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Debt-free wannabe
Archives for January 2017
Discussion List
Help needed
Hi, I am a new member and a little bit confused. I have some financial difficulties and for a few months I thought can handle it. First problem: - received a letter from Asset Link capital: ,,we are writing to confirm that Barclaycard has assigned your account to Asset Link Capital (no 5) Limited on date xx with an…
Letter from Wescot re TSB account
Hello Quick bit of advice please. I received a letter from Wescott re a balance owed of £206.52 on a TSB account. I've spoken to them a few times and this turns out to be a balance on an account I wasn't even aware I still had open (not used since 2001ish) and they had an old address for me so any letters had been going…
What small things will you do this week? - w/c 2nd January
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when…
Please Help. Court in 11 days. Feel lost!
Hi, First of all I'm in Scotland so laws will differ on my problem from England and Wales. I had a warrant delivered to me by sheriff officers a few weeks back. Found out its a debt to shop direct for roughly £1500 they passed this via debt collectors eventually to a solicitors in Edinburgh Shoosmiths. They have petitioned…
2017 - my frugal year
Brand new to MSE forums - don't really know how one works but I love reading the debt-free diaries of other people and over the last 3 months I've been setting myself targets. I think writing them down may well help me to stick to them. This year I am aiming to only spend on clothes when something wears out. Not spend all…
Old enterprise loan
Hi all Not sure if this is the correct place to post pretty new to forums. I got a enterprise loan back when I was 20 I'm 25 now business failed and I have been struggling to pay it back ever since. It was classed as a personal loan so the debt stays with me not the business. When I got the loan I was desperate for any…
All Defaults removed & Partial settlements
Hi and Happy New Year to everyone. I have been managing my debt for 7 years now, i'm very good with paperwork so i've never even been near a court and my creditors only mail me once in a while. My income is low so i've only been able to give token payments for the majority of the time. I'm now in a good position where all…
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