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Kensington Finance
The wife is using this fee paying company as her DMP.They charge £35.25p management fee per month. Debts are JD Williams £206.22p monthly payment £6.82p JD Williams £406.81p monthly payment £11.13p JD Williams £ 1053.05p monthly payment £26.80p She pays £80 per mon
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dmp with cccs ,one company taking us to court
Hi,can any one help me with this? We have been on a dmp for approx. 6 months with CCCS.My husband and I have both got aacounts with mbna.They have been accepting payments from us via CCCS while the dmp has been in place.Just over 2 weeks ago we were sent letters for both accounts from Optima Legal (representing Mbna)…
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3 - didnt cancel my contract
Accidently posted this in Diary section first so apologies!!! A few months ago I cancelled my 3 mobile broadband account, they sent me a letter for the final payment which I didnt pay (unorganised on my part!) so it got sent to a debt collection agency, have literally just got off the phone to them to pay this off. They…
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New and confusing problem
Hubby got a very strange phone call today. year or so ago, his DD to Cabot stopped being taken from his bank account - no notice or communication. He assumed debt had been paid up as DD was an agreement of a few years standing. Today he gets a phone call from a new collection agency about the debt he had the DD on. Guy has…
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Newlyn Council Tax bill
Our council tax has never been straight forward but we thought that money was being stopped out of my JSA claim for previous council tax but it works out it wasnt, when my partners mother got a phone call from Newlyn to discuss our bill. My misses got on the phone to Newlyn straight away fuming about them calling her…
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Debt free im still a wannabe
Hi all Starting tomorrow i am going to write down everything i spend - and post it on here - i am also will tackle my debts and hopefully get my debts quarted by the end of the year - ok im raring to go ..... i will keep you posted
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need loan advice desperately!!!
i have a secured loan with london mortgage company and have some arrears on the loan it went to court and as a result i have been on a payment plan to repay my regular monthly payment plus some off the arrears every month until its cleared. they have recently signed my loan agreement over to capstone who are demanding i…
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Money is making my life a misery
Here is as advised my SOA. Can anyone help at all. See thread on Loans board to see where I am coming from? Regards mrs-stressed Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 1 Number of children in household......... 0 Number of cars…
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Exhausted but hopefully worth it?
I am absulotely wrecked after sorting out money. The new bank account didn't infact do all the switching and it has taken me ages to set up D/D'S and get my head around the internet banking. All that remains is 1. to clear nearly 2k O/D 2. to budget and not end up in a mess again. :mad: Some inspirational stories on here…
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Harrington Brooks
Hi Not sure if i have posted in the right forum but does anyone have there postal address. We keep getting dozens of calls daily from this company. I googled the number and this name came up. We are registered with the tps service. they are becoming a nuisance now
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Orange PCS Debt Collection :(
Hello Everyone, I have been an Orange customer since Feb 2010, I took out a 24 month contract with them but I have recently been put of work due to bad health and I am now on Employment Support Allowance. I got two letters from Orange saying that I need to pay the bill and I sent one back telling them I could not pay the…
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Final Payment to DMP - Debt Free as of today!
After six years and seven months I have cleared £48,000 worth of debt. My original extimated completion date was December 2013 so I'm way ahead of schedule. It'll be the middle of next month before it's cleared with Payplan and then my creditors but I've no more payments to make after today. :j Prior to my LBM in 2003, I'd…
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update since last year!!
okay, last year i registered on MSE and after a few months , completely forgot my access detais and couldnt retrieve a link due to a no longer valid email address, so as u do, i re-registered. that was end november 09. Well looking back on my old posts, i cant believe the changes ive made, nor the engths ive had to go to,…
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Daily scratchcards?
Hey all Please forgive the potentially dumb question. Still wearing my L plates in here, lol! I've seen a number of posts referring to 'daily scratchcards'. What are they, and where do I find them? Thank you....:p
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Should I ring them..??
Hi there... Just after some advice.. I have a default on my account from Natwest. The lead to whch is extended, but basically I was messed around and fobbed off several times on the phone, whilst trying to arrange overdraft repayments when I moved banks. Kind of them, they stuck a default onto my credit file. I immediatley…
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Blair, Oliver Scott and AA Loan big ol' mess!
Hi fab fellow DFW's :hello: I'm just fishing for any help/opinion on the current mess I have found myself in with an unsecured personal loan originally taken out with The AA Personal Finance. Loan was taken in May 2008 but I hit financial hardship in May 2009 and managed to arrange £1 monthly payments, which ran…
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Freedom - Finally Debt Free
Start of the year i was given a good contract with work and i thought i was doing well slowly eating my way through my debts to pay them off and BANG last month i got paid off :( but was given 3 months wages so i just got paid that and used the money to pay off all my debts, Around £12k which i was aiming to pay off end of…
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Buchanan Clark Wells - help!
I hope some one can help. My OH is being hounded by BCW by letter and phone for and amount of @ £3k which they say is unpaid council tax from an address he lived in until 1992. Now, firstly, prior to 1993 in Scotland we were paying community charge/poll tax so why are they stating its council tax? Secondly, 2 years ago, my…
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BT & Collections agency issues
Hi, I hope this is the right place to post this. I have a couple of problems with an outstanding debt to BT, & I'd appreciate any advice that anyone could give me. I'm a student, & last year I was living in a student house with my friends. We had a BT line installed for the internet (we never used the actual landline, &…
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Probably a stupid question but....
Hi, I have posted something similar on the Loans board but thought i'd ask here as well. Ask for a settlement figure on my loan which came in around £12000. I was wondering if it would be possible to get a credit card for this amount? Reason is, my monthly payments are £336, but about £130 of this is interest. Obviously on…
