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Some advice
Hi, i wondered if anyone could help.. Im 22 years old and im living with my parents who are private renting In the uk they have rented the house for almost 40 years and there sitting tenants.. My parents are quite old,65 and 67 and wondered where i would stand another day,if i decided i wanted to continue to live there..…
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Shared Ownership
I would like to get a flat on shared ownership but my credit rating is abysmal in terms of CCJ's. etc. Is it possible to get a mortgage in this current climate? Would a deposit still be needed as some offer to put the deposit up for you? If I could get a mortgage with my non existant rating where from? My rating abuse was…
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Rented Property Deteriorating
Hi all, Just wanted a bit of advice from other renters/ landlords. I'm in month 9 of a 12 month AST, renting a one bedroom flat in London with my fiancee (soon to be my wife!). We began renting this flat at a time when the rest of the flats in the (6 flat) house was being renovated by the LL, and got it (relatively) cheap…
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Compensation for Incovenience
Dear fellow boarders, I need some advice regarding a situation that I have been involved in. I rent a flat and this was done through an agent's office. The landlord's address is also that of the Agent (as in Landlord's name, c/o the agent) Now before I could complete even one month in the flat leak started to appear in the…
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£32,000 salary - How can I save?
Hi guys, I'm currently living at home in London, 22, paying only £300 rent, and spending about £700 on everything else (phone bills, going out, food and travel to work). I take home £32,000 - which means £2,000 take home. I can save probably around £1,000 a month, but I want to buy a car which will set me back with finance…
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Renting very poor credit history
I've always lived with my parents and would like to move out and rent , although the problem is im on a debt management plan so although im earning a good wage my credit rating obviously is very poor!! If i went through estate agents to rent they will ask for credit check which i already know i'll fail , could i tell them…
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Leaving Tenancy Early
Hi, Please can anyone tell me where I stand: Started renting property end of march and in the past week me and the partner (now ex) have decided we can no longer stand the sight of each other so i'm moving out with my 2 children to a cheaper and smaller property. My ex contacted the ll to tell him the situ and to ask…
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* We're putting in an offer tomorrow - Seller hasn't found anywhere yet, normal? *
Evening all, it's been a while since I've been here, but I'm back at any rate! We've found a house we really really like, it's been a bit of a struggle, but we're going to put an offer in tomorrow. Thing is, Seller hasn't found anywhere yet, nor has she and her husband been looking. She said there was no point, as her…
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Rent Flats and buy house?? Advice?
Hi My girlfriend and myself both own our own flats but are wanting to buy a house together soon. Both properties have very affordable mortgages and a considerable amount of equity. My question is what is the process to have the 2 flats rented out but still obtain a joint mortgage to buy a house? Thanks in advance for any…
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How much is big garden really worth ??!
Hi, apologies firstly if this is in the wrong place, please move it if so... Just wondered if anyone had any words of wisdom to help me and Hubby with our dilemma. currently live in 2 up 2 down victorian terrace, with toddler daughter, we have plenty of space really - though would love playroom/conservatory/more space! but…
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Anyone bought a repo lately??
Hi was interested to hear how easy it is to buying a repossession house, an Estate Agent has approve me, doesn't know price yet, but it is coming up, it is currently being surveyed at the moment and may get a price this week. Does anyone know how bank's take kindly on offers, (how much lower do you think they will accept…
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Under Offer? Has it been accepted then?
Hey all, Few weeks ago I placed an offer in on a house, got a counter offer back, thought about it for a few days, then went back to them with another offer 2k below what they asked me to meet them at. This was last Thursday afternoon.. Never heard anything back from my solicitor since, then last night decided to take a…
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Need help with a newbuilt -east anglia
Hello Guys, First off all let me thank all contributors in here as you guys are doing a fab job helping people like me to get a grip on how to tackle the so called game of buying a property.I have been a regular reader for almsot 3 months now, and the various threads covering the numerous problems are just amazing..keep up…
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Home Information Packs and Energy Performance Certificates
Hi, we are about to sell our house and I know we need a Home Information Pack. Has anyone had a go at doing this themselves? Any advice greatfully accepted. Thanks.
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Making a final offer question
If I make a final offer on a property. Is there any reason why I cant go back in a month or so (obviously if the property is still on the market) and put another offer in? TIA
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Buying New house v previously lived in house
i have never built a home or lived in one that was just built. I wonder what things we have to think about when looking at new homes v previously lived in homes. In terms of money output at the beginning, what are we going to be faced with? Blinds for windows? Paint for all white walls? Landscaping? washer/dryer? Thanks!
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Galliard Homes Forward Completions
Hello everyone, Has anyone been having problems with the above and would like to share there experiences.
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Idiot solicitors
Stupidly we decided to go with the EA's recommended solicitors thinking it would be easier, as their quote was reasonable... We're right at the beginning of the process, offer accepted, survey going ahead and then yesterday we get quote of the breakdown of fees, and copies of all the paperwork to sign. Not only have they…
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signing a house contract to rent ( student)
hi there, im renting a house from september 2009 to july 2010 for my second year of university. Its a private landlord, and they have given us the contract to read and sign, however they want us to sign the contract ( or last page) and send it back in to them. The contract however states that it should be signed by new…
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to view or not to view
Sorry - long post, looking for your opinions on this. couldn't decide whether or not to put house on market - would like more room and been debating on and off for a while. There are now things I would do if I'm staying or cosmetic things if I'm selling. So by chance saw a really nice house for sale 2 weeks ago and viewed…
