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Debt-free wannabe challenges

Archives for April 2019

Make £10 a day in May 2019
Hello and welcome everybody :hello: This is the 141st month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
Claims guys and Mr Lender
I had used the claims guys to successfully claim me over £2000 of poi so thought I would have a crack for Mr Lender whom I had over £5000 of loans over a 3 year period I’ve several emails of non payment etc and they did out a financial strain on my livelihood. The claim was started in November 2018 and I completed all…
Marvelous May's NO Spend Day's Challange
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of May. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
NST May 2019: May merriment
NST May 2019: May Merriment :D The NST turtles are a merry bunch. :D We are about health, wealth and a life well-lived. We want to enjoy life and live it to the full. We aim to be debt-free, to be mortgage-free, to live within our means, to have a full life without paying full prices for it. We are not solely about the…
1 debt vs 100 days chapter 32
Hi everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 32. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 1st of May and finishes on 8th of August 2019. If you want to join in, please write your name below. 1. Charlotte1988…
May Bring Your Lunch To Work
Welcome to May's bring your lunch to work, Summer is on its way....finally :D Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 21 working days up for grabs. Let me know if you want to join in and I'll add you to the…
Debt pay off advice after breakup
Hello Everyone, I hear this is the place to come to find some advice on your personal situation. So without telling my whole life story, its quite hard to talk about for a man. I finally got out of 6 years in abusive and violent relationship but it has left me in a right mess financially. Took out loans and credit cards…
LCS Debt Recovery Letter
Hi all, me and my partner moved into our first place on 14th February of this year, today we received a letter from LCS regarding a debt leading up to this date. A quick search online and I've seen a lot of warnings about responding to them in any way as they will just try and pursue the money from us even though it is not…
Financial dispute with ex
Looking for advice. I am still financially tied to an ex of mine. We have an unsecured loan together. The issue is he has never paid anything towards this loan since we split in 2008. I have tried on several occasions to come to a reasonable solution to the matter but to no avail. He now had a mortgage as do I so I have…
Help needed in a terrible mess
Hello, I am in a terrible mess. I am a hoarder and owe a lot of rent on containers, they are full of my personal belongings and thousands of books about 400 banana boxes of books in each container. If I don't clear them soon the landlord will sell the contents to pay off the debt. I am emptying the containers by myself and…
capquest
hi would like some advise had a bunch of letters today from capquest about a debt i owe haven't had any letters phone calls or anything for 8 years i was wondering if this is still enforceable on the letters its saying remediation of account i have received a bunch of letters one for every year from the 8 years going back…
Awesome April's NSD thread.
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of April. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
Shift from shifts, while shifting the clutter
I'm unsure if this is the right place to post it, but I've had some great advice from the challenge boards before. As of today, I've been doing shift work for four years. Due to ever-changing sleep patterns, I've never got into a regular routine and am always putting things off until later or when I'm not so tired. I've…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Debt-free wannabe challenges

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