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Debt-free wannabe challenges

Archives for April 2018

~Make upto £10 a day May 2018~
Hello and welcome everybody :hello: This is the 129th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
Debt Free Wannabe Challenges
Just looking for ideas from those of you who are members of different challenges and what you do with the money from each challenge - i.e. do you use one challenger to save for meals out, one to maybe for a holiday, one which you just bank? For instance if you are a member of the £2 savers club, 50p savers, 20p savers and…
NST May 2018: May the odds be ever in your favour!
[FONT=&quot]NST May 2018: May the odds be ever in your favour![/FONT] [FONT=&quot] However difficult life may seem, there is always something you can do and succeed at. Stephen Hawking. MMM says: If you are one of the 99% of people who is forced to live with only a finite amount of money, you should probably give some…
May Bring Your Lunch to Work
Welcome to May's bring your lunch to work, hopefully it will feel more like summer than the spring or winter we've had recently. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 21 working days up for grabs. Let me…
Being chased for debt which starts 9 years ago
Any advice or help would be appreciated thank you my husband and I bought and moved into my home is 2008. Some of the houses and land around us are owned by a housing association and there is a grass verge which is owned by the housing association. In 2008 we asked for permission to put a driveway across this land to get…
Hitting rock bottom
I'm stupid, desperate and at a loss at what to do. I'm married , working two jobs and in a load of debt, I haven't got the exact figures yet- I'm scared to count it all up , but on credit cards I have about £9000 of debt, £25000 of debt over three loans, plus a small mortgage , I owe my daughter ( this hurts the most)…
1 debt vs 100 days chapter 29
Hello everyone! Let's do it again, our 1 Debt vs 100 days challenge chapter 28. There's one , simple rule: choose one debt and do whatever you can, to pay it off within 100 days. This challenge starts on 23 April 2018 and finishes on 1 August 2018. If you want to take a part, write your name and amount you're aiming to pay…
the £1,000 project
This challenge is based on the book & challenge originally created by Canna Campbell entitled "the $1,000 project" The book is £9.49 from Amazon for the kindle copy. The challenge is to create little Parcels of £1,000 $1,000 through passive incomes. Canna Campbell had the goal of creating 40 of these parcels, meaning she…
April's Bring Your Lunch to Work
Spring time April is upon us :D Welcome to a new shiny month and a new even shinier challenge. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 20 working days up for grabs. Let me know if you want to join in and I'll…
Capquest - Should I engage?
Hi, After a little info regarding CapQuest. They have recently started harassing me via text and phone calls, I haven't answered any of them though and have been blocking the numbers. As I haven't spoken to them I'm not sure what the debt is for, I have a few what I believe to be 'statute barred' debts as they are older…
April NSD Challenge 2018
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of January. Keep us updated with your progress and hope you all have a great start to the new year. To join, just post your personal target and you are on your way. Tips for the…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Debt-free wannabe challenges

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