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Mortgage application - is this a good sign
Hello, Oh the stress. Applied for a newbuild homebuy mortgage from RBS a couple of weeks ago. They have told our financial advisor that they don't need any more info. They asked for the mortgage arrangement fee and survey fee (which we sent) and the survey has been carried out. They said they would look at our case on…
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renting options
I have been going through Gumtree and contacting people of the properties I like, so far: 1) 1 bed flat. £550 a month including bills - guy isn't english, now lives in Ireland, wants 2 months up front, ad no longer online. 2) 1 bed flat. £800 a month excluding bills 3) 2 bed flat. £700 a month including bills - woman now…
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which best to sell, and make most profit?
Hya. I`m hoping to buy a nice 3 bed house with a luxury downstairs bathroom. I may need to sell in the not too distant future. Would it be more profitable to sell as it is, or as a 2 bed with an upstairs bathroom, and an extra living room downstairs? Thanks
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how much for a full structual survey????
how much would expext to pay & what do i get for my ££,has anyone had one,is it worth it?
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surveyers
when they carry out a servey,do they go over the top to cover there own ar$$...i put an offer in on a property & theres few cracks (nothing major)on one of the back corners,mainly above the arches windows....so he done a report (for the agent or previous buyer)& said well the foundation might be suss as the front door is…
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assistance with a letter to the landlord .. please
Hi all.. long time lurker but infrequent poster. I have been trying to write a letter to my landlord for most of this evening and it just does not seem to be coming our right.. could you have a 'look see' and make some suggestions? (sorry it is long as i really really want the go-ahead) Please note back ground info - The…
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Co-op bank Valuation survey
Hi all, I have been accepted for a co-op mortgage the case owner has looked over the documentation and asked for a couple of other things before she goes on to sort out the survey taking place. I am just wondering does anyone know how long co-op are taking at the moment to sort out surveys and how long do you think it will…
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Exchange of contracts
Hi all, I'm kinda clutching at straws here. I was just wondering if people had any knowledge/experience of sales falling through once the contracts have been exchanged. Basically the place I am interested in is at the status of sold (not to me though :( ) Apparently contracts were due to be exchanged the end of April /…
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Selling house - tennants not cooperating
post withdrawn
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Estate Agents
Hi, Is anyone aware of EA working with a Developer and consequently playing me off. Eg: - I am trying to arrange a part ex with a developer everything was going fine, until the goal posts kept moving with the developer trying to squeeze more money from me. Cutting a long story short - yesterday part ex deal was agreed at…
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What tactics/tricks do EA use?
After reading a few of the replies on suisidevw's thread I was wondering if you could tell me of some of the strokes pulled by EA's? I havent bought a house before so would find it incredibly helpful to have some knowledge of this. THanks
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When to ditch the Estate Agent?
Hi - Have had my house on the market for 4 weeks now and only had 1 viewing despite the house being in excellent condition with everything pretty much new. At first the Estate Agent couldnt do enough for me - taking time to discuss current market etc. I asked for weekly emails on how many viewings/phone enquiries etc had…
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Where to find a short term let for Bucks?
I've just had a fantastic job offer come through that means I will be moving from Scotland to Bucks, around the Stoke Poges area. The job has a probationary period of 1 month so before I sign myself up to a lease, I ideally want to find somewhere (very) cheap to stay for the intial 4-6 weeks to make sure the job works out…
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Why are so many sales falling through?
I just wondered what peoples opinions were as to why so many sales are falling through? I've been closely watching the properties for sale in my immediate area and I'm quite stunned at just how many come back onto the market having gone SSTC :confused: I've just seen another two today come back after being SSTC several…
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Buying the freehold what is a fair price?
Hi my house only has 38 years left on Lease. Friends have told me to buy it as in the future if we wanted to sell buyers would struggle to get a mortgage. I phoned Shenstone the Lease holder less than a year ago and was quoted £3000. We then changed mortgage. The new mortgage company said they would lend us the mortgage as…
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EA Fees
We had our valuations done yesterday and with the EA we chose originally their fees were £2000 plus VAT. However, after me saying they were more expensive than the other EA's, they were reduced to a "fixed fee of £1800". I have had the confirmation letter today and it states its a fixed fee £1800 plus VAT. I just assumed…
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can bank charges affect my mortgage appliaction?
we have applied for a first time buyers mortgage with the halifax and based on our combined salaries were offered a mortgage of 102000 but only need 86000. however it is now at the point where they need to see our bank statements and my partner has recently been charged for exceeding his overdraft. is it likely that this…
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Freeholder's Service Charge
Hello there, Sorry if I have put this in the wrong forum. I have just had through my service charge estimate for this finical year from the freeholder that I have to pay. They are charging £114 for the communal electricity (Split between the two of us in the building). This consist of one light in the hall, that has an…
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letting and fixed term employment
Would you let to someone whose fixed term contract is notionally scheduled to end before the end of the tenancy? I think it will be OK because in these times even permanent jobs can end on the provision of little notice so whats the difference.
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Help, please!
Having left our vaguely shady landlord behind, I am now starting the fight for the deposit. I don't have an issue paying what is owed: what I do have an issue with is whether it is a fair amount. The day before we moved out, in unbelievably horrible luck, the microwave erupted in a shower of sparks and stopped working. The…
