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Help and advice needed re house purchase
Firstly, let me apologise for my complete lack of knowledge in this area, i am clueless but trying to educate myself! I have fallen in love with an old property which is one of 4 which is being completely refurbished by a firm of builders. i went to see the show house yesterday, and the asking price is £269,950. I own a…
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Buying a freehold
We are about to buy a flat, just about to exchange, and our solicitor has said to hang on as the freeholder is considering selling the freehold to the leaseholders. This could cost thousands, money we don't have. Does anyone know if we are obliged to buy the freehold? There are 8 flats in total and from bits on the…
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First Time Buyer - Viewing questions/things to look for??
Im starting to look at buying my first house, as I have a good deposit saved (prob 10% of the value that i have been looking at) I have viewed houses in the past, but they were just for renting. Should there be certain questions that I should be asking the seller? Are there certain things I should be checking for/looking…
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Deed of Covenant
Hi Guys, Does anyone know the average price of a deed of covenant and should the buyers of a property pay this and not the sellers?
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Mortgage vs no mortgage, also letting a room
Hi, I'm currently looking to buy a house at the moment, but am not sure whether to... 1. Buy a cheap, semi-detached two bed house (near a city centre for temporary convinience) and not have a mortgage, then save for a bigger one. 2. Stretch myself and buy a bigger, nicer house in a nicer location and get a medium to large…
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Agent's company blocking house sale
My partner and I have found our first home and have hit a snag with the estate agents. We have a Mortgage in Principle with a 10% vendor gifted deposit. We have found a property we are interested in and put in an offer of the ticket price (£109950). The seller has agreed to terms accepting that 10k of that will cover our…
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free tenancy agreement and inventory
After using a letting agent I'm letting and managing my property myself. Does anybody know where I can get a tenancy agreement and inventory. Preferably a free tenancy agreement and inventory would be good. Any assistance appreciated. Mike
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Not sure what to do
Hi, I'm a tenant of a 2 bed flat through our local councils rent deposit scheme. Although I assume we should still have the same rights as any other tenant, it just means that we can't move out as we aren't in a postition financially to do so. My question is to do with the state of our kitchen and what if anything I can do…
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Joint application, buying from relations
Hi There, Myself and my girlfriend are in the position where we are thinking of buying her grandmothers property, where my girlfriends mother is handling the sale due to the grandmothers mental state. The property itself is not in a great area, has no central heating etc and so would be hard to sell, but the council…
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Property Managment Company Nightmare!!!
Please please can someone help us :confused: We use a management company to collect the rent & generally keep us in touch with whats going on in the property. They found the tennent in the first place & after an initial 6mth lease she decided to take up our offer of a years one. She pays on the 8th of the month. The…
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quick question about extensions ad what is allowed etc
hi there, ive been trying to read up on extensions etc. we would like to build above a double garage and study which are connecting to the house in a l-shape. so the overall extension out would be about 40ft long. Plus convert one garage to a room and keep the last garage there. I've attached some pics, of what it looks…
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Conveyancing and hip fees
Hello, i'm going to put my house on the market and shopped around for estate agent and a solicitor. The best quote from my solicitor was £1500 (not including hip). But a company recommended to me by my estate agent to do my hip said that they can do the hip and conveyancing for just under £1000. Does anyone know the pros…
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Leasehold help please.. Buying a flat?
Hey everyone Me and OH are looking at a nice 2 bed flat to buy, however dad is a bit reluctant as it is obviously leasehold and says when we come to sell it we wont make our money back.. I heard that you can extend the lease, or even buy the freehold rights to it? Is that correct? And how do you go about doing it/what does…
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Landlord won't give rent overpayment back!
Didn't know where to put this so apologies if it's not in the right forum. We rent. With a horrendously lazy and incompetent agency. And from a lazy and incompetent landlord. I could fill a forum with the rubbish we've endured from both since we signed on with them. Anyway, we fell behind with the rent for 2 months,…
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halifax being A NIGHTMARE!
Made an offer on a reposessed house first thing on friday morning, explaining that we could really do with knowing by C.O.P due to having second viewings arranged for the saturday on other properties, Which we were willing to cancel should our offer had been accepted. Heard nothing from Halifax all day, and had still heard…
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More problems for First Time Buyers!!!!!!
The best mortgage currently on the market for a FTB is being pulled from the market tomorrow at 9am. http://www.timesonline.co.uk/tol/money/property_and_mortgages/article5592799.ece The SVR mortgage is extremely good since its 10% deposit and 4.74% which will probably fall with the base rate reductions on the cards. it…
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URGENT HELP NEEDED - RENTING FROM HOUSING ASSOCIATION BUT MUM HAS BEEN IN A HOME help
I was wondering if anyone can help. My mum got a housing association flat 6 years ago but a year ago was placed in a home to try and get better she has a mental condition she has been in and out of hospital for nearly 4 years now. Basically now i have informed the coucil that she is there now. Now the council need to know…
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Help: Friend being made homeless (2)
Hello everybody, I know you are usually good at giving answers and pointing people in the right direction in different circumstances, I have a situation that is proving more and more serious, and I feel needs to be sorted now before it gets any worse! My close friend is on the verge of breakdown as things have been going…
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Ive got an offer on my flat, is it good enough?
ok, flat been on the market since last June, perfect condition, all refurbished etc. originally on for 235, then changed to 225 in the first 2 weeks. then changed to 210 when i signed up with a high street estate agent around august time, then put down to 180 about september time. as a comparison, the flat below me sold…
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Council demolishing grandparents house.
Local housing association are demolishing the estate where my grandparents have lived for over 30 years. They rent it. They'd rather not be booted out - but know they are going to have to. Is there any type of compensation that is payable, a disturbance payment? Is there any protection they have on their side, living there…
