks. After about 6 weeks on the market, we decided to take the house off the market as it was clear we were not going to get what we need to…
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When decorators go mad ...
This house is in Hamilton, New Zealand (applied for a job there, keeping an eye on the market). I think the owners have been watching too many decorating shows. http://www.trademe.co.nz/Trade-me-property/Residential-property/Houses-for-sale/auction-274961796.htm (at current exchange rates it is about £170K, at normal…
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cohabiting and splitting up what are my rights? please help
Hi my first post after reading this forum for ages i have a question i would like to put to you, its kinda long and most people will think i am crazy probably. my girlfriend and i bought a house together 3 years ago she lives in scotland and was going to move down to south west england to be with me. She put over 100k into…
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Landlady being a pain.......sister in trouble
Bit of a complicated one….. My sister is currently renting a property through a letting agency, but she has to deal with the landlady about any concerns and matters regarding the property, and her monthly rent payments go into the landlady’s account. She has given the landlady notice and is moving into another property at…
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FTB Buying a four bed house renting out three of the rooms
I am considering buying a house which has previously been used as a rental house, he says the seller he gets £900pm for all the rooms let. Now I have only ever rented or lived with my parents so If I do buy this place and rent the rooms out what are my legal requirements? Do I have to inform the mortgage company, hmrc get…