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Debt-free wannabe challenges
Archives for March 2015
Discussion List
Make £10 a day April 2015 challenge
Hello and welcome everybody This is the 92nd month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but please read as it give…
NST Challenge - Spring is here!
NST – Spring is here! At the start of our debt free journeys, we all make drastic changes to our spending and make great head way on the debt. At the start of each year, we all feel renewed with enthusiasm and refocus on our debts. However, every month of our debt free journey is just as important as the start of the…
The Awesome 'All's Well That Ends Well' April NSD Challenge!
April will be here soon,and the intrepid and weary moth cultivators AKA The NSD gang,have decided to stay at home for once.That's right,we're going to sit back with our feet up,drink copious cups of tea,dunking those those yummy Rich Tea biscuits,doing a sudoku or two and enjoying the rain. Oh,and if we're lucky,we might…
Questionable bailif charges
Hello, Please can someone advise on my ongoing woe. This a council tax debt from 2010 A baillif visited and dropped a letter with the head in Attendance Notice To Take control of Goods. This was for a balance of council tax from about 5 years ago, which I've been paying back at the rate of £20 per month, however I've…
Help! How long must a debt be 'dormant' before it is written off???
Hi, I am desperately trying to organise my finances and get debt free and improve my credit rating after years of ignoring it all :( Brief background is that when I was a lot younger I just thought money was free and took out catalouges etc. I now believe most of those are paid off with a loan i took out to consolidate my…
March 2015- Take Your Lunch to Work Challenge.
It's back, by popular demand- Thanks to those who PM'd me asking me to revive this challenge- your wish is my command Save your £'s by taking your Lunch To Work (LTW)! A new thread for March 2015!! Although the title is 'Take Your Lunch to WORK', ANYONE can join in You can be a stay-at-home-parent, unemployed, work part…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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