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Debt-free wannabe
Archives for September 2018
Discussion List
advice please
Hello. As per my other posts I am looking for advice. To cut a long story short I owe 22k in unsecured debt. I'm homeless I have two kids who live with there Mother but I have 3 nights a week where I stay at a family members the other 4 nights I sleep in my car. I have a partime job which is earn 800 per month I have done…
Spending diary
After a long, time consuming look at our spending over the last 3mths it is apparent we are massively overspending, so I want to keep a spending diary this month as I think it might help to 'stop' us spending. If we have to log it, we might not buy it. How have people found the best way to do this... note pad/phone and do…
Safety net credit and debt help....
Hi all...Im new here and in need of some urgent help. I have struggled with my finances for years and am trapped in the never-ending cycle of payday loans. I actually earn quite well but am a single parent so the funds have to stretch some way and I'm constantly robbing Peter to pay Paul. I'm sure you've heard it all…
Question about new CC rules - persistent debt
So I see that the new CC rules kicked in yesterday. I just wondered how this might affect someone like me. I am doing VERY well in clearing my debts. I started with a high balance and have used the snowball approach so far, throwing as much as possible at the highest interest rates. This means that some of my debt is on…
Credit Card Debt - New Rules
Have also posted this in Credit Cards forum Following on from this article https://www.moneysavingexpert.com/news/cards/2018/02/new-credit-card-rules-to-help-those-in-persistent-debt the new rules on persistent debt are now fully in force as from today.…
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