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Ethics of making several offers - opinions?
I'd be interested in people's views on this. In Scotland, when we sold, we got to the stage of asking people for bids. The highest got the house. This system forces people to put a once only, best offer in. You don't get a second chance so have to bid as much as you are prepared to pay. We are now looking to buy in…
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stamp duty when buying a house from family
Do you have to pay stamp duty if we are buying from the mother in law @ 160K? Any help would be welcome.
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strange house layouts
I am often amazed at the lack of thought that has gone into the layout of houses. For example, so many new builds have a 'third bedroom' which is on the ground floor next to the garage. OK for trustworthy teenagers perhaps (unless they have a penchant for midnight wandering) but what parent would put a younger child so far…
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am I overreacting?
We're in the process of moving and hope to complete in March, we have sold to friends of our neighbours across the road who came to view our house a couple of weeks before xmas and have offered us more or less what we want for it Everything seems to be progressing nicely, we have found a house we want to buy, everyone has…
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Troublesome lodger
Hi all, I have a lodger who I served with a notice to quit last week so he has 3 weeks left to go. the reason was that he broke the licence agreement by not paying his rent but more importantly for breaking a fundamental house rule which was to not smoke in the room. I could smell the smoke in other parts of the house and…
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Chances of letting while on career break ?
Hi all, hope anyone can advise... I left my job of 18 years recently to take a 12 month career break and re-train in something new. During this time I am using a portion of savings to pay my rent, bills and generally cover everything while not earning. Later this year and before I start looking for new employment, I intend…
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Notice to leave, private rental
Hi, As any regulars on the DFW board will probably be aware, I am in the process of looking for a new house/apartment to rent. My question is, when would be the best time for me to serve notice on my current landlord? I had a 6 month AST, running from 31/06/07. This period has now obviously come to an end and I have not…
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Open Market Homebuy?
Here are the details: http://www.housingcorp.gov.uk/upload/pdf/Open_Market_HomeBuy_December_2007.pdf The Government seem to be offering or perhaps just sponsoring an interest free loan to key workers, those in social housing and those on social housing lists. Is it a good idea?
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Listed buildings info
Hello Can anyone tell me if it is an advantage or disadvantage to own a listed building? Obviously there are limitations with regards to what you can do to the building,as there should be, but does this put potential buyers off? Or does the appeal of owning a listed building outweigh having the restrictions? Anyone have…
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Enforcing Restrictive Covenants
Hi guys. Was wondering if anyone here could help us out on something. We've been in our current property now, for about 1.5 years, and in one sense, have hated most of the last year. With neighbours from hell trying to cause our life a misery, and other things. Anyway, my partner is French, and so I decided that for…
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making a house more saleable
Hi we are putting our house on the market soon ish what are your top tips for making a house more saleable? will do the declutter / de personalise neutralise ( we love neutral colours ,so only the boys bedrooms to re paint) some fence panels have started to fall down, so will replace those and generally tidy up the garden…
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Only partial Refund on Deposit from Letting Agents - Advice welcomed.
I moved out of a rented property on the 30th November 07. The place was as clean as it was when I moved in on 1st December 2006 but the Letting agents returned my deposit minus £120 which was used for a "full professional clean" and to replace some lightbulbs. I admit there were some lightbulbs missing as the fittings in…
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How Difficult Is It To Rent Privately?
This question has probably been answered many times on this site. How does having a DMP and default notices affect you when applying to rent privately? I'm considering selling my house, which has little equity and renting a property privately. Will I be knocked back because of my debts , DMP and default notices? Thanks for…
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contract with odd phrase!!!
Recieved my draft contracts today- under the rent section (its shared ownership), I saw the following phrase in the event I do not pay on time- "It is hereby certified that the minimum rent payable hereunder is a peppercorn".... So...if I choose not to pay it I give them a peppercorn?! :-p :rotfl:
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Part ownership of house
Is it possible for me to part own my mum and dads house with me having the biggest share and allowing them to remain in the house, ie it would be a normal mortgage as apposed to buy to let as they are on the mortgage. Basically my mum and dad have 34,000 remaining on the mortgage and the house is worth 170,000 and we would…
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Do I need a decision in principal?
I am looking to buy a house with my partner (first time buyers). I spoke to a broker and provided income etc. I was informed that our income was sufficient to borrow the amount required. I also have no credit problems. I was advised that a decision in principal was unnecessary as this would involve a credit check and when…
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Adding name to deeds
I currently share a house with my girlfriend and her mother. Her mother is cosidering putting both of our names on the house deeds, so the house would be transfered over to us when she dies. Would there be any tax issues if we were to do this - cgt or iht. The house is worth £100,000. Thanks in advance.
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Solicitors when selling and buying
Hi guys May sound like a stupid question but bear with me! We are looking to sell our flat and buy a house - do you use the same solicitor to do all the selling legal stuff AND all the buying legal stuff? So you only have one solicitor through the whole process. If so - if we had our conveyancing etc done by Your Move…
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Renting in London. Advice please
Help and advice would be much appreciated in relation to my daughter's situation regarding renting a flat in London. We live in Lancashire and have no experience in this. Two days ago she was offered her first job after graduating. The job is in WC1 and, as we have no contacts in London, she needs to find accommodation in…
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Fixed rate - the risk
Hi Many people will fix for 5 years (or less!) in 2008. Before doing so, they should consider what might happen when the fix ends. If house prices have fallen over the period, they could be in negative equity and stuck on the lender's SVR. Unable to move and with a debt that is barely affordable, it will be a desperate…
