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Do I need to provide wage slips during rent application?
I am in the process of going for a rental house via a letting agency. The length of the tenancy is 6 months and as I have an appalling credit raiting, I will be paying the full 6 months rent upfront, but the letting agency have said they still need a guarantor and a credit search on either myself or the guarantor. They…
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Bought House, floor water damaged.
Can anyone offer any advice. We have just bought a house and after being in for 24 hours I was going to use the washing machine (integrated) as I got down to load the washing machine I thought I could hear trickling water. Turns out the pipe had split at the back of the washer and judging by the state of the floor it has…
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Should vendor notify buyer that a property has been flooded?
we bought our house last year and I have discovered in a document on a website that my house was flooded 6 months before i bought it. Is there a legal obligation for the vendors to have told me this?
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How long has a property been for sale?
Is there a web site where I can find out how long properties have been on the market? Thanks
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Rented prop - electrical prob
Hello Our house was refurbed ready to sell and didn't as price too high, recession etc. So it's been rented out - to us ! The extractor fan 'blew' (mildly) a couple of weeks ago and there was interference from a neighbouring socket, now today some of the utility room sockets have stopped working. These may be both innocent…
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Advice? To sell or not to sell?
Hi not sure what kind of advice I'm looking for but any advice or opionions welcome! Current situation Living with OH and 3 children (14,11 and 4) in 3 bed ground floor flat which just isn't big enough (11 year old daughter sharing with 4 year old son) House value approx £160 000 current mortgage just over £60 000 The…
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Shared equity scheme advice
Hi all, new to this website just looking for some advice and different viewpoints. Me and my girlfriend have been saving for a house for 12 months and raised 6k for a deposit while renting our flat. We have been to view a new build barratt home on the Headstart scheme. It seems a good scheme where barratt loan you an…
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Part Exchange Schemes
Hi, Hoping someone can share their stories or advise me reference home part exhange schemes. Currently have found a property on a Bovis Development, asking price of 220k - they have offered 165k for my property on the part exhange scheme as the sales advisor stated that Bovis need to make 25%. The question I am asking is…
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Selling - how much to improve/repair house?
Hi, We have a 14 year old house we are looking to sell (as first-time sellers). We are currently living in it with a newborn baby, so clearing spaces to decorate or improve is tricky. We've done quite a few things that 'need doing' such as a new kitchen floor, repaired the facia boards, repointed the garage roof and apex -…
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Help! Want to diy sell equity in my house!
I'm leaving the property I am in which is jointly owned by myself and my husband, my son has offered to buy my share in the equity of the property, and I need to know what forms to fill in to change the name on the title deed so that my husband and my son will be joint owners of the house. Where do I start? Please help!…
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To buy or not to buy with friend...?
Hi, I am new to this site, and am in need of some advise. I have a flat that I am looking to sell and will most probs get £120k for this. I would like to buy a 3 bed house, and am considering taking up an offer with a good friend to go halves. She does not have enough money for a depoist to buy as yet, and is currently…
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Considering a buy to let, what do I need to know ??
We are considering buying a property as a buy to let, we wouldnt actively have gone down this route but the property is next door to us, and a very good investment, at a good price, with great potential, we have already got a mortgage offer, and we have agreed a price with the seller, (the house is not on the market its…
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New mortgage and keep old one?
Hello all this is my first post. being a novice at all things mortgage I thought I would post here and hopefully get some education in how mortgages and renting work. I own a home that is worth 100K I owe 37K on the mortgage so that's 63K equity. The wife wants to move and has seen a nice little house that's priced at 135K…
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Exchange/completion time scales
Hi, My partner and I are both first time buyers and are wondering how soon we can expect to receive full exchange and completion dates? We signed papers last wednesday but are wondering how quickly we can expect to recieve the keys for the property and move in?? Thanks.
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stuck in a house with my ex HELP!!
me and my ex boyfriend bought a house 3 years ago after being together for 2 years then last month he told me he wanted to finish completely out of the blue and i have now found out he had been seeing his ex behind my back. so im now stuck living in the house with him, i moved away from my family to be with him but his…
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Rent out home or sell?
Have been trying to do a bit of self-help on this site, but it's taking ages so wondered if anyone's willing to give their opinion on the following. We own our house outright, valued at £80k. I want to move for better quality of life for the kids and want to do it soon. Estate agent reckons it won't sell even at £70k in…
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I sold my house without an agent - YIPEE!!
I am so over the moon. My house was due to go on the market in a months time but there are houses for sale in my row. I spoke to a guy viewing a house that was sale as he was asking me what the area was like. I let him know that my house had a garden and many other features and would be coming on the market in a few weeks.…
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Tax on renting a property
Hi all, I am thinking further down the line in a year or two, but me being me, I like to have all the info to hand. If I was to buy a property outright and then rent it out, am I able to pay the money back to myself before I pay tax. I am working along the lines of buying a business. If I was to put a set sum into the…
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reclaim your interest?
Hello. I wonder if anyone can help me regarding what I heard a while back and if I understood it correctly. My friend owns a portfolio of properties and I think I remember him saying that he rents them out, but his BTL mortgage on them is interest only and that he claims back the interest from the government. Is this…
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reasons for recent structural movement
hi all, i am a first time buyer and i have put an offer in on a mid victorian terraced house which has a cellar and no building or structual work done since it was built and it is in need of a full upgrade. i am aware of how much work needs to be done but there is a worrying crack and quite alot of movement which could be…
