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Debt-free wannabe challenges
Archives for July 2017
Discussion List
Make upto £10 a day in August 2017 - everybody most welcome
Hello and welcome everybody :hello: This is the 120th month of this challenge, which was first started by Batgirl, in September 2007. A link here to the original thread as I am sure some of you are interested to read where it all began. Thanks to Batgirl for starting it, lynnejk and ALL posters, for helping us to keep the…
NST - Stupendous Sextilis
Welcome to August’s NST challenge – August was originally the 6th month of the year and was called Sextilis, in 27BC it was renamed August in tribute to the first Roman emperor – Augustus Ceasar. The flowers which represent August are the Poppy and Gladioli – I love these flowers and just the other day saw a purple poppy.…
Finally facing up
I have been reading posts for over 10 years without posting but finally I real ready to speak! Because of illness I have been out of work for long periods over the last 15 years and, due to our son's medical needs my wife has also not worked for the last 14 years. We are homeowners and although I am in fairly good…
August Bring Your Lunch To Work Challenge
I've not seen this challenge around for a while so I'm going to resurrect it! I'm fairly disciplined about bringing in lunch but haven't always been, three pounds per day spent on a meal deal used to be the order of the day (with a side order of St@rbucks hot chocolate and pastry for breakfast in the morning!) and I still…
August challenges!
Hi everyone We'd love to get an August debt free challenge in next week's email so people can start it off at the beginning of the month but our deadline is today. If you have a moment would anyone be able to start some of them today so we can include them? Massive thank you in advance! Andrea :)
Budget Challenge Personal Spend
New budget means that clothes, hair and beauty buys should be no more than £100 per month - I will try to stick with this until our move is settled and we know where we are financially going forward. Although, perhaps to many this does not sound like a restricted budget - sadly for me it is. Need to look decent for work…
Do I legally have to supply a debt collection company with my bank details?
I'm just over 1,000 pounds in debt and have agreed to pay 100 pound a month, before even taking a payment I was told this was only going to be suitable for 3 months then I would have the pay the rest in full. These horrible people have said they wouldn't contact be until the 28th July to pay my first instalment, now I have…
what to pay
hi its my first time posting. i work ft and am trying desperately to save for a mortgage.. very unsucessfully. In the past ive had some bad fortune and honestly been irresponsible with money ive come into some money 6500 and not sure where to start. Do i put this into a savings for the deposit? Do i pay off debts.. * 2100…
The July NSD Thread!
Hey folks.Let's see if I'm better at updating this month!
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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