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to mortgage or not to mortgage
My partner and I are in our mid twenties, living together in a rented flat. I am a mature student and my partner works part-time, however, have been able to save a good pace in recent years, (currently about £15,000 per year) amassing £30,000. While I am a student we would never get a mortgage despite our good saving…
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Tax Man Investigation - Advice Needed
My friend owned a flat for 16 years. 11 years ago they moved out due to family circumstances and were unable to sell. The only way they could manage financially was to rent the property out. At the time she contacted the Inland Revenue by telephone, and was advised that as the property wouldn't be making a profit (costs…
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how much is this worth
how much would you pay for this flat .It has been on the market for several months and they have reduced the price by £10,000 http://www.joyceestateagents.com/JoyceTemplate.aspx?Mode=ViewProperty&PropertyID=3618 They where built for the council but never allocated so It is not a council estate .
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Property developers getting desperate??
I was looking on rightmove.co.uk and saw shared ownership properties offered at 25% ownership, presumably the buyer then pays rent on the other 75%. What would be the bloody point owning 25% - why not just rent? http://www.rightmove.co.uk/viewdetails-19279631.rsp?pa_n=1&tr_t=buy The shared ownership percentage seems to be…
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selling at auction
has anyone any knowledge off the costs involved to sell . And how much below the market price they sell
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Apartment Utility Costs - what's typical?
Hi all, I'm moving back to Glasgow soon (been living in Japan for 4 years) and am in the process of sorting out a budget. I will only be living in the UK for the duration of my post-grad course (2 years) so I'll be renting a one bedroom apartment near Glasgow Uni. I have a good idea of the rent I can expect to pay however…
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Shared Ownership: Economy 7 heaters?
Hey chaps, Well, after finally trawling through the threads with interest have now decided to sign up! As i have a few questions to ask to those in the know (i hope). I am looking at a couple of shared ownership flats in Pompey and both are Economy 7 heaters, my question is does anybody know what rough cost of electricity…
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Renting (AST) and use of home for 'business' reasons
Hi all I am just wondering about use of a house rented under an AST for "business" purposes and what is/is not allowed. (I realise people cannot give 'legal advice' though and it just for information etc!) Many of the AST lease agreements I have seen have had a clause in such as "not to use the property for any business…
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I've had a change of plan
I'm still going to rent, but I'm going to do it while still in debt! :eek: And I'm gonna get sky tv! :p :rotfl: I'm not quite sure why I'm putting this here. Probably because you are my new forum homies! :cool: But in a couple of months I'll be back properly as I will get the ball rolling. I want to be in somewhere by…
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FTB - can i do this myself?
Hello All! As a couple buying first time, we got a mortgage agreement in principlebefore we started looking at properties. When we viewed the first house, we also spoke to a mortgage adviser. During the conversation with him, it became apparent that he really wasn't telling us anything we didn't already know - having…
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Reality
I am baffled by the irrational response of the UK population to our current plight. Buyers and sellers of property are still trying to test new highs and pundits in the media persevre with the fantasy of the 'post industrial economy'. The reality is:* According to the 'Times', Polish immigration has gone into reverse and…
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Another question extending lease and share of freehold
Who should pay for the extension of the lease? We are buying a flat one of four in a building all having the same lengthe of lease (76 years). Our solicitor has advised that if the flat was leasehold he would be looking for the vendor to extend the lease at their cost. However, the vendor has lived in the property for less…
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Sell, Rent, Holiday lets?
After some advice pretty please I have a house on the market (buyer pulled out recently) and has been empty since Nov. There has been interest but im sure with all the talks of hpc people are biding their time? The house was valued by sevaral estate agents at an average of £235k, for the past 2 months its been marketed at…
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registering property with land registry - DIY?
Has anyone dealt with the Land Registry direct when registering their property? I know its usually done by a conveyancer/solicitor on purchase but is this expense necessary? DH and I need to re-register our house as tennants in common (its currently in my sole name). We've got the froms from the Land Registry but they seem…
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Renting In-laws house, want to buy it
Now, here's a strange situation (well, we think it is) and we need some advice please... My in-laws bought a property in the North East in early 90s, lived there for a few years, then moved to the South East (and are renting) and rented out their house to a friend. Unfortunately the friend wrecked the place, so she was…
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Previous sales of house - price site?
Hi I am sure that in the past I found a website which gave you the previous prices when your house was sold going back a fair few years aswell. Can anyone give me a heads up where i found it :rolleyes: Many thanks in advance for any help that you can give me :)
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estate agents fees
We are about to put 2 houses onto the market - our family home and one we have renovated. Should we use just one estate agent, and what kind of fees should we be able to negotiate? Probable realistic valuations in current market £340k and £160k I know this is bad timing, but this has been long planned as our opportunity to…
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Best Format to Market Your Own Property
Hi Do many of you have experience of marketing your property for sale yourself rather than thru an EA. I'm aware of H**seLadder, but dont know of any other large websites like them. With H**seLadder, has anyone experience of the various levels of service they offer? It is easy to go with the free option but I'm wondering…
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Buying a House When Its Not For Sale
I may be taking on the impossible here but thought I'd ask.. By driving around the area we want to live in, we've found a house we'd like to buy...perfect size, quite run down (we want a project) and nice area...but it's not for sale. The house looks empty..all curtains drawn except 1 room which looks empty, driveway over…
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Sorry another HIPs question - but who does pay for it
I guess I could telephone all my locals EA's and ask but I have seen their adverts and windows and they all seem to infer they provide HIPs free. Is this right or do they charge you once the house is sold, or once you pull out, or once you reach a certain length of time on the market. What are the minimum periods and who…
