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Debt-free wannabe
Discussion List
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PRA Group Barclaycard Debt Enforceability
Hi Everyone, I have a query about the PRA Group and the enforceability of a Barclaycard debt. To give you a brief outline of the history of this debt, this account was opened in 2005 and I defaulted on the agreement back in April 2016, when I encountered severe financial difficulties and enlisted Stepchange to pay most of…
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£29k of debt from house repossession
Apologies for the long post... And please, no judgments or people telling me I should have declare bankruptcy years ago. I feel pretty devastated that I didn't without anyone else telling me :( This would all be behind me now if I had. My house with an ex which I bought when I was stupidly young was repossessed. I've been…
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Lowell letter with ccj
Hi all I am new to the forum and would like some advice. My partner has revived a letter from lowell stating she has a ccj and need money to creation consumer finance. I have checked her credit report and this is confirmed. I have been with my partner for ten years and the debt related to a children's photo shoot that took…