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Advice about renting agency
Hi, I'm at the end of my tether and in need of some advice. I'm renting a flat off an agency, who in all fairness couldn't organise a !!!! up in brewery. I've been here for just over 3 months and everything that could possibly have gone wrong has. When I first moved in there was loads that needed doing/fixing, I emailed…
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Buying from a seller with an IVA
I've found a house i'm interested in buying. We were doing some initial research, and a quick google hunt revealed that the seller is the subject of an IVA (which, from the date it was issued, could not be complete by now). Obviously it's not fair to tar someone because they are in financial trouble, but having saved hard…
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Renting and credit check e.t.c...
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Next Door Extended, planning regs?!
Hi all, I wasn't sure if this is the correct thread or not.. so sorry if it is in the wrong place. In autumn of last year, or neighbours had a first floor extension built which left only the width of our guttering between the two houses, as previously the area was simply patio (from what I remember). However, after…
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Should we buy???
I'm after some advise. My husband and I have been to see a mortgage advisor at a local estate agents. We have an agreement in princable (sorry for bad spelling) for £180,000. We have a 5% deposit based on £170,000 and are looking a properties where the sellers make up the other 5%. WE have seen a house that we love (that…
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Renting My House Out to Council
My partner and I are going to live in Australia for 2 years with work. We own a 2 bedroomed flat in a little village in Essex. We don't want to sell (and even if we did, doubt we could!) so were thinking about renting the house out while we were gone. One thing is, as we're away, we are unable to deal with issues that come…
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Housing benefit advice
I am looking at renting a place, Now the council say that I am only entitled to look for a 1 bed place as I am over 25 and single, But.... I have a little boy who stays 3 nights a week would they take this into consideration as surely they cannot expect him to stay in the same room as me ? Any advice welcome.. Thank you
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What was my house "worth" in 2002?
I bought a house in 2002 which was jointly owned by me and my two brothers. It was valued by the bank at £375,000 (in London). First my brother and his wife were offered the house but they declined as she wanted to live in East London near her parents. So I took out a mortgage and bought both my brothers out. Fast forward…
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House Purchased - Title Deeds Query about leasing of property
In short, We received our title deeds through the post as the mortgage company were not interested in keeping them. Upon reading through, Part B : Proprietorship register section Title Absolute 1. Says our name 2. RESTRICTION : No transfer or lease of the registered estate dated before 7 December 2018 by the proprietor of…
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Do i need a block policy insurance in a share of feehold?
Hi there, I have just moved into a share of freehold flat. I cant get in touch with the other flat to sort out buildings insurance as part of the mortgage agreement its something I have to have. Ive decided to go ahead and get my own buildings and contents insurance and let them get their own when they move in. If both…
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I am surprised
An estate agent that showed us round two houses yesterday was driving a Nissan Micra, and it is quite a rural area so it would be excusable to have a chelsea tractor. I wondered whether it was a sign of the times or a bid for sympathy, although she did say that they were very busy. (Neither of the houses were 'the one',…
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Stamp duty in Scotland?
Sorry, I know this is a really basic question but please help! I thought stamp duty was payaable on houses over 175K but I just read this in another thread: I offered them 249,995 so as it came under stamp duty and they accepted So what is the stampduty threshold????
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A little guidance required!
Help required, We are considering selling our current property & moving into rented. By doing this I will be able to save roughly £2000 a month which we will be using for a future deposit. With the current market, is this a good idea? Our current property is valued at £300k which means we still have equity in it and other…
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remove name from house deeds
Hi, our house is in joint names, we do not have a mortgage and we are in possession of the deeds. I have just paid off a massive debt my husband incurred as we were about to lose our house. He is claiming his state pension and not working at the moment. I am in part time employment. I have used ALL my savings to clear this…
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Estate agent charges ????????
Hi All Wondering if anyone can help, my property has been on the market for several years, I signed there contract knowing if I withdraw the property i have to pay a £100 FEE. Since i signed the original contract the newish homepack was introduced and I do not have the money to get this done, my agent has now withdrawn my…
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Letting agent charges HELP!
Good morning Apologies if this has been asked before but I am new here and although I have searched the forums I could do with some specific advice. I own a property which I have let through and agent and have just rented another property to live in (this is in a different area due to changing jobs). In the property I am…
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Homebuy Direct
I'm in a position where I've suddenly found myself with a comfortable salary, comfortable enough to be able to pay a mortgage, but I have no deposit. I've seen some fairly aggressive posts in response to people saying they want to buy without a deposit so hear me out first!: I currently rent a 2-bed flat for 950pcm with my…
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House Insurance for let property
Hi all, First time landlord to be.I have been looking at house insurance for rented properties. Anyone have any advice as to which company to use? Thanks in advance. LBx
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Have i gone too far?
long story..hopefully cut short. I've been renting my present property for 2.5 years now, and not without its problems as the LA is a drip! I had to get the council involved just to get a gas safety cert and have lots of problems that he's not sorted.... anyway, just before xmas my washing machine broke down and, along…
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is it me or are things picking up??
I know we are in the middle of a recession and houses have been at a standstill, but i have noticed this week people are coming on and making post's about buying, making offers and all other things to do with buying. I know its a house buying/selling forum, but when you look at the latest post's there all to do with making…
