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Advice needed
I am a 40 year old with a wife & 2 small kids living in west London in a rented flat for the last 10 years (I know I know). Our landlord has informed us that he will be selling the place in January, so we need to start looking for somewhere else to live. We couldn't afford to rent another property as our current rent…
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Non-refundable deposit
Hello all, About 3 weeks ago, I went to view a new build house through a local estate agents and having liked it I put a £1000 non refundable holding fee with the estate agent to secure the house for me. However, having viewed it recently, I noticed that the builder put a pipe through the wall on the outside of the house…
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Are These The Nations Property Hotspots?
ARE THESE THE NATIONS PROPERTY HOTSPOTS? I THOUGHT THIS PRESS RELEASE A RATHER INTERESTING START POINT FOR DEBATE. I BY NO MEANS AGREE WITH IT, BUT IT'S INTERESTING RESEARCH I THOUGHT YOU'D LIKE TO SEE. DO REMEMBER THOUGH THIS IS A RAW PRESS RELEASE AND THEREFORE IS A 'SELL DOCUMENT FOR RBS' - TREAT ANY MORTGAGE STUFF ETC…
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Land Grab UK
i'm looking for a renovation project. i've come across Land Grab UK (http://www.land-property-grab.com) which claims that there are thousands of derelict properties across the UK FREELY available to people. i'm working on the assumption that if it sounds too good to be free it probably is. does anybody know anything about…
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euro mortgages for a house in ibiza
hi we are looking at buying a house in ibiza for later on in life would rent out for the times we were not there (although that is very hit or miss) the banks over there state the max they can loan is 60% of the price. does anybody know of any companies that do it slightly higher ratio many thanks
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What to look for in a flat
Hi, i am going to view a flat/apartment tonight with my bf. What should we be looking for? As we arent buying i guess we dont need to worry about structural problems, but is there any thing we should keep an eye out for? I have looked at the area already and its very nice, hopefully if we can sort out our finances to…
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buy to let pros/cons
At the mo im not a house holder as I have cheap logings, but plan to be in the future with my girlfriend I have a few K from a house I sold and have maxed isas mini and cash ect and cleared ALL depts I am worried that the remaining money I have in the bank will loose its value against house prices and am thinking of buying…
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New build purchase - extras on top of part-ex?
Hi, My wife and I are seriously looking at using the part-exchange option to sell our current house (midlands, worth about 230k) to buy a new build in Hertfordshire (on the market for 299995). We're currently renting in the S.East, and with one thing and another we think the time is right to make a move down here. The…
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Is it illegal to leave bare wires when selling?
Evening all, Just wondered if someone could give me some quick advice - when selling a house is it illegal to leave light fittings bare (i.e. wire only, no ceiling rose or bulb attachment) or is this acceptable, but something I should factor into my offer when looking a house that has such 'problems'? Obviously I would…
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Never knew it cost this much to run a home!
Forgive me if im posting in the wrong forum. I am a 20 year old FTB with a deposit saved up and keeping on saving but i refuse to enter the market in its present state. But my dad is keeping on at me to get on the property ladder etc I live in S.Wales and a 2/3 bed terrace would set you back £60k-80k whereas 2 years ago it…
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House back on the market - what should we do?
Way back in June, when we put our own house on the market, we viewed a 4 bedroomed bungalow, which was for sale with the same EA as we are using, at £127,000. After speaking to the FA at the EA (gosh.. are you following this??) and previously an IFA, We really have to stick to a house at £120,000 or below, so we dismissed…
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House buying advice please
Is it insulting to offer 87k for a house up for 97k? Ow would this be seen as a good starting point if they turn it down. There is nothing really wrong with the house and it is in a decent location. Is a dozen viewings without any offers par for the course (this is what the estate agent says) I understand every situation…
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Majestic Spain
Has anyone had any dealings with Majestic Spain property investment scheme?
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Flo
own flat outright, want to buy house - if house comes up first how do I pay for it until flat sold?
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Selling a house for the first time - HELP!
Hi all I apologise for all the questions but me and my fiance are just running through a theoretical moving scenario which may present itself to us next year and are trying to get an idea of costs involved (ie do we need to save more before then to make it possible). The place we are in at present is our first house and we…
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Just split with my girlfriend....house queries!
Well it's been a bad week came as a bit of shock.....but anyway need a bit of advice. We bought the flat january 2004 We have a 2 year fixed mortgage in both our names that ends in January 2006. (after which I'll be getting a new mortgage....thanks for the guide Martin) The flat is a leasehold in both our names. I've got…
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buying house with tenant -bit long sorry
hope this is the right place to post this,, its a bit of any unusual one we are purchasing a house with a tenant already installed with a short term tenancy ending december 2005... the person we are buying off has signed a contract with an agent to find the tenant and manage the letting we hope to complete in october 2005…
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Buying abroad - Bulgaria
Anyone got experience of buying property abroad, especially Bulgaria - interested in knowing about any experiences... thanks
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Private renting with bad credit??
Im living in a council flat currently, and with finances looking better I've decided its time to go private. My credit is bad, not much debt and this last year I've been paying my bills well. Also my Council rent is perfect - But I still have bad credit. Will my bad credit stop me from moving house? Please help.
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We've moved!!! - Thanks for everyones help...
Hi all, We have finally moved into our house. It took 2 months from offer to key release. I just wanted to say thankyou to everyone that helped with this from Mortgages to fighting the sellers partner. All very much appreciated. The first thing we did when we got in was have a glass of bubbly... I had one for all you guys…
