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Debt-free wannabe challenges
Archives for May 2016
Discussion List
Debt advice needed - 60K
Hi I'm in need of some advice please. I currently owe around 60k worth of unsecured debts. Both loans and credit cards. All racked up through gambling, which I am now seeking help for. Amazingly I have kept up to date with all payments until now. I can no longer keep up with working 12 hour shifts 6 days a week. I have…
Tomlin order
Hello everyone, I've recently negotiated with a solicitors a Tomlin order whereby I am required to repay £700 PCP until April 17. The problem is my circumstances have since changed and my monthly disposable income has reduced significantly. is there any way, once a Tomlin order is in place, the repayment amounts can be…
Make £10 a day June 2016 Challenge
Hello and welcome everybody :hello: This is the 106th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but…
NST June Challenge
NST June – How did it get so late so soon? It’s night before its afternoon. December is here before its June. My goodness how the time has flewn. How did it get so late so soon? Dr. Seuss Welcome to the new Monthly NST (Ninja Saving Turtles) Challenge! NST's are a group of Money Saving challengers from across the UK (and…
£80K CC debt but not living in UK
Hi, I would appreciate your advice. I left UK actually about 8 years ago and I have been trying to honestly service my debt (about £80k now) from abroad without missing any payments. Cost is about £3500 every month, but my debt is not reducing at all. Now, my situation has changed dramatically and I need to move back home…
removal of phone cable line on window
Hello, I bought a flat a few years ago and i’m not in the process of replacing windows. The problem is that one of my windows (wooden ledge part) has a telephone cable running through it – i think this must have happened when they converted the property some time ago. I assume that the cable belongs to BT as it runs to a…
IVA to Lloyds
We have been paying our IVA to Lloyds now for 6 years there is still about in total, (loan C/C and overdraft)13K left. At what point might Lloyds write off any debt, or will they just keep us going year on year until it's paid ?
Previously unknown CCJ from 2013 - best / cheapest course of action to resolve?
I've been trying to clean up my credit report recently having finally cleared debts from the past 15yrs, only to find out recently that I now have an active CCJ against me from Northampton court dated from November 2013! This is total news to me as I moved from my last address in 2014, but don't recall ever seeing a CCJ…
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