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Old Debt - or is it?
I have today had a letter from the DWP about some money I apparently owe them. I had a letter approximately 1 year ago and called and asked them to send proof of my receiving the money but nothing has come and today I have received this letter. It is from 2 claims I made back in 2002 whilst claiming JSA - the amount is…
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Statutory demand
Hi Afew quick question about an sd for my wife I have know received the forms back from payplan to get the sd set aside now sd is for £815 and we have been repaying it through payplan. so 1. are the fact we have been paying monthly grounds to get it set aside. 2. would we be better just ringing the and paying £65 so we are…
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28/2 - 1/3/ 09 What small dfw things have you done??? weekend thread
:D When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. But once we have done the bigger stuff, we often feel that we are not making the same amount of progress,…
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**Manchester Meet Weekend - Weekend Chat **
Morning all so Maz and Beanie will be on their way, BB is already there and guessing the rest of you must be thinking about your journeys! Hope you all have a lovely day and text me any photos and I will put them up when I get back from work :mad: at 5pm. So not much on for me today,work work and thats about it! Think poor…
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Anyone who has a problem with 1st Credit!
May be interested in this http://www.oft.gov.uk/news/press/2009/20-09 Please report them,if they continue to fall foul of OFT guidelines:D
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Advice needed - "arrangement" with bank to repay student overdraft
Hi guys I'm looking for some advice and to see whether anyone can help with a bit of a query. Basically, I entered an "arrangement" with a bank to repay my student overdraft after not making any payments for a while to the overdraft after graduating. Cut a long story short, i was given some bum advice and thought i could…
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single people living costs
What do you single people spend per month on living, ie after mortgage, bills etc, just on food, petrol and normal living (ie going out etc) Thanks Will
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Joint DMP
Hi all! I and my partner are not married but have been together for 5 years and we will be together till death do us part.... We are planning to marry one day, however in the meantime, we are both on separtate DMPs after getting ourselves into a spot of bother at different times. As we are planning to get married is it…
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When Will It Stop!!
When Will It Stop!! Hi I posted this on another board and was advised to post here... I hope that perhaps someone out there might have a few answers of hope? I haven't been here for a while. I have had a browse and what I am going to mention here may have already been talked about. I took on a credit card (Halifax) about…
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26k in debt - we may have to cancel our wedding please help
My first post here so please be kind. A little background for you all. Me and my fiance are, supposed to be getting married in 4 months. He lost his job in December and has been really struggling to find another one. He's in the car trade so jobs are few and far between..he has had interviews but there's so many people in…
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Back In 2005.......
Hi All - was just looking at how many pages are on the DFW thread since Martin:money: did his first post in February 2005. On further investigation, you were really lucky then if you had replies which went into double figures - now some posts have in excess of 1000 replies and many, many more of them go well into the…
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Credit Card Letter....
Had a letter from Barclaycard today telling me they have cut my credit limit to within an inch of its life (left me with about £200 left on it) and they have suspended the cash facility. No real reason, just they are 'reviewing accounts'. Up until last month we had been using the card to get us through the last couple of…
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MARCH make £10 a day challenge
Hello to all newbies & regulars and welcome to another Make £10 a day challenge I know this first post is long, but please read it as it gives tips and info on how this challenge works! Batgirl started this challenge over a year ago and is now taking a well deserved break and thanks to Purpleroses and Mizmir who also keep…
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Debt passed back to HSBC from CapQuest?!
Hi All, Apologies if this has been touched on in previous threads but I've found myself in a bit of a dilemma. I have a debt with HSBC that was passed to CapQuest who have had it for probably about 18 months. I phoned today to try and offer a Full and Final Settlement to which I was told this has been taken back by HSBC. I…
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Experian Credit Expert
As far as he is aware, my husband has no credit history and has only just joined the electoral register at our address. We'd like to kick start his credit history so that in the future it would be easier to get a mortgage. But there is a slight nag that family members may have 'obtained goods and services deceptively' and…
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HELP PLEASE - Welcome Finance Harrasing Me
Hi I have an unsecured loan with WF (£4100). I have not been able to pay them the £240 monthly payment for the past two/three months. I spoke to Payplan and they said my mortgage, my secured loan and council tax are all priority arrears/payments - I was not paying the full amount on my priority bills as WF were hassling…
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SOA Test - please ignore
Statement of Affairs and Personal Balance Sheet Monthly Income Details Monthly income after tax................ 0 Partners monthly income after tax....... 0 Benefits................................ 0 Other income............................ 0 Total monthly income.................... 0 Monthly Expense Details…
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Help Please!!
Hi , I have 80K unsecured debts, was earning enough to cover everything but have had wages cut due to current economic problems. SOA as follows: Mortgage 1350 CT 120 Insurance 50 Motor Cost 90 Petrol 200 Utilities 200 BT 50 Food for 2 280 emergency 60 Bithdays etc 70 Pets 30 Total 2500 Income 3190 £690 for debts. I…
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What to do about this letter
We've ignored a company chasing my husband for a mobile phone contract debt from approx 5 years ago but we've recieved a letter now saying that they intend to, without further notice Apply for a Decree for payment which could be enforced by way of an earnings Arrestment OR Instruct a Debt Collection Agent to visit your…
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Help - Just lost a diamond!!!!
Hello. I've just noticed that a diamond is missing out of my engagement ring. Can I claim on my house insurance?????? Gutted. Kat x
