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No pets allowed???
I am moving into a rented house over the weekend with my fiance and when we started the application we had no pets (and as such noted that on the application form). Since then, we have been asked to take a dog for a lady at church that is ill and can't look after it anymore and we were wondering where we stood with the…
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Housing agency gone into liquidation
I have received a letter today from my agent, telling me that they have gone into liquidation. They gave a contact address and phone number for the debt insolvency practitioners, and also told to contact my landlord direct. I have spoken to my landlord and I am fine to stay in the house and he will reissue my tenancy.…
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Is offering 20k below asking price a bit too cheeky?!!!
Hi all, I've found a flat that is on the market for 140k, its been bought as an investment (for 84k) and had tennants in since, all the while its been on the market, obviously it hasnt sold - its in an area where there are lots of "nice" flats that are cheaper - but for me, this one is worth paying a bit extra for. So, I…
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Sell your home cheaply in Essex
Hi, Firstly, I am trying to do this within the rules as we love this site. We are Estate Agents and have office's that trade as traditional estate agency offices. We have recently opened a new office and as such are offering to sell any home in Essex for a fee of £500 plus vat which is payable on completion. We do…
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Can't raise the dosh
I own my house valued at around 350K. I have £130K cash in the bank and shares of around £16K. I earn £42K. I cannot get a mortgage for £150,000 (to buy another property) but have been told by a leading high street bank that they will only loan me £70K. What is the world coming too? My credit score is bluechip…
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How much to offer?
Hi, I found the flat I liked. it's for £129.950 what is too much for me. This property only came on sell 3 weeks ago. The only problem - all appliances are quite old and have to be replaiced and shower cabin is not so good. This flat is empty now. The vendor bought this flat as an investment in December 2000 for £97 k. I…
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move or improve
Hi, we currently live in a three bed detatched house, but it is rather small ,so we were thinking ,should we move or improve. we were going to add a conservatory, and possibly a garage conversion. the other option is to buy a bigger house, we have seen a lovely four bed house,which is up for £199 000. our house is worth…
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Do I need a new HIP?
Does anyone know the definitive answer - I obtained a HIP when I put my house on the market in Jan 2008. It was taken off the market in March 2008 and has not been marketed since. I have asked three estate agents this question and have received different answers from them all. I know I need to add the PIQ form and I think…
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What are the chances that new homes can be built on Forestry Commission land?
We have spotted a property we quite like the look of, it would be our 'forever' home. The house backs onto woodland which is owned by the Forestry Commission, what are the chances that the woods could be built upon in the future? I have tried googling but to no avail.
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Q. regarding tax on rental income
Hi, Hope someone can help me with this question as ive been going round in circles trying to figure it out and never found an answer that quite matches my circumstances. My partner and I own a house but we dont live in it (we had to move for work reasons). We rent a house where we live now and let out our old property to a…
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Help- LA being a right pain in the &*%$!!!
We have just vacated a flat and been told that the bathroom tiles need cleaned. Prior to leaving I speng a whole day cleaning the place (one bedroom, one bathroom and living/kitchen room), and used mould-remover on the tiles as per the instructions on the bottle, but not all the black stuck came off. We cleaned the…
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proff of letting for let to buy mortgage
sorry should have read proof of letting:) please could you advise, my partner and i are looking to take a mortgage out on a property that we have found but have as yet been unable to sell either of our prospective properties. we have been told that the estimated rental income would cover our existing mortgages and as such…
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National Homebuyers etc??
Has anyone had recent experience of National homebuyers or any similar companies that were good experiences? I have noticed these companies have started advertisng again after a period of relative quiet, does anyone know of any good homebuying companies? Have property with no mortgage on it, but need to quickly sell it to…
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Keeping white goods as part of purchase...
Hi everyone, Me and my OH put an offer on a house a few weeks ago, everything is going smoothly so we're really please as we are first time buyers. Now in our current (rented) home, we do not have a tumble dryer, so we use clothing airers. But rhe kitchen in the new house is not big enough, nor are any of the downstairs…
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Considering FTB - realistic?
Hi all, Is a x3 multiple pretty much iron-clad maximum nowadays for a mortgage with only 10% deposit? Or is it worth my talking to brokers about any flexibility? I'd heard there was nothing above x3 but a quick look at moneysupermarket.com suggested there might be. I have a great credit record, a pretty good salary and no…
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Advice: Service Charge
Hi All, Thanks in advance for any feedback given, I really feel a bit down about the situation I am currently in. I hope I have posted in the right forum, but please let me know if it needs to be moved! In August 2007, I bought my first property, a great 3 bed ex-LA flat in Peckham. I bought the flat excited by the…
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Just placed an offer, rejected
Hi there, Myself and my partner have recently placed an offer on a house we really like. We're first time buyers with a mortgage in principle and the ability to move whenever required. The house we're offering on is up for £132,000, however the last house to sell there was a similar one for £135,000 back in May 2007. Going…
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Auction house, not sold, what next?
Hi, I'm selling my house and had found one I was interested in but it was up for auction. Being a bit cautious I didnt attend the auction, and have found out that the house didnt sell. Can anyone advise what would happen now if I wanted to buy that house? I spoke to the company and they said I would need to speak to the…
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How to evict a family member.
Hello all, I hope to you can advise me. For various reasons to lengthy and upsetting to go into here my eldery mother wishes to evict my brother from her house. He is 40 years old and, as he is a family member, does not have any tenancy agreement. She has given him a letter telling him to leave by 8th June. I am pretty…
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Game - 3 hours to wait - will i/ wont it
My girlfriend rings at lunch time to see if I have been accepted onto the mortgage and to say im S***ing myself is a understatement. story: girlfriend broke up with her ex about 2 years ago, couldn't take mortgage on by herself so she wants him off and im more than happy to go on. Mortgage left £78 000 She earns £17k I…
