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First baby on the way !
Hi.. we're expecting our first baby in Sept. and am really rather excited...however money is already becoming an issue (to me anyway). I live with my partner and we are currently renting a property which we do really like and which is cheap at 750 per month (sorry pound sign not working on PC). I am getting a bit worried…
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Can I buy insurance that will refund my costs if the chain falls apart?
I am a natural worrier (!) and I can't help being anxious that we have already committed to spend nearly a thousand pounds in surveys, searches, etc. Is there an insurance product available that would refund these if we failed to complete for a reason out of our control?
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Buying property abroad.
Hope this question is in the right place. Can anyone suggest websites please for buying property in france,spain or portugal.
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can anyone tell me what this means?
am viewing a house on mon and found this on the previous sale of it in 2006 on uk nethouse prices details it says "Subjects 4 Russell Place, Clarkston, Glasgow G76 8jn Tinted Pink On The Title Plan; Together With A 1/2 Pro Indiviso Share" can anyone please tell me what this may mean? thanks x
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0pps! looks like lending rates are going up
If HBOS are borrowing at 9.5% !!!!!!!! http://business.timesonline.co.uk/tol/business/industry_sectors/banking_and_finance/article3558310.ece
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Buying the lease for my property from the freeholder
Hi Martin I wanted to know how i go about buying the lease for my property from the freeholder and roughly how much would it cost?
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Cost of Local Authority Searches
Hello I found this on my travels and hope it may be of assistance to others when checking their legal fees:- Link to drainage/mining/plans/Enviro Search charges http://www.personalsearch.co.uk/searches.html Link to LA charges:- http://www.personalsearch.co.uk/fees.html If these are incorrect - sorry - but they look ok...!…
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Conveyancing costs when no HIP
I'm looking to purchase a house with my boyfriend and we've just been quoted £1,196.74 for solicitors costs. This amount is broken down as follows (all inclusive of VAT): Solicitor's handling fee: £599.25 TT fee: £35.25 ID checking fee: £5.87 Searches for non-HIP related transactions only (Package of local, environmental…
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Conveyancing costs when no HIP
I'm looking to purchase a house with my boyfriend and we've just been quoted £1,196.74 for solicitors costs. This amount is broken down as follows (all inclusive of VAT): Solicitor's handling fee: £599.25 TT fee: £35.25 ID checking fee: £5.87 Searches for non-HIP related transactions only (Package of local, environmental…
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New marriage, where does that leave my family?
I'd really appreciate any advice on this. I'm in my fifties and next year will be remarrying. We both have a very small house each, and I'd like us to sell our own house and buy a bigger house together. The problem on my mind at the moment is this, the house is the only asset I have and the only thing I have to leave to my…
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Selling House and secured loan, help needed
Please can anybody give me some advice? I am in a bit of a mess financially and have been to see CAP, they have sorted everything out but still think that I would be better off selling my house, at first I did not want too but looking how much we pay for our mortgage and secured loan, it would mean we could clear some of…
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Valuation survey and structural problems
Apologies for the length of the post ... hopefully someone here can help me please ! I am looking at buying a really nice Victorian house but it seems to have a structural problem and is probably the reason it seems a relative bargain. I am intending to get a structural engineer to look at it soon - basically its got some…
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Why won't management Co pay?
I recently had the unfortunate experience of a leaking washing machine! The water slowly dripped from the back of the machine into the neighbors kitchen over a few months and eventually caused her wall paper and plaster to fall off :eek: It seems that the hot water pipe that was fitted to the machine was not done so…
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worth viewing?
have been looking on rightmove and found this think our top budget would be 125k called ea and said our top budget was this was it within our price range she said yes i think so.? done some research on it and found it sold 2 years ago april 06 for £115,000 and originally in oct 02 for £30,820 ex local authority surely the…
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Buying a house from a relative below market value
Hi all, I'm a long time reader, first time poster of this site and forum. I had a good search for my question but there doesn't seem to be a discussion that matches my situation or answers all my questions so hopefully one or two of you helpful experts can give me some unbiases hints or two! A generous relative has offered…
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Tax on renting rooms and what happens when you sell? more tax?
I was wondering if you could help me with a question. Im about to buy and live in a property with 3 bedrooms, I will let the other two bedrooms out to friends for £450 per room per month, the mortgage comes to £1250 per month. This is my only property. How much of their payments will i have to get taxed on? Also i plan to…
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Should I sell my 2nd home or keep it????
Hi all, I am looking for some advice. I currently own a flat (in my name only) which I have rented out since my husband and I bought our current home 2 1/2 years ago. It was my main residence until then. I feel that I need to make decisions this year as after October I will be eligible to pay tax if I sell it. I have only…
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Buy Property 30% Below Market Value Course?
HI All, I have heard that is is possible to buy property at up to 30% Below Market from people in debt or facing repossession.. Does anyone know how this is done?
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Cheapest place to live
The North East is reported to be the cheapest place to live. Is it the cold north-easterly winds or just that commonsense is more common up t'North? With houses averaging £20K to £30K, will these areas be immune from the impending price ccccccccc....correction? Worst case would be that their houses are worth less than many…
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Results from our survey, renegotiate price?
Hi, We're buying a house that requires modernisation, of course our accepted offer reflects this. A bit of back ground - its a an early 1960's and the original elderly owner has moved to a home, her nephews are acting for her. There were 4 offers on the table so it went to sealed bids. FYI, we're FTB's. The survey has…
