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Buyer pays agents' fee to undershoot stamp duty threshold
Hi this is my first post here, although I've read plenty before - some good advice here. Some relatives are selling a house they inherited. They won't accept less than £255K, obviously just over the 3% threshold. The buyer naturally wants to pay £5K for fixtures and fittings; it is debatable whether they are worth that.…
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Rent to Homebuy
I've heard of a scheme called Rent to Homebuy but I can't find much information about it, from what I've heard you can rent a house for a year and that money is used as your deposit and then can apply for a mortgage. Is that basically it or is there more to it? At moment I have some debts which really I'll need to pay back…
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Erm ..so Baroness.....how exactly do *you* qualify for an HA property?
Baroness Uddin is apparently renting a Housing Association property....... See:http://www.thisislondon.co.uk/standard/article-23685322-details/Well-off+Labour+peer+is+a+social+housing+tenant/article.do :confused:
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Mortgage AIP - why would vendor's care where I got it from?
I have a mortgage Aip from my Mortgage Advisor which was sorted a few weeks ago. However I have seen a house at another Estate Agent's and put an offer in. I feel that EA I have placed the bid with are pressurising me to go in and see their own mortgage person (for obvious reasons). I'm slightly peeved as they have implied…
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Landlady not fixing shower
I'm not sure I have this in the right place but I guess it will be moved if not. I have been renting a 1 bed flat for around about 20 months now. I notified my landlady that the shower was being problematic as it was continually struggling to pump water. I notified her of this before Christmas. The day I notified her she…
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help!! no planning permission/bulding regs
Hi. I have recentley noved in with my new boyfriend and my ex husband is sending the building inspectors round as the house has a extenstion which has no planning permission or building regs, the extension was built over 10 years and is just a replacement of a old one,can we be made to demolish it. sorry if this does not…
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Renting in Bicester but on Housing Benefit
Can anyone help or know anyone who would accept Housing Benefit. I am a single parent in Bicester looking to move within Bicester. I have 2 children, no pets but i am really stuck with finding an agent to look at accepting Housing Benefit. Unfortunately we have all been tarred with the same brush. I have the deposit and…
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tenant not paying/complaining
hi guys i have friend who has a tenant who paid £500 bond and £500 per month rent so his first payment was £1000. however he missed his second months payment saying that as his money wasn't in a tenant deposit scheme he didn't want to pay rent. however, i have been advised by my friend that the 'bond' is actually the last…
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Mortgage with shared equity
Hi there, we have enough money saved up for a 10% deposit on a house that we have seen however when i was enquiring about a mortgage because we only have 10% deposit the interest is pretty high compared to if we had a 25% deposit. The house we like is a new build and was looking at their shared equity - if we took that out…
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neighbour from hell
hi wondering if any1 can help me, ive got the neighbour from hell she as been ringing the police every wk saying ive threatened her kids in the street said she has heard im goin to run her down in the car she rang the police last fri saying my 3yr old son had swore at her 12yr old girls and threatened them which is all…
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Reposession
Not sure if I am in the right forum here but hope someone maybe able to provide some advice. I recently purchased a reposession and I believe the previous owners had a number of debts etc. What do I do to ensure my credit rating is not effected by now being at this address. Many Thanks.
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Accept my Offer!
Hey, this is not really a question just a nervous twitch of a post really! I posted previously about a flat I was looking at for 135k I put in an offer of 100k and got rejected, I waited two weeks and they had nop other offers (its been on the market a year!) So today I went in 110 which is my final offer. I could not be…
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Licence for private landlords?
The government are proposing all landlords register with a national body at a cost of £50. See details here http://property.timesonline.co.uk/tol/life_and_style/property/article6223112.ece
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btl or not?
I was told that if we were buying a 2ND house and renting it to a family member (son) that it does not have to be a btl mortgage (Scotland) Is that right?
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transferring council tenancy in to another person's name
My friend and her husband are council tenants. The flat they occupy is registered in his name. They have separated and he has moved abroad. She wants to transfer the flat tenancy in to her name. She says she has tried to find out from the council how to do this but all they have told her is that she needs to get legal…
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Why are houses going so quickly these days!!?...
Hello! Feel really deflated!....as 2 of the properties we've seen last week are already sold!! I can't believe they have gone so quickly! We made an offer on one of the houses at £205k (asking for £225k), but it was rejected, but called up today to increase on offer, to be told it has sold to someone with a closer offer!…
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deposit return when?
We moved out of our property a week last friday (24th April) but our contract was till 30th April, (we paid up till end) the checkout with the inventory clerk was performed on 24th April When should we hear something about our deposit, we could really use the money at the moment (to pay off credit card with removals…
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Which type of survey to choose?
Well eventally we have had an offer accepted on a house -way-hay!!!! I was just wondering what people think about the different types of survey as this bit is all new to me and I could do with some help. I know there are 3 types, a standard valuation (appro £250-325), homebuyers (approx £500-550) and structural (approx…
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what is a paper bond
hi can anyone explain what a paper bond is please? when looking for houses some say accept dss and paper bond but i have ever heard of this before and cannot find anything on google thanks
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Help required. Landlord won't repay deposit.
All, advice would be much appreciated I've read a lot of threads but none of them quite apply. We rented a property in Nov 2007, it was an assured shorthold tenancy and the agreement we signed stated that the deposit would be held under the Tenancy Deposit Scheme of the Agent. The tenancy ended on 31 Dec 08, we checked…
