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A house on Rightmove with 63 photographs
I have come across plenty with up to 20 shots and some even higher but 63!!! Taking a look at other ones they handle they do seem to have good shots but I wonder is this going too far the wrong way?…
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Buying apartment in Portugal
My brother tells me he's considering buying an apartment in Portugal. Considering the current economic climate, any thoughts on whether this may be a good (or bad) investment at this time?
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Help needed on undervalued home
Hi all, I have had an offer of £110,000 inc fixtures and fitting accepted on a house which originally came on the market for circa £140,000 last year. I had a mortgage agreed through the Post Office, however the valuation has come back at £98,000 If I was to attempt to get a mortgage through another lender would a…
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advice needed on survey results!
We had an offer accepted on a 3 bed semi, built about 1920-1930. Just got back the searches and survey results and i wondered if people might be able to offer any advice as i don't understand some of it! Environmental survey said that we had 'moderate risk of subsidance' - I assume this is because where we live the soil is…
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Quick offer advice
Ive found the perfect house in the perfect location. Needs a bit of work, but liveable. Owners have been in the property for 40+ years so no information on what they bought it for (probably seven and sixpence...) Marketed as "Guide price" of 155k Opening offer was 125k. Vendors rejected and countered with "minimum of 145k"…
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Change of ownership
I wondered if there might be someone out there who has any ideas which could help me. My situation. I share ownership of a house in a pretty deprived area of Manchester with a relative. The house was purchased jointly with my sister, however the house is in my name. We have both moved out of the property and we had it on…
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Confused about TDS and cheque already paid to us...
Hi there, We had our last day's tenancy in our old flat on 01/03/09 and a few weeks later received a cheque for our full deposit back minus a £50 letting agent charge. The cheque got banked on 23/03/09. This morning I received a phone call from the letting agents saying that there had been a mistake and they hadn't…
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first time renting - questions
Hi all! Me and my OH are getting our first home in September (yay!) I have been given a scholarship to study for a PhD at the University of York (we currently live in Nottinghamshire) so will be moving there! We're so excited, as we have been stuck at his mum's for years! As I will still be a student, we will not be in a…
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Should i sell or should i stay??!!
Some help would really be appreciated peeps!! I own a 50% share in a flat, worth around £50k (100% = £100k). My mortgage is £38k so if we sold now for asking price, we would make £12k. Because of the mortgage market, we'd need at least £10k (£2k for fees) for a deposit and then we could only get a £100k house. The houses…
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Looking to rent, now worried about my credit score.
I am currently renting my home through a private landlord but I’m looking to move house over the next few months. Trying to rent privately, I found the selection of homes quite limited (sometimes non-existent) in my area, so I have decided to rent through an estate agent. HOWEVER, over the past 6 months, me and my partner…
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Section 8 possesion order
Hi all, I recently lost my job and my housing benifit is pending, but is have been served with a section 8 and am at court next week, i have recieved another letter from the landlords solicitor saying that they will be requesting immediate possesion of the property, does that mean that the courts will give them possesion…
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Stamp Duty On Gifted Property Involving Susequent Mortgage
Due to retirement, my parents are looking at gifting their house to me and my wife. My understanding is that as this involves no purchase price, there will be no stamp duty to pay. Although it would be possible for us to live together temporarily, they will need somewhere to live! So once they have gifted the property, we…
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Pulling Out of House Sale
We were selling our house to a couple and took it off the market 2 months ago when they said they were going to offer. They have given us nothing but hassle and delay and on Monday text me to say they were thinking about pulling out as there was a problem with the inclusions in the house. I called her back but she didn't…
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Advice - Reposession
Hi All I am looking for some advice please. The situation is about 4 weeks ago we came home to our rented property to find a citation for the landlord in regards to the house being repossessed, from the looks of the arrears it hasnt been paid in about 6 months :mad: . Hey ho, so we have found somewhere else to live, can…
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Management service charges for ex local authority property
Hi, I have a quick question regarding service charges for an ex council authority property that I own and rent out. The local authority has recently made changes to how they calculate the management charges. They have made these changes to be fairer and more transparent. The old way of calculating charges was to charge 28%…
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Difficult freeholder - advice/opinions?
Hi there First off, am also consulting a solicitor, but generally looking for opinions here as well, and if possible, previous experiences. I have an upper floor purpose built 1907 maisonette in London (on a long lease), and the freeholder owns the ground floor one (i.e. there's only two in the building). The ground floor…
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The Dispute Service (TDS) delays and procrastination
Hi all, Just to warn ayone who has a dispute with their landlord where The Dispute Service (TDS) are the deposit handlers. I vacated a property at the end of last year. The new tenants were charged £120 by BT for setting up a new phone account - it was previously with TalkTalk. The landlord tried knocking this off the…
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Private renting
We are going to view a house next week and the owner is renting it himself. We have only ever rented through agency`s so am not sure on the process with regards to deposit etc. I am glad he is not going through an agency in a way as they charge all sorts of fee`s but I just don`t know how it works renting directly from the…
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renting after bankrupcty with garantor
Hi I am in the process of trying to rent a flat and need some adivce. I got declared bankrupt last sept. Since then I have open a new account with co-opertive bank and have my wages paid into there every month and I now live back at my parents house. THey have told me that they cannot expect my driving licence as proof of…
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home buyer report - can i ask for price reduction?
Hello, We got the home buyer report early this week for the house we are going to buy. In the report it says the following: There is a norma sized loft access hatch situated in the landing ceiling fitted with retractable aluminium ladder. With the help of the local site foreman, we were able to procure a special barrel key…
