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Buy to let and normal mortgage equity balance
Hi and Thanks for reading, I`ve got a few questions and would be really gratefull for some advise. All about being student landlord and the best use of equity. I have been with my girlfriend for 6 months and we want to move in together, we both have our own houses that we have owned for around 7 years each. My house market…
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Is now the right time to buy?
I am looking at buying a second property. Some people have said we've reached the bottom of the market. Is now the right time to buy?
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Carpet Cleaning Service
I know there are many services in the area but I'm interested in specific recommendations or which ones to stay away from. Studio city
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Rental Credit Check Law
Is it law for the estate agent to run a credit check on all over 18's that are going to be living at a rental property? Also would there be anything stopping me from renting a property under my name, and then my girlfriend moving in with me? TIA
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Bidding for new build home- pls help!
Hi, I am hoping you can help! I have recently seen a new build flat in central London which I really like and would like to purchase. My budget is 250k which is my limit, as I cannot afford the stamp duty which would be involved in buying anything more expensive. The problem is that the flat I have seen is 280k - I am not…
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What kind of Mortgage?
We have a very small derelict cottage with planning permission as a holiday let on our land, and need to decide on a source of funding to rebuild it. It would cost anything between £50,000 and £75,000 to rebuild but would likely cover it's own costs once set up as a small business. Could anyone suggest what kind of…
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FTB mortgages plus existing debts
Hey all, I'm sure you've heard this all before but as this is my first time posting and I'm not too sure about things please bare with me! My boyfriend and I have been wanting to buy a house for the past few years, however we've been held back by his debts. This was not such a problem when every Tom, !!!!!! and Harry were…
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Is the letting market really slow right now?
Hello I am currently trying to rent a room in my house in North Bristol. One room has already been taken but there seems to be a huge lack of tennants out there at the moment and I'm struggling to find someone for the second room. I know its coming up to summer and not as busy as Sept when the students are all looking, but…
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Landlord letting himself into rented flat while tenant away
Title says it all, really - however, there was a thread here a while ago on the same subject, and someone mentioned a free-standing burglar alarm that could be left in the house without fixing it to the wall. .... but I can't find the thread. If anyone contributed to it and can remember when, or the thread title, please…
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Leaseholder Woes - Please Help
Hi fellow money savers, Wanted your help/knowledge/experience on leasehold agreements.....I bought a masionette on a 999 year leasehold when property prices were at their peak two years ago :confused: My property is a 1 up and 1 down arrangement in a 4 masionette quad (two semi detached buildings) The thing is the…
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Relationship ended, rented property, we have a daughter...advice needed!
Hello everyone, i've always been a keen reader of these forums and i know there's some really good advice given out, so i wonder if you could help me with my 'problem'. I currently rent, through an agency, a 2 bed property for myself, daughter and partner. My partner does not work, and my daughter is not quite 2 yet. I pay…
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WHERE has it gone??
Where has the thread about 'debating' house prices etc gone to? The one that had all those bulls and bears? Thanks.
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Disruptions from Landlord carrying out works
Hi everyone. I'm sure I've seen a thread about this kind of thing before, but can't find it through the search. Our landlord has called us recently to say that all the windows in our rented house will be replaced in about 3 weeks time. Apparently it will be a slow process, with one or two windows being replaced per day. At…
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Leasehold pack - Council charge!
My solicitors have called to say that the Council are charging me £112 for the leasehold pack that the Solicitors need - I am furious! :mad: I phoned the council and apparently its standard for anyone selling, however, they were a bit wish-washy about if I have to pay again if the sale falls through for the next…
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Next of kin to receive my deposit?
We're in the process of moving. Private rental through what appears to be a reputable agent, but not been given email addresses for communication. Got a call from agent yesterday (paid holding fee three weeks ago-due to take occupation Thursday) saying I do not qualify as my fiances next of kin. He said he was sorry that…
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Apartment sale france cgt
I am thinking of selling my skiing apt in France. I have lived there for 4 months each year for the past 13 years. I have a house in England where I live for the other 8 months of the year. Would I have to pay CGT on the sale. I would have to pay a tax in France because I have owned the apt for 13 years (no French tax…
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is it to low?
Is it to low to offer 250k on a 315k house, I suspect it is overpriced as next door sold for 330k in june 2007 and having put this into calculators it should be worth about 260k! The vendor has had 2 offer fall through at last minute and is all packed and ready to move, and we have 65% deposit so don't envisage difficulty…
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First time as a landlord!
Ok so I had my first tenant move inot my flat last week and I just want to check what I do and don't need to do. i do have an agent in place that has dealt with the tenancy agreement and will manage the property, repairs etc etc. I am just waiting for him to transfer the rent and deposit over to my account (he makes the…
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Buying the Ex out of Marital Home - Costs?
Hi all, hope you're doing well on this painfully slow Tuesday morning? I'm currently living in my ex-marital home (and have been since it was purchased, and since she left me for my 'best' mate). Ho hum, life's better now than it's ever been. The ex has accepted an offer for me to buy her out and I'm wondering whether…
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please any advice on recouping rent arrears?
Hi, any advice much appreciated. My situation is I had a couple in a house I let out and they got well behind on the rent, roughly £2,000 by the time I got them out. I got a court order aginst them where they offered to pay me £200 a month until it was repayed ('they' being the tenant and his two guarantors). They then…
