-
New Local Housing Allowance - how are you other landlords finding it?
My tenants are still on old HB, however, looking at the rates on the new website, I would be massively better off on LHA! I have a tenant who moved into house in Nov 07 and currently pays £775 (market rate for HB at time), just had a look now and says same property is now eligible for £900 a month! Not quite so dramatic…
-
Neighour's extension on my land
I'm not sure if this is in the right forum, but I could do with a bit of advice about this. My next door neighbour has just built a two storey extension on the side of his house which I am sure crosses over onto my land on one corner. He has also built a one storey extension on the back which is touching my fence, and the…
-
Advice on how much to ask for asking price?
Hiya I have had my house valued and intend to sell, we have been umming and arghing due to the state of the market. I have posted on here a bit about my situation. We want to sell our 2 smallish houses to buy 1 big one and move in together, with far too many children. I am a bit confused, I have had 3 valiations between…
-
Take a chance or not?
Hi Could someone give me some general advice about buying a property. I'll give a quick summary of our situation. We have a 4 bedroomed ex council house worth about £115,000 (under-estimated) We are unemployed as I am sick and O/H is my carer. We owe £37.000 mortgage £ 8,000 secured loan and £ 3,000 c/c. We have had our…
-
Anyone Know?
Hi just looking for a little bit of advice because I don't really know much about benefits and what im meant to do. Bit of my background - Im 23 and have CFS/me i have always been unable to work therefore i get income support ( because i havent paid NI to get incapisty benefit) plus the care component at lower rate i've…
-
Any surveyor recommendations in Surrey?
Hiya, I'm after a full structural survey for the property I'm buying in Guildford. Does anyone have any recommendations for a decent, cheap surveyor? Thanks Pete
-
How to pay deposit
I am buying a house, with a large deposit - the solicitor asked me to take a bank draft for the deposit to them next week - is this normal? It's a lot of money to hand over, so I am being careful not to make a mistake. The rest of the price is to be paid with a mortgage but I have no idea how this actually works? Should I…
-
Log Cabin
I want to live in a caravan or log cabin. I need tips on the do’s and don’t on how to do it. All help most appreciated.
-
Help with land registry form
After 6 years of living in my house I have finally noticed that I don't own my garden which is access to the front door..........Opps ! In fact the garden is unregistered. I have got the pervious owners to sign something saying they used it as a garden and I'll do the ame and apply for possessory freehold. With their time…
-
How low to offer under asking price?
Hi, we are first time buyers who could move and complete asap. We have found a house we like with the asking price 171,000. The sellers have dropped the price recently by 10K and are desperate to move because they have found their dream home to move to. We would like to know, with the current slump in house sales what…
-
when will people start buying again?
Ive got my house up for sale, its been up for 7 months and we have had 3 viewings, when do you think the prices are going to bottom out? I think there are not may people out there buying as they are scared of loosing a lot of money on buying a property, not so much for people like myself who are moving up the housing…
-
Can someone help me with some theoretical sums re: being a landlord?
here is the possible situation I will have a 70k mortgage on a property Im living in, worth lets say at today's prices about 120k. I will own a property outright, worth about 70k in todays prices. I will earn about 30k ish PAYE I will get a rental income from the small property of about 350pcm from tenants. how does tax…
-
Part Exchange Money Retention
I am currently part exchanging my house with a builder. They have posted a list of requirements of their part exchange and one of them is that £1000 will be retained for up to two weeks after completion to ensure the property is left in a "satisfactory state". Can anyone offer any advice or their experiences? Regards
-
Is it possible to build a garage on a new build house
Hi, I was just wondering if anyone knows if its possible to build a garage on a new build house? They are still building on the site at the moment. The house has a double parking space away from any other houses too. Cheers Craig
-
can i sue the buys solicitor
hi all the story behind this is i sold a building last year and the property sale took 9.5 months to complete due to the buyers solicitor sitting on the case and not doing her job right. not sending back questions from the buyers mortgage company on time or sending the wrong information the were asking for. the date came…
-
How lazy are Estate Agents...
i viewed a property today. It had storage heating. I cant stand electric heating. So I asked him whether the estate (its a whole street of maisonettes) had gas to it. He said he didnt know. I said, could you find out? He said, he really didnt know and couldnt think of a way of finding out. He said, why dont you (ie me)…
-
Small claims court...legal-eagles advice needed
We had three sharer-tenants who signed the usual 12 month AST last year, and for some months they managed to duck and dive out of paying their rent. Without giving too much away, we have a plan to recoup at least some of the losses by going to the small claims court. Our problem is, do we serve the paper(s) on all three…
-
New Build Homes? Room For Negotiation???
Hi There We are first time buyers and are currently considering all our options to buy a property. Everyone keeps telling us we are in such a good position to negotiate and to go in with daft offer. The current asking price is 129950 and we dont know how low to go if they are paying the 5% deposit Although we know this is…
-
new build part-ex no discount
Hi, I just got off the phone with a new build developer - Wimpeys. They valued my house and instead of the price its on the market at they dropped it by 20k (which I was expecting) then when I asked for a discount on their house even though they've had 2 purchasers drop out on them in the last week on this house type they…
-
Power of Attorney?
Hi all, Sorry if this is in wrong area, couldn't find anywhere else to post it. My partners father is ill in hospital and we are having to pay his bills, I have told him to get pow so we can use his money to do this as we can't afford it. His house is in a bad state and both him and one of his brothers went and gutted it…
