House buying, renting & selling

Discussion List

• Costs

  Was messing about with Eggs over payment calculator just now. On a 200 000 martgage <average house price, you pay back £412,654.49 http://new.egg.com/visitor/0,2388,3_54988--View_1028,00.html But something else struck me when the BOE put up intrest rates lately, for a 200 grand house its an extra £32 per month thats an…

• Beware Buyer Liars

  About 5 weeks ago we accepted an offer on our house some £10,000 below asking. A week later we offered on a house & offer has been accepted. I instructed Solicitor, sent of the Searches Fee & waited to hear from Buyers Solicitor. Anyways, 2 weeks ago, I contacted EA as no survey had been appointed by buyer, etc. Was told…

• Views on Lodgers

  Hi We're considering buying a house which is beautiful and in our ideal location, but it is right at the upper limit of the amount we can afford. It's a four bedroom house and so to make ends meet we've thought about taking in a lodger, but I'm not sure how well it would work. The house is in the middle of no-where and I…

• URGENT: Greedy landlord gone OTT..?

  Hi all, Firstly, I won't comment on the landlord or the situation, I would just like to ask for some advice on this one. Any comments would be greatefully received, I'll let you know the outcome as it unfolds... My girlfriend has been renting from a landlord for two years now, paying £350 per month, all inclusive. The…

• Rental Calculations used by Estate Agents

  can someone please help me? i have been told that when you want to rent a property the estate agents do a calculation to determine how much you can rent before you have to have a ganrantor. does anyone know what this calculation is? have been told 30 times the monthly rental of the property, also some one said 12 times…

• Have accepted an offer. What happens next?

  We accepted an offer on our house today. The estate agent says we don't have to do anything. Have never sold a house before and feeling a bit overwhelmed!What needs to happen next?

• House purchase going pear shaped, what are our legal recourses?

  My wife and I are in the process of purchasing a house. Briefly, the house is owned by a housing association but they had decided to dispose of it and intended to sell it at auction. I found it a couple of months ago and made inquiries of the housing association directly. They were agreeable to selling to us directly…

• Estate Agent Fee Query

  We switched agents when our agreement with the first ended. The first agent had a client, who made an offer , which we turned down. A few months later with new agent, same client selling his property discovered our property is back on the market, he made an offer, we accepted, what I'd like to know, are we liable for any…

• House viewer messing us about

  Hi I am trying to sell my house and have had a viewer come round twice with 8 different members of his family, three further members of his family then turned up another time to ask us if we would take 10k less than the asking price. Then the estate agent bought another 5 of them round again claiming it was a different…

• Buying and then extending lease, Huge fees!

  Hello We are in the process of buying a flat, with 78 year lease. Our first concern was what a lease extension would cost, and the advice from the estate agent was that this would be easy and cost around £ 5000. We now have found out through our solicitor that the leaseholders are nightmare and sharks, and that extension…

• For Sale,nokia N95,morola K1 Blue/xbox 360

  PACKARD TECHNOLOGY INC A Registered and Approved company E-mail: PACKARDTECHS_H@HOTMAIL.COM PACKARDTECHS_H@YAHOO.COM We deal with various types of Mobile phones, Laptops, Apple Ipods, Pocket PC, Video Games and many more, All our product are brand new, 1. Complete accessories(Well packed and sealed in original company box)…

• Evicting Tennant Advise

  I have a property that is let (Assured Short Hold Tennency) to a DSS tennant for some 10years now. The rent is paid directly from the council into my account on time but the rate is below current market value. As the tennant has been living there for sometime i do not have a copy of his tennancy agreement to hand. I gave…

• not paying 2 est agt fees-what can they do?

  Hi, I switched Estate Agents as one was hopeless. Now I'm stuck with paying 2 Est Agts fees. Don't feel I should. So here's my question - what can they do to recover the money from me - it's about £2500? Thanks

• Misleading info from seller

  Hi, My girlfriend and I are just going through the process of buying a house we really like in an area we know well. A great bonus attraction was that the seller told us that the house is not part of a chain (the reason give was that the owner is moving in with her partner, so they currently have two houses between them) –…

• Please help - Initial Monies for rent question

  Hello I really hope someone can help. My partner and myself have split after 5 years together so we are having to find new places to live. I have found a lovely little one bedroom flat and have put a holding deposit of £200 down. Now, the rent on the flat is £675 per month. The estate agents have sent me a letter today…

• how many REALLY think there'll be a crash rather than a stabilisation ?

  Just been on housepricecrash.co.uk, I get the impression that they all are wishing for a real catastrophic crash. Do prople on here who I'm assuming are less biased towards doomsday scenarios really believe that there'll be a 30% crash or more or do you (like me) think that things will just more or less stick & allow…

• Affordable Housing - Can it be done?

  As I wait for Gordie's pre-Queen's speech announcement that is expected to focus on affordable housing I thought I'd pose a few quick questions. What makes housing affordable? How can housing be built that is affordable? We already have houses that are: built by cowboys on flood-plains have very small rooms and no gardens…

• Landlord's right of entry

  I am presently renting my former house from my buyer as unfortunately my proposed purchase collapsed. I am due to pay a further months rent from 21st July to 21st August because the solicitor is unable to complete on the new property I have found by the 21st July. I have just received an email from my landlord querying…

• MPC may raise Interest Rates to 6% in August!

  "But it now looks as if a further rise might even be possible as soon as August, when the next Inflation Report is issued." http://www.thisismoney.co.uk/news/article.html?in_article_id=422200&in_page_id=2&ct=5 MPC dropping a few hints?!

• Advise on what to do next

  My current mortgage deal is due to come to an end in december, the outstanding balance will be a little over £20k, which I want to pay off in 5 years. Am I better off getting a loan over 5 years as the interest rate on loans is only 6.5% rather than another mortgage?. Also if I did get a loan, would a loan company allow me…