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Possession Order for Vehicle- Urgent Help required
My sister got a car out on finance for a 3 year period starting from January 2007. The total finance was £15899.04. She was making regular payments until last August and had paid £8250.28. Its then she was involved in a road traffic accident and since then has not worked. She is currently on Family Credit. The current…
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Hi folks need a bit of advice, on which to pay first
My debts are as follows: 5800 Loan 1 – 220 PM @ 14% 2700 Loan 2 – 166 PM * 21 % - Since I have overpaid on several occasions, all I have left to pay is only the principal....although paying this will reduce my outgoing by 166 a month i will be saving only 30 Pounds in interest if i pay in full now.... 2000 Credit card 1 -…
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DCA letter sent to unknown person at my address
UK Default Recovery have sent a letter to my address that I've inhabited for just 6 months. The person it is addressed to is not myself, nor anyone I've ever heard of. I live in a privately rented flat, and so in theory there could have been several different people residing here within the last few years. Regardless of…
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Work Bonus advise
I've just been told that i will be receiving a bonus from work of 8% my yearly salary yay! :j which works out at £1600 ish i'm hoping after tax this will be just over £1000. Currently my debts stand at: Lloyds tsb: £1600 Mint: £800 Capitol one: £0 Over draft: £1000 Loan: £6000 Car: £3000 Savings: £250 (gulp) Originally i…
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Help!!
Hi I have managed to pay off all my debts, thanks to the advice from this site. My next goal is to start saving again, first using my ISA, then a saving an saving account. My problem is im not sure what to do next, I read some where on the site that ING direct online accounts are not protected, so i will be closing that…
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Interim Prank calls
I keep receiving an automated prank call from Interim - everyday, It states that they have tried to call but will call back later. Is there a template letter I can send to advise them to stop - or shall I take this to court to stop the calls? Sjrs
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statute-barred account ?
I recently received a letter from Link Financial with regards to them recovering a debt of around £1300 from me for an overdraft I had whilst at Universtity. I called Link and arranged to pay them £50 per month to begin to repay the debt. Recently I have become aware of statue barred accounts, and I believe that this…
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A Problem Shared...
Good Evening Everyone, Thank you for reading. I would love to receive some help / advice on my financial situation - sorry if there is a similar post. I am in a bit of a pickle at the moment and due to some ill health, I am finding the situation very stressful so I'm not thinking clearly, I was wondering if I could get…
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Does anyone have an email address for Rossendales?
Hi there I'm new to this, but over the last 6 months I have been trying to sort out my finances. I thought I finally had everything sorted with payment plans until today. I received a removal notice from Rossendales for council tax, for which I started paying directly to the council last month after sending them a letter…
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i finally got off my bottom, and would just like a friendly face :O)
hello, i'm a newbie to these parts :O) i just did what i should have done months and months ago and have an overview of my finances. i'm feeling rather sick, yet proud of myself, so i thought i'd write my thoughts down in case anyone else needs some motivation, or just wants to help me feel a little better about myself!…
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debt help.
Major help required please. I have been quite stupid and naive in thinking it would all go away but burying my head in the sand has got me in alot of trouble with outstanding loans. I currently owe probably about £50k in debts to various organisations and also some personal loans from family. I have a couple of areas of…
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£210 debt letter today what can i do
Offbuchananclarke + wells saying i owevodafone money its years old debt, i paid a fairwhack of it off about 5/6 years ago, and they have never been in contact since till today, am i right inthinking the debt cant be claimed back cause its so many years old, whatshould i do? Thanks for reading and look forward to your…
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Advice required
due to the brilliant advice which i have had on here :A we have cut our c/c debt from 40k to 20k since LB moment. :j have now realised how much money we were wasting and in doing so realised we can now afford to move to a bigger house. The extra money for the mortgage coming from what we have been paying on c/c's for the…
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1/2 way through 2009 - what have you achieved?
Hi everyone As it's just over 1/2 way through 2009, I thought it might be a nice idea to see how far we have all come with our debts/savings and other personal achievements, how we have achieved it and what we plan to do for the rest of 2009 to get to where we want to be. Many of us are on targets and many of us arn't but…
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Advice please
Hello, I am new to Money Saving Expert.. so please be kind :) I got into debt about 3 years ago and had a loan with Egg which they kept asking if I wanted to top up!! Of course I did!! I fell into arrears and then the debt was bought by a company called DLC. On my credit report it says that the debt is £10,000 yet DLC say…
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Tesco Credit Card Address?
I don't suppose anyone would happen to have an address to make a payment to Tesco cc? I normally pay online but need to send them a token payment this month as I'm starting my DMP but can't find an address anywhere? :confused: Thanks in advance x
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next directory -please help
Hi there, not sure if this post in right place but here goes....i recently submitted a cca request to next directory, i got into diffs a while back and the balance on the account is £1200. next have sent a generic copy of terms and conditions- no signatue/account no/date, however they have refused reduced payment offers…
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Help, am i being lied to?
Just had a letter from Mackenzie Hall regarding a debt with a mobile phone company that defaulted in 2002. Was advised that the debt was £859.00 and payable in full. Was then advised that if i didn't pay it would effect my future credit rating. When i said to forget it as the debt was statute barred he said it was not,…
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how long before a company writes a debt off
i am wondering how long a company will keeping chasing a debt before just writing it off. I ask as i had a disagreement with an advertising company quite some time ago, i stopped paying for the advert (About £400 left i think) and i have moved house since that has happened so have had no contact with them at all. Will they…
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First Day the Debt Free Way!
First day of the summer holidays for me which would usually involve SHOPPING in a big way! I posted my SOA yesterday and finally faced up to our mega debts so this summer holidays (I am a teacher) will be very different. But I must admit I don't know where to start or how to keep myself and a 13 yr old entertained without…
