-
Buying my council house
Afternoon, I am stuck on what to do:- We have the opportunity to purchase our council place for £151.000. The council have valued it at £185.000, so we are being offering £34,000 discount. I earn £37700 (2334 take home) with a possible £4000 in bonus', achived all last year.. I have approached Nwide and they can offer we…
-
Can we negotiate on rent?
Hi, We're viewing a house soon on the market at £550 a month. In our current house we're paying £525 The letting agents have told us the landlord is desperate to get someone in the house as its been on the market for a while. Assuming the viewing is good and the house is nice, would it be cheeky/shrewd/morally wrong to try…
-
Relocation, Relocation - Tonight, 8pm Channel 4.
New series I believe??
-
Ground Rent Arrears
Hi does anybody know anything about groundrent, I have lived in my house for 20 years and I have paid £1.65 per year Ground rent, the last time i paid it was a few years ago when I paid 5 years in advance, but I have not had any requests for payment now for years and I am geting worried about whether or not I should be…
-
Concerns with survey results...
Hi, I'm currently half way through the process of buying a house. Today I received the survey results which had a few areas of concern - notably a problem with penetrating dampness affecting timbers in the loft which is put down and as likely due to absence of ventilation. I notified my solicitors of my concerns and they…
-
britains biggest house price falls: TONIGHT at 10pm itv
Tonight is showing a programme on this tonight at 10 pm. I know theres a lot of scaremongering in the media ( and there has been a lot of hype over the last few years) but i will be watching it.
-
Can i contact the Vendor direct?
Hello, Me and my partner found a house we liked and placed a bid of 165k (on market for 180k) which after they had considered it, turned it down but came down to 175k. The vendors are desperate to move as the man has already re-located 300miles for work and has a house lined up while she is stuck in the selling property…
-
Will Service Call Outs Affect My Rent Review?
Hi, I currently rent a flat through a letting agency. I have had to call them out three times in the last three months for fairly major problems (boiler, toilet and washing machine) and am worried that it will affect my rent when the review comes around. Has anyone had any experiences of this? Thanks.
-
Stamp Duty
A close family member is selling her house at £268,000. I desperately want to buy the house from her in a private sale but wanted to avoid paying the £8,040 in stamp duty. I wanted to know how I could do this? I was thinking of offering her £249,995 which she has already said she would accept and pay her solicitors bills…
-
I'm thinking of doing something crazy
Hi folks, this might be a long one, sorry in advance. 19 months ago I bought my first home. It's a teeny 2 up 2 down and it was perfect for my partner and I. The mortgage costs us £630 a month on a 2 year fixed rate of 5.39%. Then there's insurances/maintenance etc. Say £700 pcm averaged over a year. I fell pregnant…
-
open plan
Mornin all, I may have posted this already! I am buying a property on an estate which is open plan gardens, built in the 60s, i havent got deeds as yet. Is there any way i can legally put a fence/wall around the front of property? i know you can grow a hedge as tall and as big as you want. Smudger
-
extending a lease?
Hi guys. Im a relative newbie to all this. Ive seen a property that seems to good to be true. it is basically 10-15k cheaper than anything else in its bracket. when I asked the agent as to why it was cheaper than usual it was because it only had a 70 yr lease left. Now what i want to know is how easy it it to extend the…
-
Will they accept my retired mum as guarantor?
Hi, we are currently in rented accomodation but have found somewhere we would dearly love to move to. We were referenced with Maras and turned down due to our previous bad credit, but today, whilst trying to tidy up our credit file my hubby phoned Maras to find out why we were refused and the lady said they would check it…
-
Buying: Underpinning not declared upfront
Hi I'm buying a 1930s Semi in North London I had a fully survey done and surveyor found some movement which was non-progressive hence no big issue. The search has now brought up building regs for partial underpinning that was done in 1992, the solicitor has requested further paperwork for the work carried out. Also a…
-
Problem with Next door's roof (again)
All you lovely people advised me to move in the summer. You were right. However... The current crop of neighbours is okay, my DH got made redundant last summer and has only just started working again (I have no wage) and we are locked into a quite favourable mortgage until 2010. So really, selling up and moving on isn't…
-
Should i get a specialist in to do a snagging list?
Hi all, I am due to move into a newbuild house next month. Can anyone reccomend the best way of getting a snagging list done? Should i pay for a specialist to come and carry it out? and where would I get one from? The house is in the West Yorkshire area. I bought the house almost off plan and have been lucky enough to be…
-
Help needed to sell my house!
Can you take a look please and tell me what I can do to help sell? It has been on the market for 5 weeks with one viewer who said it was very nice but not for him. I have had a tidy up round the back and shifted some stuff out of the bedroom, but I'm at a loss to what else I can do. I have seen the house I want to buy and…
-
finding out local info
Whats the best way to find out local info on an area you are thinking of moving too, ie crime rate. Would like to think we would be going to a better area than Wembley. Anyone with personal experience of Loudwater?? Sorry I know its not moneysaving but I'm stuck
-
Leasehold sale - management company taking ages
I'm in the process of selling a leasehold flat where the management company is a limited company of whom some of the other tenants are the directors. My solicitor sent pre sale enquiries to them at the beginning of December and there was a (loose) plan to complete by Christmas. I've just learned today that the hold up is…
-
Tenancy Agreement clauses not always valid?
Hi I read someone on a forum today that a clause within a Tenancy Agreement which may be deemed unfair is not enforcable. For example, most TA's (including mine) say that you MUST have the property professionally cleaned at end of tenancy. However I read this on landlord zone* You cannot make a tenant have the property…
