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Debt-free wannabe
Archives for November 2014
Discussion List
Regain Control of my Finances
Hi all. I'm looking for a few answers here. I'm in debt (just under £1000), because I was on benefits a coupleof years ago for ill health. The DWP decided out of the blue i was entitled to nothing anymore, and as a result, I couldn't make payments, went into my overdraft, accrued fees, all of that. Few years down the line…
DMP - all credit card company are showing default except Barclaycard
I have been on a DMP for 2 years now and finally had the courage to see my credit report with Experian. All my credit card companies are shown as defaulted accounts but my accounts with Barclaycard are showing as continual late payments. My rating is 'Very poor' and it appears that some of this is due to barclaycard not…
County Court Claim on old debt
Hi, my husband has received a county court claim form for an old debt that we believe may be statute barred. as per advice from step change, we have written to the company in question saying we don't admit liability and asking for proof that its not statute barred, but the debt in question does not show up on his credit…
Debt Help / Ideas
Hello all I am just after a bit of advice please. My current debt is as follow.... Credit Card 1 = £2122.65 (18.9%) - I pay min £50 a month Credit Card 2 = £6775.72 (0%) for 28 months - I pay min £146 a month Loan = £5326.38 (9.4%) 29 payments left !!! - £181 I would like to get my monthly payments lower and STOP paying…
Saturday 1st & Sunday 2nd Nov. what small debt free things will you do?
Hello All Starting the thread off... Sorry but I can't copy the preamble we usually have on a mobile but to paraphrase... When we start our DFW journies it is easy to make huge progress, cancelling the Sky subscription, cutting up the credit cards but this thread is about what small things you will do today to ensure you…
Unknown bill & debt recovery
I terminated my contract after my two year contract came to an end. This was done by phoning orange and there was no evidence of any outstanding charges or bill. My statement was sent without outstanding bill. My contract with Orange was an unlimited text, phone call and internet. A month later, I received a bill from…
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