Debt-free wannabe challenges

Archives for April 2019

Make £10 a day in May 2019
Hello and welcome everybody :hello: This is the 141st month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began. https://forums.moneysavingexpert.com/showthread.php?t=542835 Thanks to Batgirl for…
Claims guys and Mr Lender
I had used the claims guys to successfully claim me over £2000 of poi so thought I would have a crack for Mr Lender whom I had over £5000 of loans over a 3 year period I’ve several emails of non payment etc and they did out a financial strain on my livelihood. The claim was started in November 2018 and I completed all…
Marvelous May's NO Spend Day's Challange
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of May. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
NST May 2019: May merriment
NST May 2019: May Merriment :D The NST turtles are a merry bunch. :D We are about health, wealth and a life well-lived. We want to enjoy life and live it to the full. We aim to be debt-free, to be mortgage-free, to live within our means, to have a full life without paying full prices for it. We are not solely about the…
1 debt vs 100 days chapter 32
Hi everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 32. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 1st of May and finishes on 8th of August 2019. If you want to join in, please write your name below. 1. Charlotte1988…
May Bring Your Lunch To Work
Welcome to May's bring your lunch to work, Summer is on its way....finally :D Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 21 working days up for grabs. Let me know if you want to join in and I'll add you to the…
Debt pay off advice after breakup
Hello Everyone, I hear this is the place to come to find some advice on your personal situation. So without telling my whole life story, its quite hard to talk about for a man. I finally got out of 6 years in abusive and violent relationship but it has left me in a right mess financially. Took out loans and credit cards…
LCS Debt Recovery Letter
Hi all, me and my partner moved into our first place on 14th February of this year, today we received a letter from LCS regarding a debt leading up to this date. A quick search online and I've seen a lot of warnings about responding to them in any way as they will just try and pursue the money from us even though it is not…
Financial dispute with ex
Looking for advice. I am still financially tied to an ex of mine. We have an unsecured loan together. The issue is he has never paid anything towards this loan since we split in 2008. I have tried on several occasions to come to a reasonable solution to the matter but to no avail. He now had a mortgage as do I so I have…
Help needed in a terrible mess
Hello, I am in a terrible mess. I am a hoarder and owe a lot of rent on containers, they are full of my personal belongings and thousands of books about 400 banana boxes of books in each container. If I don't clear them soon the landlord will sell the contents to pay off the debt. I am emptying the containers by myself and…
capquest
hi would like some advise had a bunch of letters today from capquest about a debt i owe haven't had any letters phone calls or anything for 8 years i was wondering if this is still enforceable on the letters its saying remediation of account i have received a bunch of letters one for every year from the 8 years going back…
Awesome April's NSD thread.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of April. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
Shift from shifts, while shifting the clutter
I'm unsure if this is the right place to post it, but I've had some great advice from the challenge boards before. As of today, I've been doing shift work for four years. Due to ever-changing sleep patterns, I've never got into a regular routine and am always putting things off until later or when I'm not so tired. I've…

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MSE News

Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime.
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%. Mortgage experts have told MoneySavingExpert.com that further cuts are possible in the short-term after the base rate was held at 5.25% this month, following 14 consecutive rises.
Water bills to rise by less than planned from April 2024 as firms hit with £114 million penalty – here's what we know
Some water bills in England and Wales could rise by less than planned from April 2024, as 12 water companies have been hit with a collective £114 million penalty for missing targets on pollution, leaks and customer service.
Octopus Tracker energy tariff – could it save you £100s on your energy bills?
The Octopus Tracker tariff is not right for everyone, but if you're willing to regularly keep track of daily price changes, it could mean big savings.
Ocado shopper? Christmas delivery slots are launching this week – here's what we know
Ocado is opening up its first round of Christmas delivery slots this week.
Last chance: Stock up on standard first-class stamps before prices rise by 14% next week
You've got just days left to stock up on first-class stamps before prices rise by 14%. From 2 October, the cost of a first-class stamp will be hiked to £1.25 – but if you buy stamps at their current price this week, you'll still be able to use them later.
'Unfair' standing charges need to go: MPs back Martin's and MSE's calls for energy bill overhaul
Energy standing charges unfairly penalise households on lower incomes and those looking to cut their usage, a cross-party group of MPs have said in a new report published today.
NatWest and RBS to close at least 134 branches in 2023/24 – here's the full list, plus alternatives
The NatWest Group will shut at least 143 of its bank branches throughout 2023 and 2024 following its latest announcement.
Bank of Scotland, Halifax and Lloyds to close 35 more branches in 2023/24 – here's the full list, plus alternatives
Bank of Scotland, Halifax and Lloyds, which are all part of the Lloyds Banking Group, have announced they'll close at least 35 more branches between them over the next 12 months.

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